Riverview Bancorp Revenue vs. Return On Asset

RVSB Stock  USD 5.53  0.08  1.47%   
Considering Riverview Bancorp's profitability and operating efficiency indicators, Riverview Bancorp may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in December. Profitability indicators assess Riverview Bancorp's ability to earn profits and add value for shareholders.
 
Total Revenue  
First Reported
1997-09-30
Previous Quarter
17.8 M
Current Value
12.8 M
Quarterly Volatility
3.7 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
At present, Riverview Bancorp's Price To Sales Ratio is projected to slightly decrease based on the last few years of reporting. The current year's Operating Cash Flow Sales Ratio is expected to grow to 0.34, whereas Days Sales Outstanding is forecasted to decline to 30.77. At present, Riverview Bancorp's Net Income is projected to increase significantly based on the last few years of reporting. The current year's Net Income Applicable To Common Shares is expected to grow to about 21.8 M, whereas Accumulated Other Comprehensive Income is projected to grow to (15.3 M).
For Riverview Bancorp profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Riverview Bancorp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Riverview Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Riverview Bancorp's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Riverview Bancorp over time as well as its relative position and ranking within its peers.
  

Riverview Bancorp's Revenue Breakdown by Earning Segment

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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Riverview Bancorp. If investors know Riverview will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Riverview Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.40)
Dividend Share
0.16
Earnings Share
0.05
Revenue Per Share
2.193
Quarterly Revenue Growth
(0.04)
The market value of Riverview Bancorp is measured differently than its book value, which is the value of Riverview that is recorded on the company's balance sheet. Investors also form their own opinion of Riverview Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Riverview Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Riverview Bancorp's market value can be influenced by many factors that don't directly affect Riverview Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Riverview Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Riverview Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Riverview Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Riverview Bancorp Return On Asset vs. Revenue Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Riverview Bancorp's current stock value. Our valuation model uses many indicators to compare Riverview Bancorp value to that of its competitors to determine the firm's financial worth.
Riverview Bancorp is rated below average in revenue category among its peers. It is rated below average in return on asset category among its peers . The ratio of Revenue to Return On Asset for Riverview Bancorp is about  80,546,666,667 . At present, Riverview Bancorp's Total Revenue is projected to increase significantly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Riverview Bancorp's earnings, one of the primary drivers of an investment's value.

Riverview Revenue vs. Competition

Riverview Bancorp is rated below average in revenue category among its peers. Market size based on revenue of Financials industry is at this time estimated at about 1.08 Billion. Riverview Bancorp holds roughly 48.33 Million in revenue claiming about 4% of equities under Financials industry.

Riverview Return On Asset vs. Revenue

Revenue is income that a firm generates from business activities such us rendering services or selling goods to customers. It is a crucial part of a business and an essential item when evaluating a company's financial statements. Revenues from a firm's primary business operations can be reported on the income statement as sales revenue, net sales, or simply sales, depending on the industry in which a given company operates.

Riverview Bancorp

Revenue

 = 

Money Received

-

Discounts and Returns

 = 
48.33 M
Revenue is typically recorded when cash or cash equivalents are exchanged for services or goods and can include products or services discounts, promotions, as well as early payments on invoices or services rendered in advance.
Return on Asset or ROA shows how effective is the management of the company in generating income from utilizing all of the assets at their disposal. It is a useful ratio to evaluate the performance of different departments of a company as well as to understand management performance over time.

Riverview Bancorp

Return On Asset

 = 

Net Income

Total Assets

 = 
6.0E-4
Return on Asset measures overall efficiency of a company in generating profits from its total assets. It is expressed as the percentage of profits earned per dollar of Asset. A low ROA typically means that a company is asset-intensive and therefore will needs more money to continue generating revenue in the future.

Riverview Return On Asset Comparison

Riverview Bancorp is currently under evaluation in return on asset category among its peers.

Riverview Bancorp Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Riverview Bancorp, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Riverview Bancorp will eventually generate negative long term returns. The profitability progress is the general direction of Riverview Bancorp's change in net profit over the period of time. It can combine multiple indicators of Riverview Bancorp, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-16.1 M-15.3 M
Operating Income4.6 M4.4 M
Income Before Tax4.6 M4.4 M
Total Other Income Expense Net-7 M-7.4 M
Net Income3.8 M6.9 M
Income Tax Expense802 K761.9 K
Net Income Applicable To Common Shares20.8 M21.8 M
Net Income From Continuing Ops3.8 M3.6 M
Net Interest Income38.1 M46.4 M
Interest Income56.6 M51.5 M
Change To Netincome201.2 K211.3 K
Net Income Per Share 0.18  0.32 
Income Quality 3.36  3.53 
Net Income Per E B T 0.83  0.70 

Riverview Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Riverview Bancorp. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Riverview Bancorp position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Riverview Bancorp's important profitability drivers and their relationship over time.

Use Riverview Bancorp in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Riverview Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Riverview Bancorp will appreciate offsetting losses from the drop in the long position's value.

Riverview Bancorp Pair Trading

Riverview Bancorp Pair Trading Analysis

The ability to find closely correlated positions to Riverview Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Riverview Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Riverview Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Riverview Bancorp to buy it.
The correlation of Riverview Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Riverview Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Riverview Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Riverview Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your Riverview Bancorp position

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When determining whether Riverview Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Riverview Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Riverview Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Riverview Bancorp Stock:
Check out Your Equity Center.
For information on how to trade Riverview Stock refer to our How to Trade Riverview Stock guide.
You can also try the Portfolio Diagnostics module to use generated alerts and portfolio events aggregator to diagnose current holdings.
To fully project Riverview Bancorp's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Riverview Bancorp at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Riverview Bancorp's income statement, its balance sheet, and the statement of cash flows.
Potential Riverview Bancorp investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Riverview Bancorp investors may work on each financial statement separately, they are all related. The changes in Riverview Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Riverview Bancorp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.