Dime Community Valuation
| DCOM Stock | USD 25.17 0.63 2.44% |
At this time, the firm appears to be undervalued. Dime Community Bancshares shows a prevailing Real Value of $31.85 per share. The current price of the firm is $25.17. Our model computes the value of Dime Community Bancshares from reviewing the firm fundamentals such as Current Valuation of 902.54 M, shares outstanding of 43.64 M, and Profit Margin of 0.10 % as well as analyzing its technical indicators and probability of bankruptcy.
Undervalued
Today
Please note that Dime Community's price fluctuation is very steady at this time. Calculation of the real value of Dime Community Bancshares is based on 3 months time horizon. Increasing Dime Community's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Dime stock is determined by what a typical buyer is willing to pay for full or partial control of Dime Community Bancshares. Since Dime Community is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Dime Stock. However, Dime Community's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 25.17 | Real 31.85 | Hype 25.06 |
The intrinsic value of Dime Community's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Dime Community's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Dime Community Bancshares helps investors to forecast how Dime stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Dime Community more accurately as focusing exclusively on Dime Community's fundamentals will not take into account other important factors: Dime Community Total Value Analysis
Dime Community Bancshares is currently estimated to have valuation of 902.54 M with market capitalization of 1.1 B, debt of 50 M, and cash on hands of 388.4 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Dime Community fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
902.54 M | 1.1 B | 50 M | 388.4 M |
Dime Community Investor Information
About 87.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.86. Some equities with similar Price to Book (P/B) outperform the market in the long run. Dime Community Bancshares last dividend was issued on the 17th of April 2025. The entity had 3:2 split on the 26th of July 2004. Based on the key measurements obtained from Dime Community's financial statements, Dime Community Bancshares is not in a good financial situation at this time. It has a very high probability of going through financial hardship in May.Dime Community Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Dime suggests not a very effective usage of assets in April.Dime Community Ownership Allocation
Dime Community holds a total of 43.64 Million outstanding shares. The majority of Dime Community Bancshares outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in Dime Community Bancshares to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Dime Community. Please pay attention to any change in the institutional holdings of Dime Community Bancshares as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Dime Community Profitability Analysis
The company reported the previous year's revenue of 650.15 M. Net Income was 29.08 M with profit before overhead, payroll, taxes, and interest of 277.99 M.Dime Community Past Distributions to stockholders
About Dime Community Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Dime Community Bancshares. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Dime Community Bancshares based exclusively on its fundamental and basic technical indicators. By analyzing Dime Community's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Dime Community's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Dime Community. We calculate exposure to Dime Community's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Dime Community's related companies.Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that provides various commercial banking and financial services. Dime Community Bancshares, Inc. was founded in 1910 and is headquartered in Hauppauge, New York. Dime Community operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 802 people.
A single share of Dime Community represents a small ownership stake in the entity. As a stockholder of Dime, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Dime Community Dividends Analysis For Valuation
There are various types of dividends Dime Community can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Dime shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Dime Community Bancshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Dime pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Dime Community by the value of the dividends paid out.
Dime Community Growth Indicators
Investing in growth stocks can be very risky. If the company such as Dime Community does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 46 M | |
| Quarterly Earnings Growth Y O Y | -0.145 | |
| Forward Price Earnings | 13.0039 |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Dime Community Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons. You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Dime Community. If investors know Dime will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Dime Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Dime Community Bancshares is measured differently than its book value, which is the value of Dime that is recorded on the company's balance sheet. Investors also form their own opinion of Dime Community's value that differs from its market value or its book value, called intrinsic value, which is Dime Community's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Dime Community's market value can be influenced by many factors that don't directly affect Dime Community's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Dime Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if Dime Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Dime Community's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.