Heritage Financial Stock Analysis
| HFWA Stock | USD 26.50 0.71 2.75% |
Heritage Financial is overvalued with Real Value of 22.99 and Target Price of 20.8. The main objective of Heritage Financial stock analysis is to determine its intrinsic value, which is an estimate of what Heritage Financial is worth, separate from its market price. There are two main types of Heritage Financial's stock analysis: fundamental analysis and technical analysis.
The Heritage Financial stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Heritage Financial's ongoing operational relationships across important fundamental and technical indicators.
Heritage |
Heritage Stock Analysis Notes
About 83.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.03. Some equities with similar Price to Book (P/B) outperform the market in the long run. Heritage Financial has Price/Earnings To Growth (PEG) ratio of 2.13. The entity last dividend was issued on the 6th of November 2024. The firm had 21:20 split on the 28th of September 2005. Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and individuals in the United States. Heritage Financial Corporation was founded in 1927 and is headquartered in Olympia, Washington. Heritage Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 790 people. To learn more about Heritage Financial call Brian Vance at 360 943 1500 or check out https://www.hf-wa.com.Heritage Financial Quarterly Total Revenue |
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Heritage Financial Investment Alerts
Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Heritage Financial's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Heritage Financial or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
| Heritage Financial has a strong financial position based on the latest SEC filings | |
| Over 83.0% of the company shares are owned by institutional investors | |
| On 20th of November 2024 Heritage Financial paid $ 0.23 per share dividend to its current shareholders | |
| Latest headline from businesswire.com: AM Best Downgrades Issuer Credit Rating of Gleaner Life Insurance Society Maintains Under Review With Developing Implications Status on Credit Ratings |
Heritage Financial Upcoming and Recent Events
Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Heritage Financial previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 18th of April 2024 Upcoming Quarterly Report | View | |
| 18th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Heritage Largest EPS Surprises
Earnings surprises can significantly impact Heritage Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2010-08-02 | 2010-06-30 | 0.04 | 0.05 | 0.01 | 25 | ||
1999-01-25 | 1998-12-31 | 0.12 | 0.1 | -0.02 | 16 | ||
2016-01-28 | 2015-12-31 | 0.29 | 0.32 | 0.03 | 10 |
Heritage Financial Environmental, Social, and Governance (ESG) Scores
Heritage Financial's ESG score is a quantitative measure that evaluates Heritage Financial's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Heritage Financial's operations that may have significant financial implications and affect Heritage Financial's stock price as well as guide investors towards more socially responsible investments.
Heritage Stock Institutional Investors
| Shares | Goldman Sachs Group Inc | 2024-06-30 | 460.8 K | Northern Trust Corp | 2024-09-30 | 427.5 K | Aqr Capital Management Llc | 2024-06-30 | 365.5 K | Manufacturers Life Insurance Co | 2024-09-30 | 335.3 K | Proshare Advisors Llc | 2024-09-30 | 327.7 K | Lord, Abbett & Co Llc | 2024-09-30 | 320.3 K | Hotchkis & Wiley Capital Management Llc | 2024-09-30 | 311.1 K | Renaissance Technologies Corp | 2024-09-30 | 296 K | American Century Companies Inc | 2024-09-30 | 292.9 K | Blackrock Inc | 2024-06-30 | 5 M | Vanguard Group Inc | 2024-09-30 | 2.5 M |
Heritage Market Capitalization
The company currently falls under 'Small-Cap' category with a current market capitalization of 905.07 M.Heritage Profitablity
The company has Profit Margin (PM) of 0.18 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.27 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.27.| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.07 | 0.09 |
Management Efficiency
The current year's Return On Tangible Assets is expected to grow to 0.01. The current year's Return On Capital Employed is expected to grow to 0.02. At present, Heritage Financial's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 2.3 B, whereas Total Current Assets are forecasted to decline to about 603.6 M. Heritage Financial's management efficiency ratios could be used to measure how well Heritage Financial manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 24.36 | 23.15 | |
| Tangible Book Value Per Share | 17.35 | 16.48 | |
| Enterprise Value Over EBITDA | 6.95 | 6.16 | |
| Price Book Value Ratio | 0.88 | 1.46 | |
| Enterprise Value Multiple | 6.95 | 6.16 | |
| Price Fair Value | 0.88 | 1.46 | |
| Enterprise Value | 545.9 M | 573.2 M |
Effective management at Heritage Financial has been a driving force behind its market achievements. We assess the correlation between management practices and financial success to determine the stock's value.
Dividend Yield 0.0347 | Operating Margin 0.2729 | Profit Margin 0.1842 | Forward Dividend Yield 0.0347 | Beta 0.516 |
Technical Drivers
As of the 25th of November, Heritage Financial retains the Risk Adjusted Performance of 0.1027, market risk adjusted performance of 0.1507, and Downside Deviation of 2.08. Heritage Financial technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.Heritage Financial Price Movement Analysis
The output start index for this execution was eleven with a total number of output elements of fifty. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Heritage Financial middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Heritage Financial. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
Heritage Financial Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Heritage Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Heritage Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Heritage Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Chalfant Tony over six months ago Acquisition by Chalfant Tony of 558 shares of Heritage Financial at 18.38 subject to Rule 16b-3 | ||
Henning Thomas J over six months ago Disposition of 530 shares by Henning Thomas J of Heritage Financial subject to Rule 16b-3 | ||
Chalfant Tony over six months ago Acquisition by Chalfant Tony of 3682 shares of Heritage Financial subject to Rule 16b-3 | ||
Wilson Kelli Ann over a year ago Exercise or conversion by Wilson Kelli Ann of 526 shares of Heritage Financial subject to Rule 16b-3 | ||
Brian Vance over a year ago Exercise or conversion by Brian Vance of 1808 shares of Heritage Financial subject to Rule 16b-3 | ||
Wilson Kelli Ann over a year ago Exercise or conversion by Wilson Kelli Ann of 322 shares of Heritage Financial subject to Rule 16b-3 | ||
Wilson Kelli Ann over a year ago Acquisition by Wilson Kelli Ann of 1470 shares of Heritage Financial subject to Rule 16b-3 |
Heritage Financial Outstanding Bonds
Heritage Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Heritage Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Heritage bonds can be classified according to their maturity, which is the date when Heritage Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Heritage Financial Predictive Daily Indicators
Heritage Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Heritage Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Heritage Financial Corporate Filings
13A | 14th of November 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
13A | 12th of November 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
F4 | 7th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10Q | 6th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
13A | 31st of October 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
8K | 24th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
8K | 23rd of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10Q | 9th of August 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
Heritage Financial Forecast Models
Heritage Financial's time-series forecasting models are one of many Heritage Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Heritage Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.About Heritage Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how Heritage Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Heritage shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Heritage Financial. By using and applying Heritage Stock analysis, traders can create a robust methodology for identifying Heritage entry and exit points for their positions.
| Last Reported | Projected for Next Year | ||
| Pretax Profit Margin | 0.30 | 0.33 | |
| Operating Profit Margin | 0.30 | 0.33 | |
| Net Profit Margin | 0.26 | 0.18 |
Current Heritage Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Heritage analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Heritage analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
| Target Price | Advice | # of Analysts | |
| 20.8 | Buy | 6 | Odds |
Most Heritage analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Heritage stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Heritage Financial, talking to its executives and customers, or listening to Heritage conference calls.
Heritage Stock Analysis Indicators
Heritage Financial stock analysis indicators help investors evaluate how Heritage Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Heritage Financial shares will generate the highest return on investment. By understating and applying Heritage Financial stock analysis, traders can identify Heritage Financial position entry and exit signals to maximize returns.
| Begin Period Cash Flow | 103.6 M | |
| Long Term Debt | 21.8 M | |
| Common Stock Shares Outstanding | 35.3 M | |
| Total Stockholder Equity | 853.3 M | |
| Tax Provision | 11.2 M | |
| Quarterly Earnings Growth Y O Y | -0.353 | |
| Property Plant And Equipment Net | 74.9 M | |
| Cash And Short Term Investments | 1.2 B | |
| Cash | 225 M | |
| Net Debt | -203.2 M | |
| 50 Day M A | 23.1116 | |
| Total Current Liabilities | 4.4 B | |
| Other Operating Expenses | 230.2 M | |
| Non Current Assets Total | 2.2 B | |
| Forward Price Earnings | 14.3266 | |
| Non Currrent Assets Other | -2.2 B | |
| Stock Based Compensation | 4.3 M |
Complementary Tools for Heritage Stock analysis
When running Heritage Financial's price analysis, check to measure Heritage Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Heritage Financial is operating at the current time. Most of Heritage Financial's value examination focuses on studying past and present price action to predict the probability of Heritage Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Heritage Financial's price. Additionally, you may evaluate how the addition of Heritage Financial to your portfolios can decrease your overall portfolio volatility.
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