PNC Financial Net Income vs. EBITDA
| PNC Stock | USD 210.07 4.32 2.10% |
Net Income | First Reported 1989-09-30 | Previous Quarter 1.5 B | Current Value 1.5 B | Quarterly Volatility 713 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.98 | 0.8847 |
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| Net Profit Margin | 0.18 | 0.2688 |
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| Operating Profit Margin | 0.89 | 0.5098 |
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| Pretax Profit Margin | 0.25 | 0.3247 |
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| Return On Assets | 0.0093 | 0.0099 |
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| Return On Equity | 0.13 | 0.1091 |
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For PNC Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of PNC Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well PNC Financial Services utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between PNC Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of PNC Financial Services over time as well as its relative position and ranking within its peers.
PNC |
PNC Financial's Revenue Breakdown by Earning Segment
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PNC Financial. If investors know PNC will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PNC Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.03) | Dividend Share 6.25 | Earnings Share 11.83 | Revenue Per Share 51.178 | Quarterly Revenue Growth 0.017 |
The market value of PNC Financial Services is measured differently than its book value, which is the value of PNC that is recorded on the company's balance sheet. Investors also form their own opinion of PNC Financial's value that differs from its market value or its book value, called intrinsic value, which is PNC Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PNC Financial's market value can be influenced by many factors that don't directly affect PNC Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PNC Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if PNC Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PNC Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
PNC Financial Services EBITDA vs. Net Income Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining PNC Financial's current stock value. Our valuation model uses many indicators to compare PNC Financial value to that of its competitors to determine the firm's financial worth. PNC Financial Services is considered to be number one stock in net income category among its peers. It also is considered to be number one stock in ebitda category among its peers totaling about 3.32 of EBITDA per Net Income. At present, PNC Financial's Net Income is projected to increase significantly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the PNC Financial's earnings, one of the primary drivers of an investment's value.PNC EBITDA vs. Net Income
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
PNC Financial |
| = | 5.65 B |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a measure of a company operating cash flow based on data from the company income statement and is a very good way to compare companies within industries or across different sectors. However, unlike Operating Cash Flow, EBITDA does not include the effects of changes in working capital.
PNC Financial |
| = | 18.75 B |
In a nutshell, EBITDA is calculated by adding back each of the excluded items to the post-tax profit, and can be used to compare companies with very different capital structures.
PNC EBITDA Comparison
PNC Financial is currently under evaluation in ebitda category among its peers.
PNC Financial Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in PNC Financial, profitability is also one of the essential criteria for including it into their portfolios because, without profit, PNC Financial will eventually generate negative long term returns. The profitability progress is the general direction of PNC Financial's change in net profit over the period of time. It can combine multiple indicators of PNC Financial, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -7.7 B | -7.3 B | |
| Operating Income | 10.6 B | 6.9 B | |
| Net Income | 5.6 B | 5.9 B | |
| Income Tax Expense | 1.1 B | 666.7 M | |
| Income Before Tax | 6.7 B | 3.4 B | |
| Total Other Income Expense Net | -3.8 B | -4 B | |
| Net Income Applicable To Common Shares | 6.6 B | 3.4 B | |
| Net Income From Continuing Ops | 6.3 B | 5.1 B | |
| Net Interest Income | 14.2 B | 11.4 B | |
| Interest Income | 22.9 B | 14.3 B | |
| Change To Netincome | 1.6 B | 1.7 B | |
| Net Income Per Share | 13.91 | 14.61 | |
| Income Quality | 1.79 | 2.26 | |
| Net Income Per E B T | 0.83 | 0.86 |
PNC Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on PNC Financial. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of PNC Financial position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the PNC Financial's important profitability drivers and their relationship over time.
Use PNC Financial in pair-trading
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if PNC Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in PNC Financial will appreciate offsetting losses from the drop in the long position's value.PNC Financial Pair Trading
PNC Financial Services Pair Trading Analysis
The ability to find closely correlated positions to PNC Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace PNC Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back PNC Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling PNC Financial Services to buy it.
The correlation of PNC Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as PNC Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if PNC Financial Services moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for PNC Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Use Investing Themes to Complement your PNC Financial position
In addition to having PNC Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Construction Materials theme has 61 constituents at this time.
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To fully project PNC Financial's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of PNC Financial Services at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include PNC Financial's income statement, its balance sheet, and the statement of cash flows.