PNC Financial Statements From 2010 to 2026

PNC Stock  USD 218.64  2.37  1.10%   
PNC Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing PNC Financial's valuation are provided below:
Gross Profit
21.8 B
Profit Margin
0.2994
Market Capitalization
85.9 B
Enterprise Value Revenue
6.52
Revenue
21.8 B
We have found one hundred twenty available fundamental measures for PNC Financial, which can be analyzed and compared to other ratios and to its peers in the sector. Investors should ensure to check out all of PNC Financial's latest performance against the performance from 2010 to 2026 to make sure the company is sustainable next year.

PNC Financial Total Revenue

40.69 Billion

Check PNC Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among PNC Financial's main balance sheet or income statement drivers, such as Interest Expense of 15.6 B, Other Operating Expenses of 31.9 B or Operating Income of 8.7 B, as well as many indicators such as Price To Sales Ratio of 1.82, Dividend Yield of 0.0407 or PTB Ratio of 1.75. PNC financial statements analysis is a perfect complement when working with PNC Financial Valuation or Volatility modules.
  
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Check out the analysis of PNC Financial Correlation against competitors.

PNC Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding379.1 M460 M444.3 M
Very volatile
Total Assets676.2 B644 B424.1 B
Slightly volatile
Short and Long Term Debt Total36.2 B70.9 B50.7 B
Slightly volatile
Other Current Liabilities515.3 B490.7 B300 B
Slightly volatile
Total Current Liabilities515.3 B490.7 B304 B
Slightly volatile
Total Stockholder Equity65.7 B62.6 B46.3 B
Slightly volatile
Property Plant And Equipment Net12.4 B11.8 B6.7 B
Slightly volatile
Retained Earnings71.6 B68.2 B39.6 B
Slightly volatile
Cash55.8 B53.2 B37 B
Slightly volatile
Non Current Assets Total601 B572.4 B310.2 B
Slightly volatile
Other Assets601.6 B573 B295.8 B
Slightly volatile
Cash And Short Term Investments50.5 B64 B85.1 B
Slightly volatile
Short Term Investments10.3 B10.8 B49.1 B
Very volatile
Liabilities And Stockholders Equity676.2 B644 B424.1 B
Slightly volatile
Non Current Liabilities Total95.2 B90.7 B54.9 B
Slightly volatile
Total Liabilities610.5 B581.4 B327.3 B
Slightly volatile
Total Current Assets54.4 B71.7 B91.5 B
Slightly volatile
Short Term Debt23.8 B22.7 B9.9 B
Slightly volatile
Common Stock2.2 B3.1 B2.5 B
Slightly volatile
Common Stock Total Equity2.6 B3.1 B2.7 B
Slightly volatile
Other Liabilities4.6 B2.9 B3.9 B
Slightly volatile
Accounts Payable17.2 B18.1 B49.6 B
Very volatile
Long Term Debt74.5 B70.9 B45.2 B
Slightly volatile
Good Will8.3 B12.6 B9.3 B
Slightly volatile
Preferred Stock Total Equity3.8 B4.6 B3.6 B
Slightly volatile
Intangible Assets2.2 B4.3 B2.3 B
Slightly volatile
Property Plant Equipment12.4 B11.8 B6.2 B
Slightly volatile
Net Receivables6.7 B7.7 B6.7 B
Pretty Stable
Net Tangible Assets37.9 B40 B34.7 B
Slightly volatile
Long Term Debt Total34.5 B45.6 B31.3 B
Slightly volatile
Capital Surpluse18.3 B21.5 B17 B
Slightly volatile
Long Term Investments126.5 B134.4 B156.6 B
Pretty Stable
Non Current Liabilities Other593.4 M624.6 M6.1 B
Slightly volatile
Short and Long Term Debt271.9 M286.2 M20.5 B
Slightly volatile
Earning Assets142.7 B240.9 B144 B
Slightly volatile
Net Invested Capital116 B133.5 B108.2 B
Slightly volatile
Capital StockB3.1 B2.8 B
Slightly volatile
Capital Lease Obligations2.4 B2.6 B2.2 B
Slightly volatile
Property Plant And Equipment Gross2.1 B2.2 B1.9 B
Slightly volatile

PNC Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses31.9 B30.4 B15.7 B
Slightly volatile
Operating Income8.7 B8.3 B5.6 B
Slightly volatile
EBIT8.7 B8.3 B5.6 B
Slightly volatile
EBITDA9.1 B8.6 B6.5 B
Slightly volatile
Total Operating Expenses15.4 B14.7 B10.7 B
Slightly volatile
Net Income7.1 B6.8 B4.9 B
Slightly volatile
Depreciation And Amortization283 M297.9 M901.4 M
Slightly volatile
Selling General Administrative8.8 B8.4 B5.7 B
Slightly volatile
Total Revenue40.7 B38.7 B21.6 B
Slightly volatile
Gross Profit24.2 B23 B16.4 B
Slightly volatile
Income Before Tax8.7 B8.3 B5.7 B
Slightly volatile
Selling And Marketing Expenses210.3 M416.3 M274.4 M
Slightly volatile
Extraordinary Items5.5 B5.2 B2.6 B
Slightly volatile
Net Income Applicable To Common Shares3.6 B6.3 B4.5 B
Slightly volatile
Discontinued Operations4.1 B5.2 B4.3 B
Slightly volatile
Net Income From Continuing Ops5.2 B6.8 B4.8 B
Slightly volatile
Preferred Stock And Other Adjustments261 M351.9 M246.4 M
Slightly volatile
Tax Provision1.2 B1.5 B1.2 B
Very volatile
Net Interest Income11.7 B15.5 B10.3 B
Slightly volatile
Interest Income15.8 B30.3 B13.9 B
Slightly volatile
Reconciled Depreciation221.4 M233.1 M956 M
Slightly volatile

PNC Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow61.3 B58.3 B15.8 B
Slightly volatile
Depreciation283 M297.9 M901.4 M
Slightly volatile
Dividends Paid3.5 B3.3 B1.9 B
Slightly volatile
Total Cash From Operating Activities9.5 B9.1 B6.6 B
Slightly volatile
Net Income7.2 B6.8 BB
Slightly volatile
End Period Cash Flow55.8 B53.2 B16.1 B
Slightly volatile
Issuance Of Capital Stock75.4 M79.3 M376.4 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.822.062.6714
Pretty Stable
Dividend Yield0.04070.04320.0312
Slightly volatile
PTB Ratio1.751.631.2751
Slightly volatile
Days Sales Outstanding15583.4133
Slightly volatile
Book Value Per Share129123101
Slightly volatile
Free Cash Flow Yield0.170.120.1293
Slightly volatile
Operating Cash Flow Per Share18.6617.7714.3327
Slightly volatile
Capex To Depreciation1.061.381.486
Slightly volatile
PB Ratio1.751.631.2751
Slightly volatile
EV To Sales4.313.153.6708
Pretty Stable
Free Cash Flow Per Share18.6617.7714.3021
Slightly volatile
ROIC0.03040.04020.0416
Slightly volatile
Net Income Per Share13.9513.2810.6614
Slightly volatile
Sales General And Administrative To Revenue0.190.20.2634
Very volatile
Capex To Revenue0.01720.0220.0237
Slightly volatile
Cash Per Share85.13125185
Slightly volatile
POCF Ratio9.238.798.9229
Slightly volatile
Interest Coverage0.480.513.3867
Pretty Stable
Payout Ratio0.580.560.3662
Slightly volatile
Capex To Operating Cash Flow0.130.140.1266
Slightly volatile
PFCF Ratio9.238.798.966
Slightly volatile
Income Quality2.261.521.4864
Pretty Stable
ROE0.130.120.1084
Slightly volatile
EV To Operating Cash Flow11.0810.5511.6719
Slightly volatile
PE Ratio14.9415.0311.8766
Slightly volatile
Return On Tangible Assets0.00980.00970.0117
Very volatile
EV To Free Cash Flow11.0810.5511.8077
Slightly volatile
Earnings Yield0.06660.06890.0872
Slightly volatile
Intangibles To Total Assets0.03830.03010.0293
Pretty Stable
Current Ratio0.180.130.2914
Pretty Stable
Tangible Book Value Per Share94.3289.8375.89
Slightly volatile
Receivables Turnover4.764.533.1254
Slightly volatile
Graham Number201192154
Slightly volatile
Shareholders Equity Per Share12912399.6045
Slightly volatile
Debt To Equity2.31.31.3768
Pretty Stable
Capex Per Share0.420.50.5467
Slightly volatile
Revenue Per Share79.876.047.3183
Slightly volatile
Interest Debt Per Share177168124
Slightly volatile
Debt To Assets0.20.130.1414
Slightly volatile
Enterprise Value Over EBITDA18.3514.1612.2676
Pretty Stable
Short Term Coverage Ratios21.8820.8414.4126
Slightly volatile
Price Earnings Ratio14.9415.0311.8766
Slightly volatile
Operating Cycle15583.4133
Slightly volatile
Price Book Value Ratio1.751.631.2751
Slightly volatile
Dividend Payout Ratio0.580.560.3662
Slightly volatile
Price To Operating Cash Flows Ratio9.238.798.9229
Slightly volatile
Price To Free Cash Flows Ratio9.238.798.966
Slightly volatile
Pretax Profit Margin0.190.21490.263
Pretty Stable
Operating Profit Margin0.190.21490.263
Pretty Stable
Effective Tax Rate0.180.160.1908
Slightly volatile
Company Equity Multiplier11.8811.839.613
Pretty Stable
Long Term Debt To Capitalization0.590.610.4975
Slightly volatile
Total Debt To Capitalization0.690.610.5551
Very volatile
Return On Capital Employed0.06940.06250.0598
Pretty Stable
Debt Equity Ratio2.31.31.3768
Pretty Stable
Ebit Per Revenue0.190.21490.263
Pretty Stable
Quick Ratio0.180.130.2914
Pretty Stable
Dividend Paid And Capex Coverage Ratio3.242.453.9538
Slightly volatile
Net Income Per E B T0.660.730.8826
Pretty Stable
Cash Ratio0.06490.09750.1041
Slightly volatile
Cash Conversion Cycle15583.4133
Slightly volatile
Operating Cash Flow Sales Ratio0.220.210.3089
Pretty Stable
Days Of Sales Outstanding15583.4133
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.70.790.8593
Slightly volatile
Cash Flow Coverage Ratios0.0880.110.1229
Pretty Stable
Price To Book Ratio1.751.631.2751
Slightly volatile
Fixed Asset Turnover10.0411.810.0625
Slightly volatile
Capital Expenditure Coverage Ratio6.757.177.8512
Slightly volatile
Price Cash Flow Ratio9.238.798.9229
Slightly volatile
Enterprise Value Multiple18.3514.1612.2676
Pretty Stable
Debt Ratio0.20.130.1414
Slightly volatile
Cash Flow To Debt Ratio0.0880.110.1229
Pretty Stable
Price Sales Ratio1.822.062.6714
Pretty Stable
Return On Assets0.00950.00950.0114
Very volatile
Asset Turnover0.07750.06920.0548
Very volatile
Net Profit Margin0.140.160.229
Very volatile
Gross Profit Margin0.560.530.7743
Pretty Stable
Price Fair Value1.751.631.2751
Slightly volatile
Return On Equity0.130.120.1084
Slightly volatile

PNC Fundamental Market Drivers

Forward Price Earnings12.1359
Cash And Short Term Investments55.6 B

PNC Upcoming Events

12th of April 2024
Upcoming Quarterly Report
View
16th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
21st of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About PNC Financial Financial Statements

PNC Financial stakeholders use historical fundamental indicators, such as PNC Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although PNC Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in PNC Financial's assets and liabilities are reflected in the revenues and expenses on PNC Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in PNC Financial Services. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue38.7 B40.7 B
Cost Of Revenue15.7 B16.5 B
Sales General And Administrative To Revenue 0.20  0.19 
Capex To Revenue 0.02  0.02 
Revenue Per Share 76.00  79.80 
Ebit Per Revenue 0.21  0.19 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether PNC Financial Services offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of PNC Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pnc Financial Services Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pnc Financial Services Stock:
Check out the analysis of PNC Financial Correlation against competitors.
You can also try the USA ETFs module to find actively traded Exchange Traded Funds (ETF) in USA.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PNC Financial. If investors know PNC will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PNC Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.246
Dividend Share
6.5
Earnings Share
15.48
Revenue Per Share
54.944
Quarterly Revenue Growth
0.108
The market value of PNC Financial Services is measured differently than its book value, which is the value of PNC that is recorded on the company's balance sheet. Investors also form their own opinion of PNC Financial's value that differs from its market value or its book value, called intrinsic value, which is PNC Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PNC Financial's market value can be influenced by many factors that don't directly affect PNC Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PNC Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if PNC Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PNC Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.