American Riviera Total Debt vs. Operating Margin

ARBV Stock  USD 19.87  0.02  0.10%   
Based on the key profitability measurements obtained from American Riviera's financial statements, American Riviera Bank may not be well positioned to generate adequate gross income at the moment. It has a very high risk of underperforming in January. Profitability indicators assess American Riviera's ability to earn profits and add value for shareholders.
For American Riviera profitability analysis, we use financial ratios and fundamental drivers that measure the ability of American Riviera to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well American Riviera Bank utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between American Riviera's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of American Riviera Bank over time as well as its relative position and ranking within its peers.
  
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Please note, there is a significant difference between American Riviera's value and its price as these two are different measures arrived at by different means. Investors typically determine if American Riviera is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, American Riviera's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

American Riviera Bank Operating Margin vs. Total Debt Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining American Riviera's current stock value. Our valuation model uses many indicators to compare American Riviera value to that of its competitors to determine the firm's financial worth.
American Riviera Bank is rated below average in total debt category among its peers. It is rated below average in operating margin category among its peers . The ratio of Total Debt to Operating Margin for American Riviera Bank is about  48,270,314 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the American Riviera's earnings, one of the primary drivers of an investment's value.

American Total Debt vs. Competition

American Riviera Bank is rated below average in total debt category among its peers. Total debt of Financials industry is presently estimated at about 446.57 Million. American Riviera holds roughly 18 Million in total debt claiming about 4% of equities under Financials industry.
Total debt  Workforce  Valuation  Revenue  Capitalization

American Operating Margin vs. Total Debt

Total Debt refers to the amount of long term interest-bearing liabilities that a company carries on its balance sheet. That may include bonds sold to the public, notes written to banks or capital leases. Typically, debt can help a company magnify its earnings, but the burden of interest and principal payments will eventually prevent the firm from borrow excessively.

American Riviera

Total Debt

 = 

Bonds

+

Notes

 = 
18 M
In most industries, total debt may also include the current portion of long-term debt. Since debt terms vary widely from one company to another, simply comparing outstanding debt obligations between different companies may not be adequate. It is usually meant to compare total debt amounts between companies that operate within the same sector.
Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.

American Riviera

Operating Margin

 = 

Operating Income

Revenue

X

100

 = 
0.37 %
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.

American Operating Margin Comparison

American Riviera is currently under evaluation in operating margin category among its peers.

American Riviera Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in American Riviera, profitability is also one of the essential criteria for including it into their portfolios because, without profit, American Riviera will eventually generate negative long term returns. The profitability progress is the general direction of American Riviera's change in net profit over the period of time. It can combine multiple indicators of American Riviera, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
American Riviera Bancorp operates as a bank holding company for American Riviera Bank that provides a range of community banking products and services for businesses and consumers in California. The company was incorporated in 2006 and is headquartered in Santa Barbara, California. American Riviera is traded on OTC Exchange in the United States.

American Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on American Riviera. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of American Riviera position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the American Riviera's important profitability drivers and their relationship over time.

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Additional Tools for American OTC Stock Analysis

When running American Riviera's price analysis, check to measure American Riviera's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy American Riviera is operating at the current time. Most of American Riviera's value examination focuses on studying past and present price action to predict the probability of American Riviera's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move American Riviera's price. Additionally, you may evaluate how the addition of American Riviera to your portfolios can decrease your overall portfolio volatility.