Comerica Incorporated Operating Margin vs. Net Income

CMA Stock  USD 88.67  3.18  3.46%   
Based on the measurements of profitability obtained from Comerica Incorporated's financial statements, Comerica Incorporated is yielding more profit at this time then in previous quarter. It has a moderate probability of reporting better profitability numbers in March. Profitability indicators assess Comerica Incorporated's ability to earn profits and add value for shareholders.

Comerica Incorporated Operating Profit Margin

0.19

The current year's Operating Cash Flow Sales Ratio is expected to grow to 0.19, whereas Price To Sales Ratio is forecasted to decline to 1.83. At present, Comerica Incorporated's Income Tax Expense is projected to increase significantly based on the last few years of reporting. The current year's Net Income Applicable To Common Shares is expected to grow to about 758 M, whereas Accumulated Other Comprehensive Income is projected to grow to (2 B). At present, Comerica Incorporated's Pretax Profit Margin is projected to increase slightly based on the last few years of reporting. The current year's Operating Profit Margin is expected to grow to 0.20, whereas Gross Profit is forecasted to decline to about 2.6 B.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.570.6807
Fairly Down
Pretty Stable
Net Profit Margin0.140.1507
Significantly Down
Pretty Stable
Operating Profit Margin0.20.1907
Sufficiently Up
Very volatile
Pretax Profit Margin0.20.1907
Sufficiently Up
Very volatile
Return On Assets0.01190.009
Significantly Up
Slightly volatile
Return On Equity0.140.0938
Way Up
Slightly volatile
For Comerica Incorporated profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Comerica Incorporated to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Comerica Incorporated utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Comerica Incorporated's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Comerica Incorporated over time as well as its relative position and ranking within its peers.

Comerica Incorporated's Revenue Breakdown by Earning Segment

Check out Trending Equities to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
The next projected EPS of Comerica Incorporated is estimated to be 1.21 with future projections ranging from a low of 1.1676 to a high of 1.35. Comerica Incorporated's most recent 12-month trailing earnings per share (EPS TTM) is at 5.28. Please be aware that the consensus of earnings estimates for Comerica Incorporated is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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Comerica Incorporated is projected to generate 1.21 in earnings per share on the . Comerica Incorporated earnings estimates show analyst consensus about projected Comerica Incorporated EPS (Earning Per Share). It derives the highest and the lowest estimates based on Comerica Incorporated's historical volatility. Many public companies, such as Comerica Incorporated, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Comerica Incorporated Revenue Breakdown by Earning Segment

By analyzing Comerica Incorporated's earnings estimates, investors can diagnose different trends across Comerica Incorporated's analyst sentiment over time as well as compare current estimates against different timeframes.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Comerica Incorporated. Projected growth potential of Comerica fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Comerica Incorporated assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.036
Dividend Share
2.84
Earnings Share
5.28
Revenue Per Share
25.192
Quarterly Revenue Growth
0.04
Comerica Incorporated's market price often diverges from its book value, the accounting figure shown on Comerica's balance sheet. Smart investors calculate Comerica Incorporated's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Comerica Incorporated's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Comerica Incorporated's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Comerica Incorporated should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Comerica Incorporated's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Comerica Incorporated Net Income vs. Operating Margin Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Comerica Incorporated's current stock value. Our valuation model uses many indicators to compare Comerica Incorporated value to that of its competitors to determine the firm's financial worth.
Comerica Incorporated is rated below average in operating margin category among its peers. It is rated below average in net income category among its peers making up about  2,398,805,574  of Net Income per Operating Margin. At present, Comerica Incorporated's Operating Profit Margin is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Comerica Incorporated's earnings, one of the primary drivers of an investment's value.

Comerica Net Income vs. Operating Margin

Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.

Comerica Incorporated

Operating Margin

 = 

Operating Income

Revenue

X

100

 = 
0.30 %
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.

Comerica Incorporated

Net Income

 = 

(Rev + Gain)

-

(Exp + Loss)

 = 
723 M
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.

Comerica Net Income Comparison

Comerica Incorporated is currently under evaluation in net income category among its peers.

Comerica Incorporated Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Comerica Incorporated, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Comerica Incorporated will eventually generate negative long term returns. The profitability progress is the general direction of Comerica Incorporated's change in net profit over the period of time. It can combine multiple indicators of Comerica Incorporated, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-2.1 B-2 B
Operating Income915 M821.9 M
Net Income723 M643.3 M
Income Tax Expense192 M224.7 M
Income Before Tax915 M901.9 M
Total Other Income Expense Net-24.1 M-25.4 M
Net Income Applicable To Common Shares691 M758 M
Net Income From Continuing Ops802.7 M819.2 M
Net Interest Income2.5 B2.3 B
Interest Income4.5 B2.8 B
Change To Netincome27 M25.6 M
Net Income Per Share 5.48  2.80 
Income Quality 0.99  1.83 
Net Income Per E B T 0.79  0.56 

Comerica Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Comerica Incorporated. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Comerica Incorporated position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Comerica Incorporated's important profitability drivers and their relationship over time.

Comerica Incorporated Earnings Estimation Breakdown

The calculation of Comerica Incorporated's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Comerica Incorporated is estimated to be 1.21 with the future projection ranging from a low of 1.1676 to a high of 1.35. Please be aware that this consensus of annual earnings estimates for Comerica Incorporated is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
1.46
1.17
Lowest
Expected EPS
1.21
1.35
Highest

Comerica Incorporated Earnings Projection Consensus

Suppose the current estimates of Comerica Incorporated's value are higher than the current market price of the Comerica Incorporated stock. In this case, investors may conclude that Comerica Incorporated is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Comerica Incorporated's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
991.31%
1.46
1.21
5.28

Comerica Incorporated Earnings History

Earnings estimate consensus by Comerica Incorporated analysts from Wall Street is used by the market to judge Comerica Incorporated's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we suggest analyzing not only Comerica Incorporated's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Comerica Incorporated Quarterly Gross Profit

836 Million

At present, Comerica Incorporated's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Earnings Yield is expected to grow to 0.1, whereas Retained Earnings Total Equity is forecasted to decline to about 8.4 B. The current year's Common Stock Shares Outstanding is expected to grow to about 165.9 M. The current year's Net Income Applicable To Common Shares is expected to grow to about 758 M.
Hype
Prediction
LowEstimatedHigh
87.8389.5991.35
Details
Intrinsic
Valuation
LowRealHigh
78.6480.4097.54
Details
Naive
Forecast
LowNextHigh
86.7988.5590.32
Details
22 Analysts
Consensus
LowTargetHigh
79.0686.8896.43
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of Comerica assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Comerica Incorporated. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Comerica Incorporated's stock price in the short term.

Comerica Incorporated Earnings per Share Projection vs Actual

Actual Earning per Share of Comerica Incorporated refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Comerica Incorporated predict the company's earnings will be in the future. The higher the earnings per share of Comerica Incorporated, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Comerica Incorporated Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Comerica Incorporated, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Comerica Incorporated should always be considered in relation to other companies to make a more educated investment decision.

Comerica Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Comerica Incorporated's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2026-01-20
2025-12-311.251.460.2116 
2025-10-17
2025-09-301.281.480.215 
2025-07-18
2025-06-301.221.30.08
2025-04-21
2025-03-311.131.250.1210 
2025-01-22
2024-12-311.261.2-0.06
2024-10-18
2024-09-301.161.370.2118 
2024-07-19
2024-06-301.191.490.325 
2024-04-18
2024-03-311.141.290.1513 
2024-01-19
2023-12-311.391.460.07
2023-10-20
2023-09-301.71.840.14
2023-07-21
2023-06-301.862.010.15
2023-04-20
2023-03-312.272.390.12
2023-01-19
2022-12-312.562.580.02
2022-10-19
2022-09-302.572.60.03
2022-07-20
2022-06-301.771.920.15
2022-04-20
2022-03-311.371.370.0
2022-01-19
2021-12-311.581.660.08
2021-10-20
2021-09-301.641.90.2615 
2021-07-21
2021-06-301.62.320.7245 
2021-04-20
2021-03-311.362.431.0778 
2021-01-19
2020-12-311.191.490.325 
2020-10-20
2020-09-300.841.440.671 
2020-07-21
2020-06-300.220.80.58263 
2020-04-21
2020-03-310.9-0.46-1.36151 
2020-01-21
2019-12-311.751.850.1
2019-10-16
2019-09-301.91.930.03
2019-07-17
2019-06-3021.94-0.06
2019-04-16
2019-03-311.932.080.15
2019-01-16
2018-12-311.891.950.06
2018-10-16
2018-09-301.781.860.08
2018-07-17
2018-06-301.681.90.2213 
2018-04-17
2018-03-311.541.540.0
2018-01-16
2017-12-311.251.280.03
2017-10-17
2017-09-301.231.270.04
2017-07-18
2017-06-301.091.150.06
2017-04-18
2017-03-310.971.020.05
2017-01-17
2016-12-310.940.990.05
2016-10-18
2016-09-300.780.920.1417 
2016-07-19
2016-06-300.690.770.0811 
2016-04-19
2016-03-310.450.34-0.1124 
2016-01-19
2015-12-310.690.710.02
2015-10-16
2015-09-300.690.740.05
2015-07-17
2015-06-300.750.73-0.02
2015-04-17
2015-03-310.730.730.0
2015-01-16
2014-12-310.780.820.04
2014-10-17
2014-09-300.80.79-0.01
2014-07-15
2014-06-300.770.80.03
2014-04-15
2014-03-310.720.730.01
2014-01-17
2013-12-310.740.770.03
2013-10-16
2013-09-300.710.780.07
2013-07-16
2013-06-300.70.760.06
2013-04-16
2013-03-310.680.70.02
2013-01-16
2012-12-310.650.690.04
2012-10-17
2012-09-300.670.710.04
2012-07-17
2012-06-300.620.760.1422 
2012-04-17
2012-03-310.560.660.117 
2012-01-20
2011-12-310.540.60.0611 
2011-10-19
2011-09-300.550.51-0.04
2011-07-19
2011-06-300.530.530.0
2011-04-19
2011-03-310.480.570.0918 
2011-01-18
2010-12-310.320.550.2371 
2010-10-20
2010-09-300.410.33-0.0819 
2010-07-21
2010-06-300.220.390.1777 
2010-04-21
2010-03-31-0.620.040.66106 
2010-01-21
2009-12-31-0.49-0.410.0816 
2009-10-20
2009-09-30-0.51-0.10.4180 
2009-07-21
2009-06-30-0.44-0.10.3477 
2009-04-21
2009-03-31-0.09-0.16-0.0777 
2009-01-22
2008-12-310.250.08-0.1768 
2008-10-17
2008-09-300.350.510.1645 
2008-07-17
2008-06-300.490.520.03
2008-04-17
2008-03-310.790.73-0.06
2008-01-17
2007-12-311.050.77-0.2826 
2007-10-17
2007-09-301.221.17-0.05
2007-07-18
2007-06-301.221.250.03
2007-04-17
2007-03-311.181.190.01
2007-01-18
2006-12-311.211.240.03
2006-10-19
2006-09-301.211.260.05
2006-07-20
2006-06-301.151.220.07
2006-04-19
2006-03-311.161.230.07
2006-01-19
2005-12-311.191.250.06
2005-10-19
2005-09-301.191.410.2218 
2005-07-20
2005-06-301.121.280.1614 
2005-04-20
2005-03-311.11.160.06
2005-01-20
2004-12-311.111.210.1
2004-10-19
2004-09-301.051.130.08
2004-07-15
2004-06-300.931.10.1718 
2004-04-15
2004-03-310.890.920.03
2004-01-15
2003-12-310.880.890.01
2003-10-15
2003-09-300.90.89-0.01
2003-07-16
2003-06-300.970.970.0
2003-04-16
2003-03-310.991.00.01
2003-01-16
2002-12-311.161.180.02
2002-10-16
2002-09-300.130.140.01
2002-07-17
2002-06-3011.030.03
2002-04-16
2002-03-311.21.20.0
2002-01-16
2001-12-311.161.160.0
2001-10-16
2001-09-301.181.20.02
2001-07-17
2001-06-301.171.180.01
2001-04-17
2001-03-311.21.210.01
2001-01-22
2000-12-311.191.20.01
2000-10-17
2000-09-301.171.180.01
2000-07-18
2000-06-301.131.150.02
2000-04-17
2000-03-311.091.10.01
2000-01-18
1999-12-311.081.080.0
1999-10-18
1999-09-301.051.050.0
1999-07-15
1999-06-301.011.030.02
1999-04-15
1999-03-310.980.990.01
1999-01-19
1998-12-310.970.970.0
1998-10-15
1998-09-300.940.950.01
1998-07-15
1998-06-300.910.940.03
1998-04-15
1998-03-310.870.880.01
1998-01-20
1997-12-310.840.850.01
1997-10-15
1997-09-300.80.820.02
1997-07-15
1997-06-300.760.770.01
1997-04-15
1997-03-310.730.730.0
1997-01-22
1996-12-310.710.710.0
1996-10-15
1996-09-300.670.70.03
1996-07-15
1996-06-300.640.670.03
1996-04-15
1996-03-310.630.650.02

Use Comerica Incorporated in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Comerica Incorporated position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Comerica Incorporated will appreciate offsetting losses from the drop in the long position's value.

Comerica Incorporated Pair Trading

Comerica Incorporated Pair Trading Analysis

The ability to find closely correlated positions to Comerica Incorporated could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Comerica Incorporated when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Comerica Incorporated - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Comerica Incorporated to buy it.
The correlation of Comerica Incorporated is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Comerica Incorporated moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Comerica Incorporated moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Comerica Incorporated can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your Comerica Incorporated position

In addition to having Comerica Incorporated in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Run Marketing Thematic Idea Now

Marketing
Marketing Theme
Companies providing marketing and public relation (PR) services as well as news and media distribution. The Marketing theme has 39 constituents at this time.
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When determining whether Comerica Incorporated offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Comerica Incorporated's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Comerica Incorporated Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Comerica Incorporated Stock:
Check out Trending Equities to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
You can also try the Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.
To fully project Comerica Incorporated's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Comerica Incorporated at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Comerica Incorporated's income statement, its balance sheet, and the statement of cash flows.
Potential Comerica Incorporated investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Comerica Incorporated investors may work on each financial statement separately, they are all related. The changes in Comerica Incorporated's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Comerica Incorporated's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.