Riverview Bancorp Revenue vs. Return On Equity
| RVSB Stock | USD 5.53 0.08 1.47% |
Total Revenue | First Reported 1997-09-30 | Previous Quarter 17.8 M | Current Value 12.8 M | Quarterly Volatility 3.7 M |
For Riverview Bancorp profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Riverview Bancorp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Riverview Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Riverview Bancorp's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Riverview Bancorp over time as well as its relative position and ranking within its peers.
Riverview |
Riverview Bancorp's Revenue Breakdown by Earning Segment
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Riverview Bancorp. If investors know Riverview will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Riverview Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.40) | Dividend Share 0.16 | Earnings Share 0.05 | Revenue Per Share 2.193 | Quarterly Revenue Growth (0.04) |
The market value of Riverview Bancorp is measured differently than its book value, which is the value of Riverview that is recorded on the company's balance sheet. Investors also form their own opinion of Riverview Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Riverview Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Riverview Bancorp's market value can be influenced by many factors that don't directly affect Riverview Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Riverview Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Riverview Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Riverview Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Riverview Bancorp Return On Equity vs. Revenue Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining Riverview Bancorp's current stock value. Our valuation model uses many indicators to compare Riverview Bancorp value to that of its competitors to determine the firm's financial worth. Riverview Bancorp is rated below average in revenue category among its peers. It is rated below average in return on equity category among its peers . The ratio of Revenue to Return On Equity for Riverview Bancorp is about 7,551,250,000 . At present, Riverview Bancorp's Total Revenue is projected to increase significantly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Riverview Bancorp's earnings, one of the primary drivers of an investment's value.Riverview Revenue vs. Competition
Riverview Bancorp is rated below average in revenue category among its peers. Market size based on revenue of Financials industry is at this time estimated at about 1.08 Billion. Riverview Bancorp holds roughly 48.33 Million in revenue claiming about 4% of equities under Financials industry.
Riverview Return On Equity vs. Revenue
Revenue is income that a firm generates from business activities such us rendering services or selling goods to customers. It is a crucial part of a business and an essential item when evaluating a company's financial statements. Revenues from a firm's primary business operations can be reported on the income statement as sales revenue, net sales, or simply sales, depending on the industry in which a given company operates.
Riverview Bancorp |
| = | 48.33 M |
Revenue is typically recorded when cash or cash equivalents are exchanged for services or goods and can include products or services discounts, promotions, as well as early payments on invoices or services rendered in advance.
Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Riverview Bancorp |
| = | 0.0064 |
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
Riverview Return On Equity Comparison
Riverview Bancorp is currently under evaluation in return on equity category among its peers.
Riverview Bancorp Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in Riverview Bancorp, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Riverview Bancorp will eventually generate negative long term returns. The profitability progress is the general direction of Riverview Bancorp's change in net profit over the period of time. It can combine multiple indicators of Riverview Bancorp, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -16.1 M | -15.3 M | |
| Operating Income | 4.6 M | 4.4 M | |
| Income Before Tax | 4.6 M | 4.4 M | |
| Total Other Income Expense Net | -7 M | -7.4 M | |
| Net Income | 3.8 M | 6.9 M | |
| Income Tax Expense | 802 K | 761.9 K | |
| Net Income Applicable To Common Shares | 20.8 M | 21.8 M | |
| Net Income From Continuing Ops | 3.8 M | 3.6 M | |
| Net Interest Income | 38.1 M | 46.4 M | |
| Interest Income | 56.6 M | 51.5 M | |
| Change To Netincome | 201.2 K | 211.3 K | |
| Net Income Per Share | 0.18 | 0.32 | |
| Income Quality | 3.36 | 3.53 | |
| Net Income Per E B T | 0.83 | 0.70 |
Riverview Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on Riverview Bancorp. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Riverview Bancorp position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Riverview Bancorp's important profitability drivers and their relationship over time.
Use Riverview Bancorp in pair-trading
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Riverview Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Riverview Bancorp will appreciate offsetting losses from the drop in the long position's value.Riverview Bancorp Pair Trading
Riverview Bancorp Pair Trading Analysis
The ability to find closely correlated positions to Riverview Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Riverview Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Riverview Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Riverview Bancorp to buy it.
The correlation of Riverview Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Riverview Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Riverview Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Riverview Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Use Investing Themes to Complement your Riverview Bancorp position
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Check out Your Equity Center. For information on how to trade Riverview Stock refer to our How to Trade Riverview Stock guide.You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.
To fully project Riverview Bancorp's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Riverview Bancorp at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Riverview Bancorp's income statement, its balance sheet, and the statement of cash flows.