Dime Community Net Income vs. Operating Margin
| DCOM Stock | USD 34.27 0.26 0.76% |
Net Income | First Reported 1995-09-30 | Previous Quarter 27.7 M | Current Value 31.9 M | Quarterly Volatility 10.6 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.47 | 0.5612 |
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| Net Profit Margin | 0.15 | 0.1515 |
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| Operating Profit Margin | 0.24 | 0.2147 |
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| Pretax Profit Margin | 0.24 | 0.2147 |
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| Return On Assets | 0.01 | 0.0072 |
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| Return On Equity | 0.11 | 0.075 |
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For Dime Community profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Dime Community to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Dime Community Bancshares utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Dime Community's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Dime Community Bancshares over time as well as its relative position and ranking within its peers.
Dime Community's Revenue Breakdown by Earning Segment
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Dime Community Revenue Breakdown by Earning Segment
By analyzing Dime Community's earnings estimates, investors can diagnose different trends across Dime Community's analyst sentiment over time as well as compare current estimates against different timeframes.
Will Regional Banks sector continue expanding? Could Dime diversify its offerings? Factors like these will boost the valuation of Dime Community. Projected growth potential of Dime fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Dime Community data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 1.031 | Dividend Share 1 | Earnings Share 2.36 | Revenue Per Share | Quarterly Revenue Growth 1.594 |
Investors evaluate Dime Community Bancshares using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Dime Community's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Dime Community's market price to deviate significantly from intrinsic value.
It's important to distinguish between Dime Community's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Dime Community should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Dime Community's market price signifies the transaction level at which participants voluntarily complete trades.
Dime Community Bancshares Operating Margin vs. Net Income Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining Dime Community's current stock value. Our valuation model uses many indicators to compare Dime Community value to that of its competitors to determine the firm's financial worth. Dime Community Bancshares is rated below average in net income category among its peers. It is rated # 4 in operating margin category among its peers . The ratio of Net Income to Operating Margin for Dime Community Bancshares is about 238,693,121 . At this time, Dime Community's Net Income is very stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Dime Community by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Dime Operating Margin vs. Net Income
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
Dime Community |
| = | 110.68 M |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
Dime Community |
| = | 0.46 % |
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
Dime Operating Margin Comparison
Dime Community is currently under evaluation in operating margin category among its peers.
Dime Community Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in Dime Community, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Dime Community will eventually generate negative long term returns. The profitability progress is the general direction of Dime Community's change in net profit over the period of time. It can combine multiple indicators of Dime Community, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -31.5 M | -29.9 M | |
| Operating Income | 156.8 M | 80.6 M | |
| Income Before Tax | 156.8 M | 80.6 M | |
| Total Other Income Expense Net | -532.8 M | -506.2 M | |
| Net Income | 110.7 M | 116.2 M | |
| Income Tax Expense | 46.1 M | 27.8 M | |
| Net Income Applicable To Common Shares | 165.1 M | 173.4 M | |
| Net Income From Continuing Ops | 33.4 M | 31.8 M | |
| Net Interest Income | 365.8 M | 250.1 M | |
| Interest Income | 747.7 M | 785.1 M | |
| Change To Netincome | 25.5 M | 26.8 M | |
| Net Income Per Share | 2.57 | 2.70 | |
| Income Quality | 1.69 | 1.66 | |
| Net Income Per E B T | 0.71 | 0.50 |
Dime Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on Dime Community. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Dime Community position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Dime Community's important profitability drivers and their relationship over time.
Dime Community Earnings Estimation Breakdown
The calculation of Dime Community's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Dime Community is estimated to be 0.746 with the future projection ranging from a low of 0.75 to a high of 0.8. Please be aware that this consensus of annual earnings estimates for Dime Community Bancshares is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.75 Lowest | Expected EPS | 0.80 Highest |
Dime Community Earnings Projection Consensus
Suppose the current estimates of Dime Community's value are higher than the current market price of the Dime Community stock. In this case, investors may conclude that Dime Community is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Dime Community's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 5 | 84.7% | 0.79 | 0.746 | 2.36 |
Dime Community Earnings History
Earnings estimate consensus by Dime Community Bancshares analysts from Wall Street is used by the market to judge Dime Community's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we suggest analyzing not only Dime Community's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.Dime Community Quarterly Gross Profit |
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Dime Community Earnings per Share Projection vs Actual
Actual Earning per Share of Dime Community refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Dime Community Bancshares predict the company's earnings will be in the future. The higher the earnings per share of Dime Community, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Dime Community Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Dime Community, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Dime Community should always be considered in relation to other companies to make a more educated investment decision.Dime Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Dime Community's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2026-01-21 | 2025-12-31 | 0.756 | 0.79 | 0.034 | 4 | ||
2025-10-21 | 2025-09-30 | 0.68 | 0.61 | -0.07 | 10 | ||
2025-07-24 | 2025-06-30 | 0.62 | 0.64 | 0.02 | 3 | ||
2025-04-22 | 2025-03-31 | 0.57 | 0.45 | -0.12 | 21 | ||
2025-01-23 | 2024-12-31 | 0.45 | 0.42 | -0.03 | 6 | ||
2024-10-22 | 2024-09-30 | 0.41 | 0.29 | -0.12 | 29 | ||
2024-07-23 | 2024-06-30 | 0.38 | 0.37 | -0.01 | 2 | ||
2024-04-23 | 2024-03-31 | 0.37 | 0.42 | 0.05 | 13 | ||
2024-01-26 | 2023-12-31 | 0.47 | 0.39 | -0.08 | 17 | ||
2023-10-19 | 2023-09-30 | 0.54 | 0.34 | -0.2 | 37 | ||
2023-07-28 | 2023-06-30 | 0.6 | 0.68 | 0.08 | 13 | ||
2023-04-28 | 2023-03-31 | 0.82 | 0.92 | 0.1 | 12 | ||
2023-01-27 | 2022-12-31 | 1 | 0.99 | -0.01 | 1 | ||
2022-10-28 | 2022-09-30 | 0.92 | 0.98 | 0.06 | 6 | ||
2022-07-29 | 2022-06-30 | 0.83 | 0.94 | 0.11 | 13 | ||
2022-04-29 | 2022-03-31 | 0.83 | 0.82 | -0.01 | 1 | ||
2022-01-28 | 2021-12-31 | 0.86 | 0.83 | -0.03 | 3 | ||
2021-10-29 | 2021-09-30 | 0.79 | 0.89 | 0.1 | 12 | ||
2021-07-30 | 2021-06-30 | 1.01 | 0.91 | -0.1 | 9 | ||
2021-04-30 | 2021-03-31 | 0.59 | -0.66 | -1.25 | 211 | ||
2021-01-28 | 2020-12-31 | 0.72 | 0.61 | -0.11 | 15 | ||
2020-10-27 | 2020-09-30 | 0.72 | 0.77 | 0.05 | 6 | ||
2020-07-28 | 2020-06-30 | 0.51 | 0.65 | 0.14 | 27 | ||
2020-04-29 | 2020-03-31 | 0.56 | 0.47 | -0.09 | 16 | ||
2020-01-29 | 2019-12-31 | 0.68 | 0.71 | 0.03 | 4 | ||
2019-10-24 | 2019-09-30 | 0.66 | 0.7 | 0.04 | 6 | ||
2019-07-23 | 2019-06-30 | 0.66 | 0.53 | -0.13 | 19 | ||
2019-04-23 | 2019-03-31 | 0.65 | 0.65 | 0.0 | 0 | ||
2019-01-28 | 2018-12-31 | 0.67 | 0.7 | 0.03 | 4 | ||
2018-10-23 | 2018-09-30 | 0.65 | 0.7 | 0.05 | 7 | ||
2018-07-24 | 2018-06-30 | 0.62 | 0.64 | 0.02 | 3 | ||
2018-04-25 | 2018-03-31 | 0.59 | 0.61 | 0.02 | 3 | ||
2018-01-29 | 2017-12-31 | 0.5 | 0.3 | -0.2 | 40 | ||
2017-10-25 | 2017-09-30 | 0.49 | 0.48 | -0.01 | 2 | ||
2017-07-26 | 2017-06-30 | 0.49 | 0.45 | -0.04 | 8 | ||
2017-04-26 | 2017-03-31 | 0.47 | 0.47 | 0.0 | 0 | ||
2017-01-27 | 2016-12-31 | 0.49 | 0.47 | -0.02 | 4 | ||
2016-10-27 | 2016-09-30 | 0.49 | 0.5 | 0.01 | 2 | ||
2016-07-28 | 2016-06-30 | 0.52 | 0.52 | 0.0 | 0 | ||
2016-04-27 | 2016-03-31 | 0.5 | 0.49 | -0.01 | 2 | ||
2016-01-29 | 2015-12-31 | 0.5 | 0.49 | -0.01 | 2 | ||
2015-10-27 | 2015-09-30 | 0.45 | 0.49 | 0.04 | 8 | ||
2015-07-29 | 2015-06-30 | 0.44 | 0.04 | -0.4 | 90 | ||
2015-04-29 | 2015-03-31 | 0.41 | 0.41 | 0.0 | 0 | ||
2015-01-29 | 2014-12-31 | 0.43 | 0.36 | -0.07 | 16 | ||
2014-10-27 | 2014-09-30 | 0.42 | 0.42 | 0.0 | 0 | ||
2014-07-28 | 2014-06-30 | 0.4 | 0.37 | -0.03 | 7 | ||
2014-04-28 | 2014-03-31 | 0.28 | 0.04 | -0.24 | 85 | ||
2014-01-27 | 2013-12-31 | 0.32 | 0.32 | 0.0 | 0 | ||
2013-10-25 | 2013-09-30 | 0.37 | 0.37 | 0.0 | 0 | ||
2013-07-25 | 2013-06-30 | 0.37 | 0.36 | -0.01 | 2 | ||
2013-04-25 | 2013-03-31 | 0.35 | 0.35 | 0.0 | 0 | ||
2013-01-25 | 2012-12-31 | 0.39 | 0.35 | -0.04 | 10 | ||
2012-10-23 | 2012-09-30 | 0.39 | 0.37 | -0.02 | 5 | ||
2012-07-23 | 2012-06-30 | 0.35 | 0.22 | -0.13 | 37 | ||
2012-04-23 | 2012-03-31 | 0.35 | 0.34 | -0.01 | 2 | ||
2012-01-23 | 2011-12-31 | 0.39 | 0.42 | 0.03 | 7 | ||
2011-10-20 | 2011-09-30 | 0.38 | 0.42 | 0.04 | 10 | ||
2011-07-22 | 2011-06-30 | 0.34 | 0.42 | 0.08 | 23 | ||
2011-04-27 | 2011-03-31 | 0.33 | 0.33 | 0.0 | 0 | ||
2011-01-27 | 2010-12-31 | 0.33 | 0.33 | 0.0 | 0 | ||
2010-10-25 | 2010-09-30 | 0.32 | 0.36 | 0.04 | 12 | ||
2010-07-23 | 2010-06-30 | 0.3 | 0.3 | 0.0 | 0 | ||
2010-04-28 | 2010-03-31 | 0.27 | 0.28 | 0.01 | 3 | ||
2010-01-26 | 2009-12-31 | 0.27 | 0.23 | -0.04 | 14 | ||
2009-10-29 | 2009-09-30 | 0.24 | 0.25 | 0.01 | 4 | ||
2009-07-27 | 2009-06-30 | 0.2 | 0.21 | 0.01 | 5 | ||
2009-04-29 | 2009-03-31 | 0.21 | 0.09 | -0.12 | 57 | ||
2009-01-23 | 2008-12-31 | 0.25 | 0.16 | -0.09 | 36 | ||
2008-10-24 | 2008-09-30 | 0.26 | 0.25 | -0.01 | 3 | ||
2008-07-23 | 2008-06-30 | 0.24 | 0.24 | 0.0 | 0 | ||
2008-04-21 | 2008-03-31 | 0.18 | 0.18 | 0.0 | 0 | ||
2008-01-25 | 2007-12-31 | 0.17 | 0.17 | 0.0 | 0 | ||
2007-10-19 | 2007-09-30 | 0.17 | 0.17 | 0.0 | 0 | ||
2007-07-25 | 2007-06-30 | 0.17 | 0.17 | 0.0 | 0 | ||
2007-04-24 | 2007-03-31 | 0.16 | 0.17 | 0.01 | 6 | ||
2007-01-26 | 2006-12-31 | 0.18 | 0.17 | -0.01 | 5 | ||
2006-10-25 | 2006-09-30 | 0.2 | 0.2 | 0.0 | 0 | ||
2006-07-25 | 2006-06-30 | 0.22 | 0.24 | 0.02 | 9 | ||
2006-04-25 | 2006-03-31 | 0.23 | 0.23 | 0.0 | 0 | ||
2006-01-27 | 2005-12-31 | 0.25 | 0.25 | 0.0 | 0 | ||
2005-10-20 | 2005-09-30 | 0.26 | 0.26 | 0.0 | 0 | ||
2005-07-21 | 2005-06-30 | 0.26 | 0.29 | 0.03 | 11 | ||
2005-04-26 | 2005-03-31 | 0.28 | 0.3 | 0.02 | 7 | ||
2005-01-25 | 2004-12-31 | 0.29 | 0.28 | -0.01 | 3 | ||
2004-10-21 | 2004-09-30 | 0.31 | 0.31 | 0.0 | 0 | ||
2004-07-22 | 2004-06-30 | 0.32 | 0.34 | 0.02 | 6 | ||
2004-04-22 | 2004-03-31 | 0.34 | 0.33 | -0.01 | 2 | ||
2004-01-22 | 2003-12-31 | 0.24 | 0.27 | 0.03 | 12 | ||
2003-10-21 | 2003-09-30 | 0.34 | 0.41 | 0.07 | 20 | ||
2003-07-21 | 2003-06-30 | 0.35 | 0.34 | -0.01 | 2 | ||
2003-04-22 | 2003-03-31 | 0.33 | 0.37 | 0.04 | 12 | ||
2003-01-23 | 2002-12-31 | 0.3 | 0.33 | 0.03 | 10 | ||
2002-10-21 | 2002-09-30 | 0.3 | 0.29 | -0.01 | 3 | ||
2002-07-18 | 2002-06-30 | 0.28 | 0.29 | 0.01 | 3 | ||
2002-04-16 | 2002-03-31 | 0.26 | 0.27 | 0.01 | 3 | ||
2002-01-15 | 2001-12-31 | 0.24 | 0.24 | 0.0 | 0 | ||
2001-10-15 | 2001-09-30 | 0.21 | 0.22 | 0.01 | 4 | ||
2001-07-16 | 2001-06-30 | 0.18 | 0.19 | 0.01 | 5 | ||
2001-04-18 | 2001-03-31 | 0.16 | 0.17 | 0.01 | 6 | ||
2001-01-22 | 2000-12-31 | 0.15 | 0.16 | 0.01 | 6 | ||
2000-10-20 | 2000-09-30 | 0.15 | 0.15 | 0.0 | 0 | ||
2000-07-21 | 2000-06-30 | 0.14 | 0.15 | 0.01 | 7 | ||
2000-04-19 | 2000-03-31 | 0.13 | 0.14 | 0.01 | 7 | ||
2000-01-21 | 1999-12-31 | 0.13 | 0.13 | 0.0 | 0 | ||
1999-10-20 | 1999-09-30 | 0.13 | 0.13 | 0.0 | 0 | ||
1999-07-26 | 1999-06-30 | 0.12 | 0.13 | 0.01 | 8 | ||
1999-04-21 | 1999-03-31 | 0.1 | 0.15 | 0.05 | 50 | ||
1999-01-27 | 1998-12-31 | 0.1 | 0.12 | 0.02 | 20 | ||
1998-10-20 | 1998-09-30 | 0.09 | 0.1 | 0.01 | 11 | ||
1998-07-27 | 1998-06-30 | 0.09 | 0.11 | 0.02 | 22 | ||
1998-04-22 | 1998-03-31 | 0.08 | 0.08 | 0.0 | 0 |
Use Dime Community in pair-trading
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Dime Community position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Dime Community will appreciate offsetting losses from the drop in the long position's value.Dime Community Pair Trading
Dime Community Bancshares Pair Trading Analysis
The ability to find closely correlated positions to Dime Community could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Dime Community when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Dime Community - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Dime Community Bancshares to buy it.
The correlation of Dime Community is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Dime Community moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Dime Community Bancshares moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Dime Community can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Use Investing Themes to Complement your Dime Community position
In addition to having Dime Community in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Gold ETFs Thematic Idea Now
Gold ETFs
ETF themes focus on helping investors to gain exposure to a broad range of assets, diversify, and lower overall costs. The Gold ETFs theme has 23 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Gold ETFs Theme or any other thematic opportunities.
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Check out Investing Opportunities. You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.
To fully project Dime Community's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Dime Community Bancshares at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Dime Community's income statement, its balance sheet, and the statement of cash flows.