UMB Financial (Germany) Performance
| UMB Stock | EUR 103.00 3.00 2.83% |
On a scale of 0 to 100, UMB Financial holds a performance score of 8. The entity owns a Beta (Systematic Risk) of 0.56, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, UMB Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding UMB Financial is expected to be smaller as well. Please check UMB Financial's semi deviation, coefficient of variation, jensen alpha, as well as the relationship between the downside deviation and standard deviation , to make a quick decision on whether UMB Financial's current price history will revert.
Risk-Adjusted Performance
Fair
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in UMB Financial are ranked lower than 8 (%) of all global equities and portfolios over the last 90 days. Despite nearly fragile basic indicators, UMB Financial may actually be approaching a critical reversion point that can send shares even higher in February 2026. ...more
| Begin Period Cash Flow | 9.2 B | |
| Price Earnings Ratio | 10.2151 |
UMB |
UMB Financial Relative Risk vs. Return Landscape
If you would invest 9,265 in UMB Financial on October 29, 2025 and sell it today you would earn a total of 1,035 from holding UMB Financial or generate 11.17% return on investment over 90 days. UMB Financial is currently producing 0.1956% returns and takes up 1.8069% volatility of returns over 90 trading days. Put another way, 16% of traded stocks are less volatile than UMB, and 97% of all traded equity instruments are likely to generate higher returns over the next 90 trading days. Expected Return |
| Risk |
UMB Financial Target Price Odds to finish over Current Price
The tendency of UMB Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 103.00 | 90 days | 103.00 | about 15.13 |
Based on a normal probability distribution, the odds of UMB Financial to move above the current price in 90 days from now is about 15.13 (This UMB Financial probability density function shows the probability of UMB Stock to fall within a particular range of prices over 90 days) .
Assuming the 90 days horizon UMB Financial has a beta of 0.56. This usually implies as returns on the market go up, UMB Financial average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding UMB Financial will be expected to be much smaller as well. Additionally UMB Financial has an alpha of 0.1471, implying that it can generate a 0.15 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta). UMB Financial Price Density |
| Price |
Predictive Modules for UMB Financial
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as UMB Financial. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.UMB Financial Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. UMB Financial is not an exception. The market had few large corrections towards the UMB Financial's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold UMB Financial, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of UMB Financial within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | 0.15 | |
β | Beta against Dow Jones | 0.56 | |
σ | Overall volatility | 4.85 | |
Ir | Information ratio | 0.06 |
UMB Financial Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of UMB Financial for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for UMB Financial can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| Over 91.0% of the company outstanding shares are owned by institutional investors |
UMB Financial Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of UMB Stock often depends not only on the future outlook of the current and potential UMB Financial's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. UMB Financial's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 48.3 M | |
| Forward Annual Dividend Rate | 1.4 | |
| Shares Float | 45.1 M |
UMB Financial Fundamentals Growth
UMB Stock prices reflect investors' perceptions of the future prospects and financial health of UMB Financial, and UMB Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on UMB Stock performance.
| Return On Equity | 0.15 | |||
| Return On Asset | 0.0106 | |||
| Profit Margin | 0.30 % | |||
| Operating Margin | 0.39 % | |||
| Current Valuation | 5.44 B | |||
| Shares Outstanding | 48.32 M | |||
| Price To Earning | 14.44 X | |||
| Price To Book | 1.61 X | |||
| Price To Sales | 2.57 X | |||
| Revenue | 1.36 B | |||
| Cash And Equivalents | 763.45 M | |||
| Cash Per Share | 15.56 X | |||
| Total Debt | 381.31 M | |||
| Book Value Per Share | 55.20 X | |||
| Cash Flow From Operations | 534.08 M | |||
| Earnings Per Share | 8.37 X | |||
| Total Asset | 38.51 B | |||
About UMB Financial Performance
By analyzing UMB Financial's fundamental ratios, stakeholders can gain valuable insights into UMB Financial's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if UMB Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if UMB Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other financial services. UMB Financial Corporation was founded in 1913 and is headquartered in Kansas City, Missouri. UMB Financial operates under Banks - Regional - US classification in Germany and is traded on Frankfurt Stock Exchange. It employs 3573 people.Things to note about UMB Financial performance evaluation
Checking the ongoing alerts about UMB Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for UMB Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Over 91.0% of the company outstanding shares are owned by institutional investors |
- Analyzing UMB Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether UMB Financial's stock is overvalued or undervalued compared to its peers.
- Examining UMB Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating UMB Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of UMB Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of UMB Financial's stock. These opinions can provide insight into UMB Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for UMB Stock analysis
When running UMB Financial's price analysis, check to measure UMB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy UMB Financial is operating at the current time. Most of UMB Financial's value examination focuses on studying past and present price action to predict the probability of UMB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move UMB Financial's price. Additionally, you may evaluate how the addition of UMB Financial to your portfolios can decrease your overall portfolio volatility.
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