MutualFirst Financial Analysis
MutualFirst Financial has over 261.85 Million in debt which may indicate that it relies heavily on debt financing. MutualFirst Financial's financial risk is the risk to MutualFirst Financial stockholders that is caused by an increase in debt.
Asset vs Debt
Equity vs Debt
MutualFirst Financial's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. MutualFirst Financial's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps MutualFirst Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect MutualFirst Financial's stakeholders.
For many companies, including MutualFirst Financial, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for MutualFirst Financial, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, MutualFirst Financial's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Given that MutualFirst Financial's debt-to-equity ratio measures a Company's obligations relative to the value of its net assets, it is usually used by traders to estimate the extent to which MutualFirst Financial is acquiring new debt as a mechanism of leveraging its assets. A high debt-to-equity ratio is generally associated with increased risk, implying that it has been aggressive in financing its growth with debt. Another way to look at debt-to-equity ratios is to compare the overall debt load of MutualFirst Financial to its assets or equity, showing how much of the company assets belong to shareholders vs. creditors. If shareholders own more assets, MutualFirst Financial is said to be less leveraged. If creditors hold a majority of MutualFirst Financial's assets, the Company is said to be highly leveraged.
MutualFirst Financial is undervalued with Real Value of 0.0 and Hype Value of 0.0. The main objective of MutualFirst Financial delisted stock analysis is to determine its intrinsic value, which is an estimate of what MutualFirst Financial is worth, separate from its market price. There are two main types of MutualFirst Financial's stock analysis: fundamental analysis and technical analysis.
The MutualFirst Financial stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and MutualFirst Financial's ongoing operational relationships across important fundamental and technical indicators.
MutualFirst |
MutualFirst Stock Analysis Notes
About 15.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.43. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. MutualFirst Financial has Price/Earnings To Growth (PEG) ratio of 2.43. MutualFirst Financial, Inc. operates as the bank holding company for MutualBank that provides various financial services in the United States. MutualFirst Financial, Inc. was founded in 1889 and is headquartered in Muncie, Indiana. MutualFirst Financial operates under BanksRegional classification in USA and is traded on BATS Exchange. It employs 461 people. To find out more about MutualFirst Financial contact the company at 765 747-2800 or learn more at http://www.bankwithmutual.com.MutualFirst Financial Investment Alerts
| MutualFirst Financial is not yet fully synchronised with the market data | |
| MutualFirst Financial has some characteristics of a very speculative penny stock | |
| MutualFirst Financial has a very high chance of going through financial distress in the upcoming years | |
| About 15.0% of the company outstanding shares are owned by corporate insiders |
MutualFirst Financial Thematic Classifications
In addition to having MutualFirst Financial stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
 | BanksAll money banks and credit services |
MutualFirst Market Capitalization
The company currently falls under 'Small-Cap' category with a current market capitalization of 214.08 M.MutualFirst Financial Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific MutualFirst Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on MutualFirst Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases MutualFirst Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Charles Viater over a year ago MutualFirst Financial exotic insider transaction detected |
MutualFirst Financial Outstanding Bonds
MutualFirst Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. MutualFirst Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most MutualFirst bonds can be classified according to their maturity, which is the date when MutualFirst Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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MutualFirst Financial Debt to Cash Allocation
Many companies such as MutualFirst Financial, eventually find out that there is only so much market out there to be conquered, and adding the next product or service is only half as profitable per unit as their current endeavors. Eventually, the company will reach a point where cash flows are strong, and extra cash is available but not fully utilized. In this case, the company may start buying back its stock from the public or issue more dividends.
MutualFirst Financial currently holds 261.85 M in liabilities with Debt to Equity (D/E) ratio of 9.79, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about MutualFirst Financial's use of debt, we should always consider it together with its cash and equity.MutualFirst Financial Assets Financed by Debt
Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the MutualFirst Financial's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of MutualFirst Financial, which in turn will lower the firm's financial flexibility.MutualFirst Financial Corporate Bonds Issued
Most MutualFirst bonds can be classified according to their maturity, which is the date when MutualFirst Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Other Consideration for investing in MutualFirst Stock
If you are still planning to invest in MutualFirst Financial check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the MutualFirst Financial's history and understand the potential risks before investing.
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