HDFC Bank Current Valuation vs. Net Income
| HDB Stock | USD 33.09 0.39 1.19% |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.4 | 0.55 |
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| Net Profit Margin | 0.14 | 0.1503 |
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| Operating Profit Margin | 0.19 | 0.21 |
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| Pretax Profit Margin | 0.19 | 0.18 |
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| Return On Assets | 0.0114 | 0.0145 |
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| Return On Equity | 0.11 | 0.12 |
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For HDFC Bank profitability analysis, we use financial ratios and fundamental drivers that measure the ability of HDFC Bank to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well HDFC Bank Limited utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between HDFC Bank's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of HDFC Bank Limited over time as well as its relative position and ranking within its peers.
Check out Risk vs Return Analysis. Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HDFC Bank. Market participants price HDFC higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive HDFC Bank assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.115 | Dividend Share 11 | Earnings Share 1.49 | Revenue Per Share | Quarterly Revenue Growth 0.264 |
Understanding HDFC Bank Limited requires distinguishing between market price and book value, where the latter reflects HDFC's accounting equity. The concept of intrinsic value - what HDFC Bank's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push HDFC Bank's price substantially above or below its fundamental value.
Please note, there is a significant difference between HDFC Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if HDFC Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, HDFC Bank's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
HDFC Bank Limited Net Income vs. Current Valuation Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining HDFC Bank's current stock value. Our valuation model uses many indicators to compare HDFC Bank value to that of its competitors to determine the firm's financial worth. HDFC Bank Limited is rated as one of the top companies in current valuation category among its peers. It is rated # 2 in net income category among its peers making up about 0.12 of Net Income per Current Valuation. The ratio of Current Valuation to Net Income for HDFC Bank Limited is roughly 8.17 . At present, HDFC Bank's Net Income is projected to increase significantly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the HDFC Bank's earnings, one of the primary drivers of an investment's value.HDFC Current Valuation vs. Competition
HDFC Bank Limited is rated as one of the top companies in current valuation category among its peers. After adjusting for long-term liabilities, total market size of Financials industry is currently estimated at about (41.18 Trillion). HDFC Bank adds roughly 5.61 Trillion in current valuation claiming only tiny portion of equities under Financials industry.
HDFC Net Income vs. Current Valuation
Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
HDFC Bank |
| = | 5.61 T |
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
HDFC Bank |
| = | 686.53 B |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
HDFC Net Income Comparison
HDFC Bank is currently under evaluation in net income category among its peers.
HDFC Bank Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in HDFC Bank, profitability is also one of the essential criteria for including it into their portfolios because, without profit, HDFC Bank will eventually generate negative long term returns. The profitability progress is the general direction of HDFC Bank's change in net profit over the period of time. It can combine multiple indicators of HDFC Bank, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | 1.3 T | 1.4 T | |
| Operating Income | 990.8 B | 1 T | |
| Income Before Tax | 990.8 B | 1 T | |
| Net Income Applicable To Common Shares | 814.1 B | 854.8 B | |
| Net Income | 789.5 B | 829 B | |
| Income Tax Expense | 201.3 B | 211.3 B | |
| Total Other Income Expense Net | -1.1 T | -1.1 T | |
| Net Income From Continuing Ops | 789.5 B | 829 B | |
| Net Interest Income | 1.6 T | 1.7 T | |
| Interest Income | 3.7 T | 3.9 T | |
| Change To Netincome | 172.6 B | 97.4 B | |
| Net Income Per Share | 41.76 | 43.85 | |
| Income Quality | 2.00 | 2.29 | |
| Net Income Per E B T | 0.66 | 0.55 |
HDFC Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on HDFC Bank. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of HDFC Bank position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the HDFC Bank's important profitability drivers and their relationship over time.
HDFC Bank Earnings Estimation Breakdown
The calculation of HDFC Bank's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of HDFC Bank is estimated to be 0.39 with the future projection ranging from a low of 0.194 to a high of 0.3965. Please be aware that this consensus of annual earnings estimates for HDFC Bank Limited is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.19 Lowest | Expected EPS | 0.40 Highest |
HDFC Bank Earnings Projection Consensus
Suppose the current estimates of HDFC Bank's value are higher than the current market price of the HDFC Bank stock. In this case, investors may conclude that HDFC Bank is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and HDFC Bank's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 4 | 77.24% | 0.4 | 0.39 | 1.49 |
HDFC Bank Earnings per Share Projection vs Actual
Actual Earning per Share of HDFC Bank refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering HDFC Bank Limited predict the company's earnings will be in the future. The higher the earnings per share of HDFC Bank, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.HDFC Bank Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as HDFC Bank, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of HDFC Bank should always be considered in relation to other companies to make a more educated investment decision.HDFC Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact HDFC Bank's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2026-01-17 | 2025-12-31 | 0.39 | 0.4 | 0.01 | 2 | ||
2025-10-18 | 2025-09-30 | 0.36 | 0.41 | 0.05 | 13 | ||
2025-07-19 | 2025-06-30 | 0.38 | 0.41 | 0.03 | 7 | ||
2025-04-19 | 2025-03-31 | 0.25 | 0.4 | 0.15 | 60 | ||
2025-01-22 | 2024-12-31 | 0.25 | 0.38 | 0.13 | 52 | ||
2024-10-19 | 2024-09-30 | 0.25 | 0.39 | 0.14 | 56 | ||
2024-07-20 | 2024-06-30 | 0.25 | 0.38 | 0.13 | 52 | ||
2024-04-20 | 2024-03-31 | 0.35 | 0.39 | 0.04 | 11 | ||
2024-01-16 | 2023-12-31 | 0.25 | 0.39 | 0.14 | 56 | ||
2023-10-16 | 2023-09-30 | 0.23 | 0.38 | 0.15 | 65 | ||
2023-07-17 | 2023-06-30 | 0.77 | 0.3787 | -0.3913 | 50 | ||
2023-04-15 | 2023-03-31 | 0.39 | 0.39 | 0.0 | 0 | ||
2023-01-14 | 2022-12-31 | 0.41 | 0.4 | -0.01 | 2 | ||
2022-10-15 | 2022-09-30 | 0.36 | 0.35 | -0.01 | 2 | ||
2022-07-16 | 2022-06-30 | 0.32 | 0.31 | -0.01 | 3 | ||
2022-04-16 | 2022-03-31 | 0.34 | 0.35 | 0.01 | 2 | ||
2022-01-15 | 2021-12-31 | 0.36 | 0.37 | 0.01 | 2 | ||
2021-10-16 | 2021-09-30 | 0.31 | 0.32 | 0.01 | 3 | ||
2021-07-17 | 2021-06-30 | 0.3 | 0.28 | -0.02 | 6 | ||
2021-04-17 | 2021-03-31 | 0.31 | 0.3 | -0.01 | 3 | ||
2021-01-16 | 2020-12-31 | 0.27 | 0.32 | 0.05 | 18 | ||
2020-10-17 | 2020-09-30 | 0.25 | 0.28 | 0.03 | 12 | ||
2020-07-18 | 2020-06-30 | 0.19 | 0.24 | 0.05 | 26 | ||
2020-04-18 | 2020-03-31 | 0.24 | 0.25 | 0.01 | 4 | ||
2020-01-18 | 2019-12-31 | 0.27 | 0.28 | 0.01 | 3 | ||
2019-10-19 | 2019-09-30 | 0.25 | 0.24 | -0.01 | 4 | ||
2019-07-20 | 2019-06-30 | 0.24 | 0.22 | -0.02 | 8 | ||
2019-04-20 | 2019-03-31 | 0.23 | 0.23 | 0.0 | 0 | ||
2019-01-19 | 2018-12-31 | 0.23 | 0.21 | -0.02 | 8 | ||
2018-10-20 | 2018-09-30 | 0.2 | 0.19 | -0.01 | 5 | ||
2018-07-21 | 2018-06-30 | 0.2 | 0.19 | -0.01 | 5 | ||
2018-04-21 | 2018-03-31 | 0.22 | 0.21 | -0.01 | 4 | ||
2018-01-19 | 2017-12-31 | 0.22 | 0.21 | -0.01 | 4 | ||
2017-10-24 | 2017-09-30 | 0.19 | 0.18 | -0.01 | 5 | ||
2017-07-24 | 2017-06-30 | 0.18 | 0.17 | -0.01 | 5 | ||
2017-04-21 | 2017-03-31 | 0.18 | 0.18 | 0.0 | 0 | ||
2017-01-24 | 2016-12-31 | 0.16 | 0.17 | 0.01 | 6 | ||
2016-10-25 | 2016-09-30 | 0.16 | 0.15 | -0.01 | 6 | ||
2016-07-21 | 2016-06-30 | 0.14 | 0.14 | 0.0 | 0 | ||
null | null | null | null | null | 0 | ||
null | null | null | null | null | 0 | ||
null | null | null | null | null | 0 | ||
2015-07-21 | 2015-06-30 | 0 | 0.5 | 0.5 | 0 | ||
null | null | null | null | null | 0 | ||
null | null | null | null | null | 0 | ||
null | null | null | null | null | 0 | ||
null | null | null | null | null | 0 | ||
null | null | null | null | null | 0 | ||
null | null | null | null | null | 0 | ||
null | null | null | null | null | 0 | ||
2013-07-23 | 2013-06-30 | 0.63 | 0.62 | -0.01 | 1 | ||
2013-05-31 | 2013-03-31 | 0 | 5.51 | 5.51 | 0 | ||
2013-01-18 | 2012-12-31 | 0 | 7.8 | 7.8 | 0 | ||
2012-07-13 | 2012-06-30 | 0.09 | 0.08 | -0.01 | 11 |
Use HDFC Bank in pair-trading
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if HDFC Bank position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in HDFC Bank will appreciate offsetting losses from the drop in the long position's value.HDFC Bank Pair Trading
HDFC Bank Limited Pair Trading Analysis
The ability to find closely correlated positions to HDFC Bank could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace HDFC Bank when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back HDFC Bank - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling HDFC Bank Limited to buy it.
The correlation of HDFC Bank is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as HDFC Bank moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if HDFC Bank Limited moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for HDFC Bank can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Use Investing Themes to Complement your HDFC Bank position
In addition to having HDFC Bank in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Robots And Drones
Large technology companies that are involved in development and manufacturing of drones, robots, or robotic equipment across mechanical engineering, electrical engineering, mathematics and computer science fields. Drones and robotics are projected to significantly grow in demand in the next 5 years. The Robots And Drones theme has 42 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Robots And Drones Theme or any other thematic opportunities.
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To fully project HDFC Bank's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of HDFC Bank Limited at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include HDFC Bank's income statement, its balance sheet, and the statement of cash flows.