Insurance Australia (Germany) Performance
| NRM Stock | EUR 4.04 0.02 0.49% |
The company retains a Market Volatility (i.e., Beta) of 0.17, which attests to not very significant fluctuations relative to the market. As returns on the market increase, Insurance Australia's returns are expected to increase less than the market. However, during the bear market, the loss of holding Insurance Australia is expected to be smaller as well. At this point, Insurance Australia has a negative expected return of -0.1%. Please make sure to check out Insurance Australia's kurtosis, and the relationship between the potential upside and day median price , to decide if Insurance Australia performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Weakest
Weak | Strong |
Over the last 90 days Insurance Australia Group has generated negative risk-adjusted returns adding no value to investors with long positions. Despite latest fragile performance, the Stock's basic indicators remain stable and the current disturbance on Wall Street may also be a sign of long-run gains for the company stockholders. ...more
Forward Dividend Yield 0.0439 | Payout Ratio 0.6742 | Last Split Factor 0.976:1 | Forward Dividend Rate 0.18 | Ex Dividend Date 2026-02-17 |
1 | Insurance Australia Group Limiteds Prospects Need A Boost To Lift Shares - simplywall.st | 12/08/2025 |
2 | Is Weakness In Insurance Australia Group Limited Stock A Sign That The Market Could be Wrong Given Its Strong Financial Prospects - simplywall.st | 01/20/2026 |
3 | Insurance Australia Groups three-year total shareholder returns outpace the underlying earnings growth - Yahoo Finance UK | 02/13/2026 |
| Begin Period Cash Flow | 1.8 B | |
| Free Cash Flow | 1.4 B |
Insurance |
Insurance Australia Relative Risk vs. Return Landscape
If you would invest 436.00 in Insurance Australia Group on November 16, 2025 and sell it today you would lose (30.00) from holding Insurance Australia Group or give up 6.88% of portfolio value over 90 days. Insurance Australia Group is currently producing negative expected returns and takes up 1.7022% volatility of returns over 90 trading days. Put another way, 15% of traded stocks are less volatile than Insurance, and 99% of all traded equity instruments are likely to generate higher returns over the next 90 trading days. Expected Return |
| Risk |
Insurance Australia Target Price Odds to finish over Current Price
The tendency of Insurance Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 4.04 | 90 days | 4.04 | close to 99 |
Based on a normal probability distribution, the odds of Insurance Australia to move above the current price in 90 days from now is close to 99 (This Insurance Australia Group probability density function shows the probability of Insurance Stock to fall within a particular range of prices over 90 days) .
Insurance Australia Price Density |
| Price |
Predictive Modules for Insurance Australia
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Insurance Australia. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.Insurance Australia Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. Insurance Australia is not an exception. The market had few large corrections towards the Insurance Australia's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Insurance Australia Group, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Insurance Australia within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | -0.1 | |
β | Beta against Dow Jones | 0.17 | |
σ | Overall volatility | 0.11 | |
Ir | Information ratio | -0.09 |
Insurance Australia Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Insurance Australia for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Insurance Australia can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| Insurance Australia generated a negative expected return over the last 90 days | |
| Insurance Australia is unlikely to experience financial distress in the next 2 years | |
| Insurance Australia Group has accumulated 18.52 B in total debt with debt to equity ratio (D/E) of 30.1, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Insurance Australia has a current ratio of 0.54, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Insurance Australia until it has trouble settling it off, either with new capital or with free cash flow. So, Insurance Australia's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Insurance Australia sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Insurance to invest in growth at high rates of return. When we think about Insurance Australia's use of debt, we should always consider it together with cash and equity. | |
| Latest headline from news.google.com: Insurance Australia Groups three-year total shareholder returns outpace the underlying earnings growth - Yahoo Finance UK |
Insurance Australia Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Insurance Stock often depends not only on the future outlook of the current and potential Insurance Australia's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Insurance Australia's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 2.4 B | |
| Dividends Paid | -862 M | |
| Forward Annual Dividend Rate | 0.18 | |
| Shares Float | 2.2 B |
Insurance Australia Fundamentals Growth
Insurance Stock prices reflect investors' perceptions of the future prospects and financial health of Insurance Australia, and Insurance Australia fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Insurance Stock performance.
| Return On Equity | 0.16 | ||||
| Return On Asset | 0.0459 | ||||
| Profit Margin | 0.06 % | ||||
| Operating Margin | 0.09 % | ||||
| Current Valuation | 11.26 B | ||||
| Shares Outstanding | 2.37 B | ||||
| Price To Earning | 16.73 X | ||||
| Price To Book | 2.19 X | ||||
| Price To Sales | 0.53 X | ||||
| Revenue | 14.9 B | ||||
| Gross Profit | 2.99 B | ||||
| EBITDA | 1.99 B | ||||
| Net Income | 1.36 B | ||||
| Cash And Equivalents | 878.81 M | ||||
| Cash Per Share | 0.37 X | ||||
| Total Debt | 18.52 B | ||||
| Debt To Equity | 30.10 % | ||||
| Book Value Per Share | 1.85 X | ||||
| Cash Flow From Operations | 899 M | ||||
| Earnings Per Share | 0.28 X | ||||
| Total Asset | 26.31 B | ||||
| Retained Earnings | 483 M | ||||
About Insurance Australia Performance
By analyzing Insurance Australia's fundamental ratios, stakeholders can gain valuable insights into Insurance Australia's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Insurance Australia has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Insurance Australia has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
Insurance Australia Group Limited underwrites general insurance products. Insurance Australia Group Limited was founded in 1925 and is headquartered in Sydney, Australia. INS AUST operates under Insurance - Property Casualty classification in Germany and is traded on Frankfurt Stock Exchange.Things to note about Insurance Australia performance evaluation
Checking the ongoing alerts about Insurance Australia for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Insurance Australia help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Insurance Australia generated a negative expected return over the last 90 days | |
| Insurance Australia is unlikely to experience financial distress in the next 2 years | |
| Insurance Australia Group has accumulated 18.52 B in total debt with debt to equity ratio (D/E) of 30.1, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Insurance Australia has a current ratio of 0.54, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Insurance Australia until it has trouble settling it off, either with new capital or with free cash flow. So, Insurance Australia's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Insurance Australia sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Insurance to invest in growth at high rates of return. When we think about Insurance Australia's use of debt, we should always consider it together with cash and equity. | |
| Latest headline from news.google.com: Insurance Australia Groups three-year total shareholder returns outpace the underlying earnings growth - Yahoo Finance UK |
- Analyzing Insurance Australia's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Insurance Australia's stock is overvalued or undervalued compared to its peers.
- Examining Insurance Australia's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Insurance Australia's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Insurance Australia's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Insurance Australia's stock. These opinions can provide insight into Insurance Australia's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Insurance Stock analysis
When running Insurance Australia's price analysis, check to measure Insurance Australia's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Insurance Australia is operating at the current time. Most of Insurance Australia's value examination focuses on studying past and present price action to predict the probability of Insurance Australia's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Insurance Australia's price. Additionally, you may evaluate how the addition of Insurance Australia to your portfolios can decrease your overall portfolio volatility.
| AI Portfolio Prophet Use AI to generate optimal portfolios and find profitable investment opportunities | |
| Competition Analyzer Analyze and compare many basic indicators for a group of related or unrelated entities | |
| Crypto Correlations Use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins | |
| Risk-Return Analysis View associations between returns expected from investment and the risk you assume | |
| Sectors List of equity sectors categorizing publicly traded companies based on their primary business activities | |
| Insider Screener Find insiders across different sectors to evaluate their impact on performance | |
| Portfolio Volatility Check portfolio volatility and analyze historical return density to properly model market risk |