Msg Life (Germany) Analysis

MSGL Stock  EUR 3.72  0.02  0.54%   
Below is the normalized historical share price chart for msg life ag extending back to January 03, 2000. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of Msg Life stands at 3.72, as last reported on the 3rd of February, with the highest price reaching 3.72 and the lowest price hitting 3.70 during the day.
200 Day MA
3.5132
50 Day MA
3.6292
Beta
0.014
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
At this time, Msg Life's Debt To Equity is very stable compared to the past year. As of the 3rd of February 2026, Debt Equity Ratio is likely to grow to 0.01, while Net Debt To EBITDA is likely to drop (1.10). Msg Life's financial risk is the risk to Msg Life stockholders that is caused by an increase in debt.
 
Debt Ratio  
First Reported
2010-12-31
Previous Quarter
0.004473
Current Value
0.004249
Quarterly Volatility
0.11036808
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
As of the 3rd of February 2026, Total Stockholder Equity is likely to drop to about 57.4 M. In addition to that, Other Stockholder Equity is likely to drop to about 2.1 M. At this time, Msg Life's Price Earnings Ratio is very stable compared to the past year. As of the 3rd of February 2026, Price Earnings To Growth Ratio is likely to grow to 0.31, while Price Book Value Ratio is likely to drop 1.15.
msg life ag is overvalued with Real Value of 3.27 and Hype Value of 3.72. The main objective of Msg Life stock analysis is to determine its intrinsic value, which is an estimate of what msg life ag is worth, separate from its market price. There are two main types of Msg Life's stock analysis: fundamental analysis and technical analysis. Fundamental analysis focuses on the financial and economic factors that affect Msg Life's performance, such as revenue growth, earnings, and financial stability. Technical analysis, on the other hand, focuses on the price and volume data of Msg Life's stock to identify patterns and trends that may indicate its future price movements.
The Msg Life stock is traded in Germany on Hamburg Exchange, with the market opening at 08:00:00 and closing at 20:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in Germany. Msg Life is usually not traded on GermanUnityDay, Christmas Eve ( 2025 ), Christmas Day, Boxing Day, New Year 's Eve ( 2025 ), New Year 's Day, Good Friday, Easter Monday, International Workers ' Day. Msg Stock trading window is adjusted to Europe/Berlin timezone.
  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in msg life ag. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in industry.

Msg Stock Analysis Notes

The book value of the company was now reported as 1.81. The company last dividend was issued on the 17th of July 2025. msg life ag provides software, consultancy services, and cloud solutions for life insurance companies and pension fund institutions in Europe and the United States. Further, it offers the Unified Administration Platform, a multi-sector system for smaller insurance portfolios Unified Product Platform for Health to define, develop, and distribute products and Unified Distribution Platform, a platform for digitalization of various sales processes. msg life ag was founded in 1980 and is headquartered in Leinfelden-Echterdingen, Germany. MSG LIFE operates under Software - Application classification in Germany and is traded on Stock Exchange. It employs 925 people. To find out more about msg life ag contact Rolf Zielke at 49 711 9 49 58 0 or learn more at https://msg-insurance-suite.com.

Msg Life Quarterly Total Revenue

33.8 Million

msg life ag Investment Alerts

Msg Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 159.23 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Msg Life's market, we take the total number of its shares issued and multiply it by Msg Life's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

Msg Profitablity

Msg Life's profitability indicators refer to fundamental financial ratios that showcase Msg Life's ability to generate income relative to its revenue or operating costs. If, let's say, Msg Life is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Msg Life's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Msg Life's profitability requires more research than a typical breakdown of Msg Life's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 0.07 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.15 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.15.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.09  0.09 
Return On Capital Employed 0.17  0.21 
Return On Assets 0.09  0.09 
Return On Equity 0.18  0.17 

Management Efficiency

msg life ag has return on total asset (ROA) of 0.072 % which means that it generated a profit of $0.072 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.1629 %, meaning that it generated $0.1629 on every $100 dollars invested by stockholders. Msg Life's management efficiency ratios could be used to measure how well Msg Life manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Msg Life's Return On Tangible Assets are very stable compared to the past year. As of the 3rd of February 2026, Return On Capital Employed is likely to grow to 0.21, while Return On Equity is likely to drop 0.17. At this time, Msg Life's Non Current Assets Total are very stable compared to the past year. As of the 3rd of February 2026, Return On Tangible Assets is likely to grow to 0.09, while Net Tangible Assets are likely to drop about 36.4 M.
Last ReportedProjected for Next Year
Book Value Per Share 1.63  0.94 
Tangible Book Value Per Share 1.62  1.71 
Enterprise Value Over EBITDA 5.94  2.99 
Price Book Value Ratio 1.49  1.15 
Enterprise Value Multiple 5.94  2.99 
Price Fair Value 1.49  1.15 
Enterprise Value113.2 M118.9 M
Leadership effectiveness at msg life ag is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Dividend Yield
0.0108
Operating Margin
0.146
Profit Margin
0.0659
Forward Dividend Yield
0.0108
Beta
0.014

Technical Drivers

As of the 3rd of February, Msg Life secures the Downside Deviation of 1.08, market risk adjusted performance of (0.46), and Risk Adjusted Performance of 0.0901. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of msg life ag, as well as the relationship between them. Please verify msg life ag downside deviation, standard deviation, information ratio, as well as the relationship between the coefficient of variation and variance to decide if msg life ag is priced some-what accurately, providing market reflects its recent price of 3.72 per share.

msg life ag Price Movement Analysis

Execute Study
The output start index for this execution was twenty-three with a total number of output elements of thirty-eight. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Msg Life middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for msg life ag. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Msg Life Outstanding Bonds

Msg Life issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. msg life ag uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Msg bonds can be classified according to their maturity, which is the date when msg life ag has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Msg Life Predictive Daily Indicators

Msg Life intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Msg Life stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Msg Life Forecast Models

Msg Life's time-series forecasting models are one of many Msg Life's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Msg Life's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

msg life ag Debt to Cash Allocation

Many companies such as Msg Life, eventually find out that there is only so much market out there to be conquered, and adding the next product or service is only half as profitable per unit as their current endeavors. Eventually, the company will reach a point where cash flows are strong, and extra cash is available but not fully utilized. In this case, the company may start buying back its stock from the public or issue more dividends.
msg life ag has accumulated 42.97 M in total debt. msg life ag has a current ratio of 5.28, suggesting that it is liquid and has the ability to pay its financial obligations in time and when they become due. Debt can assist Msg Life until it has trouble settling it off, either with new capital or with free cash flow. So, Msg Life's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like msg life ag sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Msg to invest in growth at high rates of return. When we think about Msg Life's use of debt, we should always consider it together with cash and equity.

Msg Life Total Assets Over Time

Msg Life Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Msg Life uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Msg Life Debt Ratio

    
  0.42   
It appears that most of the Msg Life's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Msg Life's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Msg Life, which in turn will lower the firm's financial flexibility.

Msg Life Corporate Bonds Issued

Msg Long Term Debt

Long Term Debt

296,542

At this time, Msg Life's Long Term Debt is very stable compared to the past year.

About Msg Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Msg Life prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Msg shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Msg Life. By using and applying Msg Stock analysis, traders can create a robust methodology for identifying Msg entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.07  0.08 
Operating Profit Margin 0.07  0.07 
Net Profit Margin 0.06  0.06 
Gross Profit Margin 1.20  0.74 

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As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding Msg Life to your portfolios without increasing risk or reducing expected return.

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Other Information on Investing in Msg Stock

Msg Life financial ratios help investors to determine whether Msg Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Msg with respect to the benefits of owning Msg Life security.