University Bancorp Stock Performance
| UNIB Stock | USD 19.06 0.12 0.63% |
On a scale of 0 to 100, University Bancorp holds a performance score of 18. The entity has a beta of -0.18, which indicates not very significant fluctuations relative to the market. As returns on the market increase, returns on owning University Bancorp are expected to decrease at a much lower rate. During the bear market, University Bancorp is likely to outperform the market. Please check University Bancorp's downside variance, rate of daily change, and the relationship between the maximum drawdown and skewness , to make a quick decision on whether University Bancorp's existing price patterns will revert.
Risk-Adjusted Performance
Solid
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in University Bancorp are ranked lower than 18 (%) of all global equities and portfolios over the last 90 days. Despite somewhat abnormal forward indicators, University Bancorp sustained solid returns over the last few months and may actually be approaching a breakup point. ...more
| Begin Period Cash Flow | 200.4 M | |
| Total Cashflows From Investing Activities | -82.3 M |
University |
University Bancorp Relative Risk vs. Return Landscape
If you would invest 1,625 in University Bancorp on September 29, 2025 and sell it today you would earn a total of 281.00 from holding University Bancorp or generate 17.29% return on investment over 90 days. University Bancorp is currently generating 0.2553% in daily expected returns and assumes 1.095% risk (volatility on return distribution) over the 90 days horizon. In different words, 9% of otc stocks are less volatile than University, and 95% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
University Bancorp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for University Bancorp's investment risk. Standard deviation is the most common way to measure market volatility of otc stocks, such as University Bancorp, and traders can use it to determine the average amount a University Bancorp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.2331
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Based on monthly moving average University Bancorp is performing at about 18% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of University Bancorp by adding it to a well-diversified portfolio.
University Bancorp Fundamentals Growth
University OTC Stock prices reflect investors' perceptions of the future prospects and financial health of University Bancorp, and University Bancorp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on University OTC Stock performance.
| Return On Equity | 0.38 | |||
| Return On Asset | 0.053 | |||
| Profit Margin | 0.19 % | |||
| Operating Margin | 0.27 % | |||
| Current Valuation | 92.39 M | |||
| Shares Outstanding | 4.89 M | |||
| Price To Earning | 26.90 X | |||
| Price To Book | 1.07 X | |||
| Price To Sales | 0.61 X | |||
| Revenue | 127.83 M | |||
| Cash And Equivalents | 4.04 M | |||
| Cash Per Share | 0.84 X | |||
| Total Debt | 22.62 M | |||
| Book Value Per Share | 15.97 X | |||
| Cash Flow From Operations | 58.8 M | |||
| Earnings Per Share | 4.84 X | |||
| Total Asset | 500.38 M | |||
| Retained Earnings | (693 K) | |||
About University Bancorp Performance
By analyzing University Bancorp's fundamental ratios, stakeholders can gain valuable insights into University Bancorp's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if University Bancorp has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if University Bancorp has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
University Bancorp, Inc. operates as the bank holding company for University Bank that provides various personal, business, and community banking services in the United States. University Bancorp, Inc. was founded in 1890 and is based in Ann Arbor, Michigan. University Bncp operates under BanksRegional classification in the United States and is traded on OTC Exchange.Things to note about University Bancorp performance evaluation
Checking the ongoing alerts about University Bancorp for important developments is a great way to find new opportunities for your next move. OTC Stock alerts and notifications screener for University Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.Evaluating University Bancorp's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate University Bancorp's otc stock performance include:- Analyzing University Bancorp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether University Bancorp's stock is overvalued or undervalued compared to its peers.
- Examining University Bancorp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating University Bancorp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of University Bancorp's management team can help you assess the OTC Stock's leadership.
- Pay attention to analyst opinions and ratings of University Bancorp's otc stock. These opinions can provide insight into University Bancorp's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for University OTC Stock analysis
When running University Bancorp's price analysis, check to measure University Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy University Bancorp is operating at the current time. Most of University Bancorp's value examination focuses on studying past and present price action to predict the probability of University Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move University Bancorp's price. Additionally, you may evaluate how the addition of University Bancorp to your portfolios can decrease your overall portfolio volatility.
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