Community Bank Analysis
Community Bank's financial leverage is the degree to which the firm utilizes its fixed-income securities and uses equity to finance projects. Companies with high leverage are usually considered to be at financial risk. Community Bank's financial risk is the risk to Community Bank stockholders that is caused by an increase in debt. In other words, with a high degree of financial leverage come high-interest payments, which usually reduce Earnings Per Share (EPS).
Given that Community Bank's debt-to-equity ratio measures a Company's obligations relative to the value of its net assets, it is usually used by traders to estimate the extent to which Community Bank is acquiring new debt as a mechanism of leveraging its assets. A high debt-to-equity ratio is generally associated with increased risk, implying that it has been aggressive in financing its growth with debt. Another way to look at debt-to-equity ratios is to compare the overall debt load of Community Bank to its assets or equity, showing how much of the company assets belong to shareholders vs. creditors. If shareholders own more assets, Community Bank is said to be less leveraged. If creditors hold a majority of Community Bank's assets, the Company is said to be highly leveraged.
Community Bank is undervalued with Real Value of 0.0 and Hype Value of 0.0. The main objective of Community Bank pink sheet analysis is to determine its intrinsic value, which is an estimate of what Community Bank is worth, separate from its market price. There are two main types of Community Bank's stock analysis: fundamental analysis and technical analysis.
The Community Bank pink sheet is traded in the USA on PINK Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Community Bank's ongoing operational relationships across important fundamental and technical indicators.
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Community Pink Sheet Analysis Notes
About 15.0% of the company shares are held by institutions such as insurance companies. The company last dividend was issued on the 23rd of February 2023. Bay Community Bancorp operates as the bank holding company for Community Bank of the Bay that provides various banking services to individuals and businesses in the greater San Francisco Bay area. The company was founded in 1996 and is headquartered in Oakland, California. BAY COMMUNITY operates under BanksRegional classification in the United States and is traded on OTC Exchange.The quote for Community Bank is published daily by the National Quotation Bureau and the company does not need to meet minimum requirements or file with the SEC. For more info on Community Bank please contact William Keller at 510 433 5400 or go to https://www.bankcbb.com.Community Bank Investment Alerts
Many investors view ongoing market volatility as an opportunity to purchase more pink sheets at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Community Bank's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Community Bank or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
| Community Bank is not yet fully synchronised with the market data | |
| Community Bank has some characteristics of a very speculative penny stock | |
| Community Bank has a very high chance of going through financial distress in the upcoming years |
Community Market Capitalization
The company currently falls under 'Nano-Cap' category with a current market capitalization of 7.71 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Community Bank's market, we take the total number of its shares issued and multiply it by Community Bank's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.Community Profitablity
The company has Profit Margin (PM) of 0.26 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.38 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.38.Community Bank Outstanding Bonds
Community Bank issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Community Bank uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Community bonds can be classified according to their maturity, which is the date when Community Bank has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Community Bank Debt to Cash Allocation
Community Bank has accumulated 27.89 M in total debt. Debt can assist Community Bank until it has trouble settling it off, either with new capital or with free cash flow. So, Community Bank's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Community Bank sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Community to invest in growth at high rates of return. When we think about Community Bank's use of debt, we should always consider it together with cash and equity.Community Bank Assets Financed by Debt
Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Community Bank's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Community Bank, which in turn will lower the firm's financial flexibility.Community Bank Corporate Bonds Issued
Most Community bonds can be classified according to their maturity, which is the date when Community Bank has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Other Consideration for investing in Community Pink Sheet
If you are still planning to invest in Community Bank check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Community Bank's history and understand the potential risks before investing.
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