Stewart Information Operating Margin vs. Net Income

STC Stock  USD 67.79  0.29  0.43%   
Considering Stewart Information's profitability and operating efficiency indicators, Stewart Information's profitability may be sliding down. It has an above-average chance of reporting lower numbers next quarter. Profitability indicators assess Stewart Information's ability to earn profits and add value for shareholders.

Stewart Information Operating Profit Margin

0.0538

At present, Stewart Information's EV To Sales is projected to increase slightly based on the last few years of reporting. The current year's Price Sales Ratio is expected to grow to 0.73, whereas Days Sales Outstanding is forecasted to decline to 4.54. At present, Stewart Information's Interest Income is projected to increase significantly based on the last few years of reporting. The current year's Change To Netincome is expected to grow to about 56.7 M, whereas Accumulated Other Comprehensive Income is projected to grow to (20.8 M). At present, Stewart Information's Net Profit Margin is projected to increase slightly based on the last few years of reporting.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.670.8772
Way Down
Pretty Stable
Operating Profit Margin0.05380.0567
Notably Down
Slightly volatile
Pretax Profit Margin0.05950.0567
Sufficiently Up
Slightly volatile
For Stewart Information profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Stewart Information to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Stewart Information Services utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Stewart Information's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Stewart Information Services over time as well as its relative position and ranking within its peers.

Stewart Information's Revenue Breakdown by Earning Segment

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The next projected EPS of Stewart Information is estimated to be 1.685 with future projections ranging from a low of 1.65 to a high of 1.72. Stewart Information's most recent 12-month trailing earnings per share (EPS TTM) is at 3.82. Please be aware that the consensus of earnings estimates for Stewart Information Services is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Stewart Information is projected to generate 1.685 in earnings per share on the 30th of June 2026. Stewart Information earnings estimates show analyst consensus about projected Stewart Information Services EPS (Earning Per Share). It derives the highest and the lowest estimates based on Stewart Information's historical volatility. Many public companies, such as Stewart Information, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Stewart Information Revenue Breakdown by Earning Segment

By analyzing Stewart Information's earnings estimates, investors can diagnose different trends across Stewart Information's analyst sentiment over time as well as compare current estimates against different timeframes.
Will Property & Casualty Insurance sector continue expanding? Could Stewart diversify its offerings? Factors like these will boost the valuation of Stewart Information. If investors know Stewart will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Stewart Information data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.552
Dividend Share
2.05
Earnings Share
3.82
Revenue Per Share
102.47
Quarterly Revenue Growth
0.196
The market value of Stewart Information is measured differently than its book value, which is the value of Stewart that is recorded on the company's balance sheet. Investors also form their own opinion of Stewart Information's value that differs from its market value or its book value, called intrinsic value, which is Stewart Information's true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because Stewart Information's market value can be influenced by many factors that don't directly affect Stewart Information's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Stewart Information's value and its price as these two are different measures arrived at by different means. Investors typically determine if Stewart Information is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, Stewart Information's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.

Stewart Information Net Income vs. Operating Margin Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Stewart Information's current stock value. Our valuation model uses many indicators to compare Stewart Information value to that of its competitors to determine the firm's financial worth.
Stewart Information Services is rated below average in operating margin category among its peers. It also is rated below average in net income category among its peers making up about  950,843,061  of Net Income per Operating Margin. At present, Stewart Information's Operating Profit Margin is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Stewart Information's earnings, one of the primary drivers of an investment's value.

Stewart Information's Earnings Breakdown by Geography

Stewart Net Income vs. Operating Margin

Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.

Stewart Information

Operating Margin

 = 

Operating Income

Revenue

X

100

 = 
0.08 %
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.

Stewart Information

Net Income

 = 

(Rev + Gain)

-

(Exp + Loss)

 = 
73.31 M
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.

Stewart Net Income Comparison

Stewart Information is currently under evaluation in net income category among its peers.

Stewart Information Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Stewart Information, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Stewart Information will eventually generate negative long term returns. The profitability progress is the general direction of Stewart Information's change in net profit over the period of time. It can combine multiple indicators of Stewart Information, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-21.9 M-20.8 M
Operating Income165.5 M150.1 M
Income Before Tax165.5 M173.8 M
Total Other Income Expense Net-17.9 M-18.8 M
Net Income84.3 M47.6 M
Income Tax Expense35.4 M19.6 M
Net Income Applicable To Common Shares115.5 M88.5 M
Net Income From Continuing Ops101.4 M98.2 M
Non Operating Income Net Other47.7 K45.3 K
Interest Income20.4 M21.5 M
Net Interest Income-17.9 M-17 M
Change To Netincome54 M56.7 M
Net Income Per Share 3.98  4.18 
Income Quality 2.13  4.05 
Net Income Per E B T 0.70  0.61 

Stewart Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Stewart Information. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Stewart Information position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Stewart Information's important profitability drivers and their relationship over time.

Stewart Information Earnings Estimation Breakdown

The calculation of Stewart Information's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Stewart Information is estimated to be 1.685 with the future projection ranging from a low of 1.65 to a high of 1.72. Please be aware that this consensus of annual earnings estimates for Stewart Information Services is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.0
1.65
Lowest
Expected EPS
1.685
1.72
Highest

Stewart Information Earnings Projection Consensus

Suppose the current estimates of Stewart Information's value are higher than the current market price of the Stewart Information stock. In this case, investors may conclude that Stewart Information is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Stewart Information's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 30th of June 2026Current EPS (TTM)
366.15%
0.0
1.685
3.82

Stewart Information Earnings History

Earnings estimate consensus by Stewart Information analysts from Wall Street is used by the market to judge Stewart Information's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we suggest analyzing not only Stewart Information's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Stewart Information Quarterly Gross Profit

490.6 Million

At present, Stewart Information's Earnings Yield is projected to slightly decrease based on the last few years of reporting. The current year's Price Earnings To Growth Ratio is expected to grow to 0.34, whereas Retained Earnings Total Equity is forecasted to decline to about 576.9 M. As of February 20, 2026, Common Stock Shares Outstanding is expected to decline to about 20.3 M. In addition to that, Net Income Applicable To Common Shares is expected to decline to about 88.5 M.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Stewart Information's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
65.7467.3769.00
Details
Intrinsic
Valuation
LowRealHigh
60.7575.2376.86
Details
Naive
Forecast
LowNextHigh
64.5766.2167.84
Details
1 Analysts
Consensus
LowTargetHigh
74.0181.3390.28
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of Stewart assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Stewart Information. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Stewart Information's stock price in the short term.

Stewart Information Earnings per Share Projection vs Actual

Actual Earning per Share of Stewart Information refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Stewart Information Services predict the company's earnings will be in the future. The higher the earnings per share of Stewart Information, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Stewart Information Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Stewart Information, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Stewart Information should always be considered in relation to other companies to make a more educated investment decision.

Stewart Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Stewart Information's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
null
nullnullnullnull
2026-02-04
2025-12-311.371.650.2820 
2025-10-22
2025-09-301.421.640.2215 
2025-07-23
2025-06-301.181.340.1613 
2025-04-23
2025-03-310.340.25-0.0926 
2025-02-05
2024-12-310.971.120.1515 
2024-10-23
2024-09-300.931.170.2425 
2024-07-24
2024-06-301.130.91-0.2219 
2024-04-24
2024-03-31-0.130.170.3230 
2024-02-07
2023-12-310.530.60.0713 
2023-10-25
2023-09-300.690.860.1724 
2023-07-26
2023-06-300.710.69-0.02
2023-04-26
2023-03-31-0.15-0.25-0.166 
2023-02-08
2022-12-310.820.6-0.2226 
2022-10-26
2022-09-301.751.37-0.3821 
2022-07-27
2022-06-302.152.580.4320 
2022-04-27
2022-03-311.32.030.7356 
2022-02-09
2021-12-312.012.940.9346 
2021-10-27
2021-09-302.423.170.7530 
2021-07-21
2021-06-301.863.171.3170 
2021-04-21
2021-03-311.031.920.8986 
2021-02-10
2020-12-311.62.090.4930 
2020-10-21
2020-09-301.432.210.7854 
2020-07-22
2020-06-300.451.531.08240 
2020-04-22
2020-03-31-0.120.220.34283 
2020-02-05
2019-12-310.850.53-0.3237 
2019-10-22
2019-09-301.021.230.2120 
2019-07-25
2019-06-300.890.81-0.08
2019-04-25
2019-03-310.05-0.29-0.34680 
2019-02-14
2018-12-310.60.48-0.1220 
2018-10-25
2018-09-300.710.740.03
2018-07-18
2018-06-301.050.95-0.1
2018-05-03
2018-03-310.02-0.06-0.08400 
2018-02-08
2017-12-310.630.740.1117 
2017-11-06
2017-09-300.650.46-0.1929 
2017-07-20
2017-06-301.020.79-0.2322 
2017-04-20
2017-03-31-0.160.10.26162 
2017-02-09
2016-12-310.550.710.1629 
2016-10-20
2016-09-301.041.220.1817 
2016-07-21
2016-06-300.981.00.02
2016-04-21
2016-03-31-0.24-0.180.0625 
2016-02-11
2015-12-310.310.490.1858 
2015-10-22
2015-09-300.860.940.08
2015-07-23
2015-06-300.711.050.3447 
2015-04-23
2015-03-310.090.280.19211 
2015-02-12
2014-12-310.370.370.0
2014-10-23
2014-09-300.61.120.5286 
2014-07-31
2014-06-300.140.690.55392 
2014-04-24
2014-03-31-0.06-0.54-0.48800 
2014-02-13
2013-12-310.260.30.0415 
2013-10-24
2013-09-300.610.630.02
2013-07-25
2013-06-300.691.090.457 
2013-04-25
2013-03-310.080.330.25312 
2013-02-14
2012-12-311.081.06-0.02
2012-10-25
2012-09-300.731.450.7298 
2012-07-26
2012-06-300.361.050.69191 
2012-04-26
2012-03-31-0.17-0.63-0.46270 
2012-02-16
2011-12-310.220.11-0.1150 
2011-10-27
2011-09-300.290.420.1344 
2011-07-28
2011-06-300.140.280.14100 
2011-04-28
2011-03-31-0.29-0.55-0.2689 
2011-02-17
2010-12-310.170.05-0.1270 
2010-10-28
2010-09-300.3-0.17-0.47156 
2010-07-29
2010-06-300.10.450.35350 
2010-04-29
2010-03-31-0.14-1.59-1.451035 
2010-02-18
2009-12-310.021.491.477350 
2009-10-29
2009-09-30-0.61-1.3-0.69113 
2009-07-30
2009-06-300.27-1.14-1.41522 
2009-04-30
2009-03-31-0.51-2.31-1.8352 
2009-02-19
2008-12-31-1.03-8.72-7.69746 
2008-10-29
2008-09-30-0.69-1.66-0.97140 
2008-07-30
2008-06-30-0.45-1.47-1.02226 
2008-04-30
2008-03-31-0.61-1.24-0.63103 
2008-02-20
2007-12-31-0.04-1.74-1.74250 
2007-10-25
2007-09-300.55-0.79-1.34243 
2007-07-27
2007-06-300.650.55-0.115 
2007-04-26
2007-03-310.18-0.26-0.44244 
2007-02-16
2006-12-310.690.59-0.114 
2006-10-26
2006-09-3010.77-0.2323 
2006-07-27
2006-06-301.120.83-0.2925 
2006-04-27
2006-03-310.630.1-0.5384 
2006-02-16
2005-12-311.410.46-0.9567 
2005-10-27
2005-09-301.871.74-0.13
2005-07-28
2005-06-301.161.940.7867 
2005-04-28
2005-03-310.790.57-0.2227 
2005-02-16
2004-12-311.111.08-0.03
2004-10-27
2004-09-301.051.160.1110 
2004-07-27
2004-06-301.241.630.3931 
2004-04-28
2004-03-310.920.55-0.3740 
2004-02-17
2003-12-311.491.09-0.426 
2003-10-24
2003-09-301.892.340.4523 
2003-07-25
2003-06-301.82.290.4927 
2003-04-25
2003-03-311.431.12-0.3121 
2003-02-14
2002-12-311.342.461.1283 
2002-10-24
2002-09-300.861.220.3641 
2002-07-25
2002-06-300.570.990.4273 
2002-04-25
2002-03-310.810.63-0.1822 
2002-02-13
2001-12-310.820.960.1417 
2001-10-24
2001-09-300.70.780.0811 
2001-07-24
2001-06-300.481.00.52108 
2001-02-13
2000-12-310.160.11-0.0531 
2000-02-14
1999-12-310.030.070.04133 
1999-02-10
1998-12-310.530.920.3973 
1998-10-21
1998-09-300.70.990.2941 
1998-07-21
1998-06-300.60.810.2135 
1998-02-16
1997-12-310.370.390.02
1997-10-21
1997-09-300.410.4-0.01
1997-07-22
1997-06-300.320.410.0928 
1997-04-23
1997-03-310.130.01-0.1292 
1997-02-07
1996-12-310.220.16-0.0627 
1996-10-23
1996-09-300.320.330.01
1996-07-23
1996-06-300.30.430.1343 
1996-04-23
1996-03-310.210.17-0.0419 
1996-02-07
1995-12-310.280.26-0.02
1995-10-24
1995-09-300.230.280.0521 
1994-02-09
1993-12-310.430.770.3479 

Use Stewart Information in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Stewart Information position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Stewart Information will appreciate offsetting losses from the drop in the long position's value.

Stewart Information Pair Trading

Stewart Information Services Pair Trading Analysis

The ability to find closely correlated positions to Stewart Information could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Stewart Information when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Stewart Information - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Stewart Information Services to buy it.
The correlation of Stewart Information is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Stewart Information moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Stewart Information moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Stewart Information can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your Stewart Information position

In addition to having Stewart Information in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run ISP Thematic Idea Now

ISP
ISP Theme
Internet Service Providers (ISP) companies and IT providers specializing in internet technologies. The ISP theme has 37 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize ISP Theme or any other thematic opportunities.
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When determining whether Stewart Information offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Stewart Information's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Stewart Information Services Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Stewart Information Services Stock:
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You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.
To fully project Stewart Information's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Stewart Information at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Stewart Information's income statement, its balance sheet, and the statement of cash flows.
Potential Stewart Information investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Stewart Information investors may work on each financial statement separately, they are all related. The changes in Stewart Information's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Stewart Information's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.