American Riviera Operating Margin vs. Current Valuation

ARBV Stock  USD 19.87  0.02  0.10%   
Based on the key profitability measurements obtained from American Riviera's financial statements, American Riviera Bank may not be well positioned to generate adequate gross income at the moment. It has a very high risk of underperforming in January. Profitability indicators assess American Riviera's ability to earn profits and add value for shareholders.
For American Riviera profitability analysis, we use financial ratios and fundamental drivers that measure the ability of American Riviera to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well American Riviera Bank utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between American Riviera's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of American Riviera Bank over time as well as its relative position and ranking within its peers.
  
Check out Trending Equities.
Please note, there is a significant difference between American Riviera's value and its price as these two are different measures arrived at by different means. Investors typically determine if American Riviera is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, American Riviera's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

American Riviera Bank Current Valuation vs. Operating Margin Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining American Riviera's current stock value. Our valuation model uses many indicators to compare American Riviera value to that of its competitors to determine the firm's financial worth.
American Riviera Bank is rated below average in operating margin category among its peers. It is rated below average in current valuation category among its peers . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the American Riviera's earnings, one of the primary drivers of an investment's value.

American Current Valuation vs. Operating Margin

Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.

American Riviera

Operating Margin

 = 

Operating Income

Revenue

X

100

 = 
0.37 %
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.

American Riviera

Enterprise Value

 = 

Market Cap + Debt

-

Cash

 = 
(135.44 M)
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.

American Current Valuation vs Competition

American Riviera Bank is rated below average in current valuation category among its peers. After adjusting for long-term liabilities, total market size of Financials industry is presently estimated at about 288.61 Million. American Riviera has negative current valuation of (135.44 Million) contributing less than 1% to the industry.

American Riviera Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in American Riviera, profitability is also one of the essential criteria for including it into their portfolios because, without profit, American Riviera will eventually generate negative long term returns. The profitability progress is the general direction of American Riviera's change in net profit over the period of time. It can combine multiple indicators of American Riviera, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
American Riviera Bancorp operates as a bank holding company for American Riviera Bank that provides a range of community banking products and services for businesses and consumers in California. The company was incorporated in 2006 and is headquartered in Santa Barbara, California. American Riviera is traded on OTC Exchange in the United States.

American Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on American Riviera. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of American Riviera position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the American Riviera's important profitability drivers and their relationship over time.

Learn to be your own money manager

Our tools can tell you how much better you can do entering a position in American Riviera without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

Did you try this?

Run Financial Widgets Now

   

Financial Widgets

Easily integrated Macroaxis content with over 30 different plug-and-play financial widgets
All  Next Launch Module

Use Investing Themes to Complement your American Riviera position

In addition to having American Riviera in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Power Assets Thematic Idea Now

Power Assets
Power Assets Theme
Large capitalization equities showing high long-term performance indicators and above average return expectations based on Macroaxis rating system. The Power Assets theme has 49 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Power Assets Theme or any other thematic opportunities.
View All  Next Launch

Additional Tools for American OTC Stock Analysis

When running American Riviera's price analysis, check to measure American Riviera's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy American Riviera is operating at the current time. Most of American Riviera's value examination focuses on studying past and present price action to predict the probability of American Riviera's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move American Riviera's price. Additionally, you may evaluate how the addition of American Riviera to your portfolios can decrease your overall portfolio volatility.