United Fire Net Income vs. Price To Earning
| UFCS Stock | USD 37.84 0.49 1.28% |
Net Income | First Reported 1985-09-30 | Previous Quarter 39.2 M | Current Value 38.4 M | Quarterly Volatility 16.7 M |
For United Fire profitability analysis, we use financial ratios and fundamental drivers that measure the ability of United Fire to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well United Fire Group utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between United Fire's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of United Fire Group over time as well as its relative position and ranking within its peers.
Check out World Market Map. Is there potential for Property & Casualty Insurance market expansion? Will United introduce new products? Factors like these will boost the valuation of United Fire. If investors know United will grow in the future, the company's valuation will be higher. Understanding fair value requires weighing current performance against future potential. All the valuation information about United Fire listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.201 | Dividend Share 0.64 | Earnings Share 4.48 | Revenue Per Share | Quarterly Revenue Growth 0.098 |
Understanding United Fire Group requires distinguishing between market price and book value, where the latter reflects United's accounting equity. The concept of intrinsic value - what United Fire's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Market sentiment, economic cycles, and investor behavior can push United Fire's price substantially above or below its fundamental value.
Please note, there is a significant difference between United Fire's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Fire is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, United Fire's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
United Fire Group Price To Earning vs. Net Income Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining United Fire's current stock value. Our valuation model uses many indicators to compare United Fire value to that of its competitors to determine the firm's financial worth. United Fire Group is rated first in net income category among its peers. It is rated fifth in price to earning category among its peers . The ratio of Net Income to Price To Earning for United Fire Group is about 10,093,168 . At this time, United Fire's Net Income is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value United Fire by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.United Price To Earning vs. Net Income
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
United Fire |
| = | 118.19 M |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Price to Earnings ratio is typically used for current valuation of a company and is one of the most popular ratios that investors monitor daily. Holding a low PE stock is less risky because when a company's profitability falls, it is likely that earnings will also go down as well. In other words, if you start from a lower position, your downside risk is limited. There are also some investors who believe that low Price to Earnings ratio reflects the low pricing because a given company is in trouble. On the other hand, a higher PE ratio means that investors are paying more for each unit of profit.
United Fire |
| = | 11.71 X |
Generally speaking, the Price to Earnings ratio gives investors an idea of what the market is willing to pay for the company's current earnings.
United Price To Earning Comparison
United Fire is currently under evaluation in price to earning category among its peers.
United Fire Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in United Fire, profitability is also one of the essential criteria for including it into their portfolios because, without profit, United Fire will eventually generate negative long term returns. The profitability progress is the general direction of United Fire's change in net profit over the period of time. It can combine multiple indicators of United Fire, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -25.3 M | -24 M | |
| Operating Income | 147.9 M | 155.3 M | |
| Income Before Tax | 147.9 M | 155.3 M | |
| Total Other Income Expense Net | -11.3 M | -11.8 M | |
| Net Income | 118.2 M | 124.1 M | |
| Income Tax Expense | 29.7 M | 31.2 M | |
| Net Income Applicable To Common Shares | 13.5 M | 12.9 M | |
| Net Income From Continuing Ops | 55.8 M | 58.5 M | |
| Non Operating Income Net Other | -35.9 M | -34.1 M | |
| Interest Income | 77.8 M | 54.9 M | |
| Net Interest Income | -6.6 M | -6.2 M | |
| Change To Netincome | 47.9 M | 66.5 M | |
| Net Income Per Share | 4.48 | 4.70 | |
| Income Quality | 4.94 | 4.70 | |
| Net Income Per E B T | 0.80 | 0.55 |
United Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on United Fire. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of United Fire position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the United Fire's important profitability drivers and their relationship over time.
United Fire Earnings Estimation Breakdown
The calculation of United Fire's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of United Fire is estimated to be 0.36 with the future projection ranging from a low of 0.36 to a high of 0.36. Please be aware that this consensus of annual earnings estimates for United Fire Group is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.36 Lowest | Expected EPS | 0.36 Highest |
United Fire Earnings Projection Consensus
Suppose the current estimates of United Fire's value are higher than the current market price of the United Fire stock. In this case, investors may conclude that United Fire is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and United Fire's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 30th of June 2026 | Current EPS (TTM) | |
| 2 | 46.52% | 0.0 | 0.36 | 4.48 |
United Fire Earnings per Share Projection vs Actual
Actual Earning per Share of United Fire refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering United Fire Group predict the company's earnings will be in the future. The higher the earnings per share of United Fire, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.United Fire Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as United Fire, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of United Fire should always be considered in relation to other companies to make a more educated investment decision.United Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact United Fire's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
null | null | null | null | null | 0 | ||
2026-02-10 | 2025-12-31 | 0.97 | 1.5 | 0.53 | 54 | ||
2025-11-04 | 2025-09-30 | 0.72 | 1.5 | 0.78 | 108 | ||
2025-08-05 | 2025-06-30 | 0.56 | 0.9 | 0.34 | 60 | ||
2025-05-06 | 2025-03-31 | 0.61 | 0.7 | 0.09 | 14 | ||
2025-02-11 | 2024-12-31 | 0.66 | 1.25 | 0.59 | 89 | ||
2024-11-05 | 2024-09-30 | 0.21 | 0.81 | 0.6 | 285 | ||
2024-08-06 | 2024-06-30 | 0.01 | -0.07 | -0.08 | 800 | ||
2024-05-07 | 2024-03-31 | 0.48 | 0.56 | 0.08 | 16 | ||
2024-02-13 | 2023-12-31 | 0.56 | 0.65 | 0.09 | 16 | ||
2023-11-01 | 2023-09-30 | -0.03 | 0.31 | 0.34 | 1133 | ||
2023-08-07 | 2023-06-30 | 0.2 | -2.27 | -2.47 | 1235 | ||
2023-05-08 | 2023-03-31 | 0.56 | 0.08 | -0.48 | 85 | ||
2023-02-15 | 2022-12-31 | 0.56 | 0.18 | -0.38 | 67 | ||
2022-11-02 | 2022-09-30 | -0.46 | -0.47 | -0.01 | 2 | ||
2022-08-04 | 2022-06-30 | 0.44 | 0.24 | -0.2 | 45 | ||
2022-05-05 | 2022-03-31 | 0.84 | 1.13 | 0.29 | 34 | ||
2022-02-15 | 2021-12-31 | 0.41 | 1.69 | 1.28 | 312 | ||
2021-11-04 | 2021-09-30 | -0.04 | -0.31 | -0.27 | 675 | ||
2021-08-04 | 2021-06-30 | -0.02 | 0.35 | 0.37 | 1850 | ||
2021-05-05 | 2021-03-31 | -0.06 | -0.03 | 0.03 | 50 | ||
2021-02-17 | 2020-12-31 | -1.31 | -1.3 | 0.01 | 0 | ||
2020-11-04 | 2020-09-30 | -1.33 | -1.37 | -0.04 | 3 | ||
2020-08-05 | 2020-06-30 | -0.26 | -0.26 | 0.0 | 0 | ||
2020-05-06 | 2020-03-31 | 0.16 | 0.05 | -0.11 | 68 | ||
2020-02-18 | 2019-12-31 | -0.64 | -1.04 | -0.4 | 62 | ||
2019-11-06 | 2019-09-30 | -0.28 | -0.4 | -0.12 | 42 | ||
2019-08-07 | 2019-06-30 | 0.06 | -0.59 | -0.65 | 1083 | ||
2019-05-08 | 2019-03-31 | 0.53 | 0.91 | 0.38 | 71 | ||
2019-02-20 | 2018-12-31 | 0.23 | -0.3 | -0.53 | 230 | ||
2018-11-07 | 2018-09-30 | 0.31 | 0.432 | 0.122 | 39 | ||
2018-08-08 | 2018-06-30 | 0.22 | -0.03 | -0.25 | 113 | ||
2018-05-09 | 2018-03-31 | 0.83 | 1.0 | 0.17 | 20 | ||
2018-02-14 | 2017-12-31 | 0.48 | 0.92 | 0.44 | 91 | ||
2017-11-08 | 2017-09-30 | -0.72 | -0.73 | -0.01 | 1 | ||
2017-08-02 | 2017-06-30 | 0.11 | 0.05 | -0.06 | 54 | ||
2017-05-03 | 2017-03-31 | 0.67 | 0.67 | 0.0 | 0 | ||
2017-02-16 | 2016-12-31 | 0.89 | 0.46 | -0.43 | 48 | ||
2016-11-02 | 2016-09-30 | 0.44 | 0.41 | -0.03 | 6 | ||
2016-08-03 | 2016-06-30 | 0.07 | 0.08 | 0.01 | 14 | ||
2016-05-04 | 2016-03-31 | 0.88 | 0.88 | 0.0 | 0 | ||
2016-02-18 | 2015-12-31 | 0.53 | 1.21 | 0.68 | 128 | ||
2015-11-05 | 2015-09-30 | 0.2 | 0.75 | 0.55 | 275 | ||
2015-08-04 | 2015-06-30 | 0.22 | 0.57 | 0.35 | 159 | ||
2015-05-05 | 2015-03-31 | 0.86 | 0.92 | 0.06 | 6 | ||
2015-02-17 | 2014-12-31 | 1.35 | 1.34 | -0.01 | 0 | ||
2014-11-04 | 2014-09-30 | 0.56 | -0.01 | -0.57 | 101 | ||
2014-08-05 | 2014-06-30 | 0.31 | 0.35 | 0.04 | 12 | ||
2014-05-06 | 2014-03-31 | 0.65 | 0.47 | -0.18 | 27 | ||
2014-02-18 | 2013-12-31 | 0.62 | 1.0 | 0.38 | 61 | ||
2013-11-05 | 2013-09-30 | 0.57 | 0.42 | -0.15 | 26 | ||
2013-08-06 | 2013-06-30 | 0.26 | 0.5 | 0.24 | 92 | ||
2013-05-07 | 2013-03-31 | 0.66 | 0.84 | 0.18 | 27 | ||
2013-02-19 | 2012-12-31 | -0.23 | -0.12 | 0.11 | 47 | ||
2012-11-05 | 2012-09-30 | 0.32 | 0.31 | -0.01 | 3 | ||
2012-08-06 | 2012-06-30 | 0.26 | 0.56 | 0.3 | 115 | ||
2012-05-07 | 2012-03-31 | 0.17 | 0.68 | 0.51 | 300 | ||
2012-02-21 | 2011-12-31 | 0.12 | 0.62 | 0.5 | 416 | ||
2011-10-31 | 2011-09-30 | 0.07 | -0.22 | -0.29 | 414 | ||
2011-07-26 | 2011-06-30 | -0.6 | -0.71 | -0.11 | 18 | ||
2011-05-02 | 2011-03-31 | 0.19 | 0.16 | -0.03 | 15 | ||
2011-02-14 | 2010-12-31 | 0.3 | 0.29 | -0.01 | 3 | ||
2010-10-25 | 2010-09-30 | 0.29 | 0.11 | -0.18 | 62 | ||
2010-07-26 | 2010-06-30 | 0.43 | 0.53 | 0.1 | 23 | ||
2010-04-26 | 2010-03-31 | 0.21 | 0.67 | 0.46 | 219 | ||
2010-02-16 | 2009-12-31 | 0.3 | 0.03 | -0.27 | 90 | ||
2009-10-26 | 2009-09-30 | 0.18 | -0.43 | -0.61 | 338 | ||
2009-07-27 | 2009-06-30 | 0.36 | 0.12 | -0.24 | 66 | ||
2009-04-27 | 2009-03-31 | 0.43 | 0.21 | -0.22 | 51 | ||
2009-02-17 | 2008-12-31 | 0.55 | -0.41 | -0.96 | 174 | ||
2008-10-20 | 2008-09-30 | 0.1 | -0.53 | -0.63 | 630 | ||
2008-07-28 | 2008-06-30 | 0.28 | -0.08 | -0.36 | 128 | ||
2008-04-21 | 2008-03-31 | 0.88 | 0.77 | -0.11 | 12 | ||
2008-02-11 | 2007-12-31 | 0.79 | 0.84 | 0.05 | 6 | ||
2007-10-22 | 2007-09-30 | 0.77 | 0.67 | -0.1 | 12 | ||
2007-07-23 | 2007-06-30 | 0.73 | 1.09 | 0.36 | 49 | ||
2007-04-23 | 2007-03-31 | 0.77 | 1.2 | 0.43 | 55 | ||
2007-02-12 | 2006-12-31 | 0.84 | 1.02 | 0.18 | 21 | ||
2006-10-23 | 2006-09-30 | 0.68 | 0.8 | 0.12 | 17 | ||
2006-07-24 | 2006-06-30 | 0.73 | 0.8 | 0.07 | 9 | ||
2006-04-24 | 2006-03-31 | 0.97 | 0.46 | -0.51 | 52 | ||
2006-02-13 | 2005-12-31 | -1.17 | -2.49 | -1.32 | 112 | ||
2005-10-28 | 2005-09-30 | -0.2 | 0.32 | 0.52 | 260 | ||
2005-07-25 | 2005-06-30 | 0.95 | 1.03 | 0.08 | 8 | ||
2005-05-02 | 2005-03-31 | 0.85 | 1.49 | 0.64 | 75 | ||
2005-02-14 | 2004-12-31 | 0.9 | 0.84 | -0.06 | 6 | ||
2004-10-21 | 2004-09-30 | 0.52 | 0.95 | 0.43 | 82 | ||
2004-07-27 | 2004-06-30 | 0.68 | 0.92 | 0.24 | 35 | ||
2004-04-30 | 2004-03-31 | 0.58 | 0.85 | 0.27 | 46 | ||
2004-02-13 | 2003-12-31 | 0.47 | 0.73 | 0.26 | 55 | ||
2003-10-30 | 2003-09-30 | 0.41 | 0.67 | 0.26 | 63 | ||
2003-08-01 | 2003-06-30 | 0.23 | 0.59 | 0.36 | 156 | ||
2003-05-05 | 2003-03-31 | 0.5 | 0.61 | 0.11 | 22 | ||
2003-02-18 | 2002-12-31 | 0.25 | 0.18 | -0.07 | 28 | ||
2002-11-05 | 2002-09-30 | 0.33 | 0.18 | -0.15 | 45 | ||
2002-08-05 | 2002-06-30 | 0.25 | 0.44 | 0.19 | 76 |
Use United Fire in pair-trading
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if United Fire position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in United Fire will appreciate offsetting losses from the drop in the long position's value.United Fire Pair Trading
United Fire Group Pair Trading Analysis
The ability to find closely correlated positions to United Fire could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace United Fire when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back United Fire - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling United Fire Group to buy it.
The correlation of United Fire is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as United Fire moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if United Fire Group moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for United Fire can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Use Investing Themes to Complement your United Fire position
In addition to having United Fire in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Additional Tools for United Stock Analysis
When running United Fire's price analysis, check to measure United Fire's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Fire is operating at the current time. Most of United Fire's value examination focuses on studying past and present price action to predict the probability of United Fire's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Fire's price. Additionally, you may evaluate how the addition of United Fire to your portfolios can decrease your overall portfolio volatility.