Flushing Financial Stock Today

FFIC Stock  USD 16.69  0.20  1.18%   

Performance

Fair

 
Weak
 
Strong

Odds Of Distress

Low

 
High
 
Low
Flushing Financial is trading at 16.69 as of the 5th of February 2026, a 1.18% down since the beginning of the trading day. The stock's open price was 16.89. Flushing Financial has less than a 11 % chance of experiencing some financial distress in the next two years of operation, but did not have a good performance during the last 90 trading days. The performance scores are derived for the period starting the 7th of November 2025 and ending today, the 5th of February 2026. Click here to learn more.
Business Domain
Banks
IPO Date
21st of November 1995
Category
Financial Services
Classification
Financials
Flushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. Flushing Financial Corporation was founded in 1929 and is based in Uniondale, New York. The company has 33.78 M outstanding shares of which 392.5 K shares are currently shorted by private and institutional investors with about 0.76 trading days to cover. More on Flushing Financial

Moving together with Flushing Stock

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Moving against Flushing Stock

  0.553YB Postal Savings BankPairCorr
Follow Valuation Options Odds of Bankruptcy
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Flushing Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOJohn Buran
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Nasdaq Bank, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.05940.0521
Fairly Up
Pretty Stable
Gross Profit Margin0.450.4186
Notably Up
Slightly volatile
Total Current Liabilities51.1 M53.8 M
Notably Down
Pretty Stable
Non Current Liabilities Total8.3 B7.9 B
Sufficiently Up
Slightly volatile
Total Assets4.9 B8.7 B
Way Down
Slightly volatile
Total Current Assets176.2 M185.5 M
Notably Down
Pretty Stable
Total Cash From Operating Activities13.6 M14.3 M
Notably Down
Slightly volatile
Debt Levels
By employing borrowed capital, Flushing Financial can potentially magnify investment returns. Examining the debt-to-assets ratio offers investors perspective on Flushing Financial's use of financial leverage and reveals what portion of Flushing Financial's asset base relies on creditor financing.
Liquidity
Flushing Financial currently holds 53.84 M in liabilities with Debt to Equity (D/E) ratio of 0.1, which may suggest the company is not taking enough advantage from borrowing. Note, when we think about Flushing Financial's use of debt, we should always consider it together with its cash and equity.

Free Cash Flow

11.04 Million
Flushing Financial (FFIC) is traded on NASDAQ Exchange in USA and employs 571 people. Flushing Financial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 570.52 M. Flushing Financial conducts business under Banks sector and is part of Financials industry. The entity has 33.78 M outstanding shares of which 392.5 K shares are currently shorted by private and institutional investors with about 0.76 trading days to cover. Flushing Financial currently holds about 164.69 M in cash with 12.41 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 5.52.
Check Flushing Financial Probability Of Bankruptcy
Ownership Allocation
Flushing Financial holds a total of 33.78 Million outstanding shares. The majority of Flushing Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in Flushing Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Flushing Financial. Please pay attention to any change in the institutional holdings of Flushing Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Flushing Ownership Details

Flushing Stock Institutional Holders

InstituionRecorded OnShares
Amvescap Plc.2025-06-30
597.5 K
Two Sigma Advisers, Llc2025-06-30
508.8 K
Ubs Group Ag2025-06-30
486 K
Dana Investment Advisors Inc2025-06-30
409 K
Gabelli Funds Llc2025-06-30
403.9 K
American Century Companies Inc2025-06-30
396.8 K
Two Sigma Investments Llc2025-06-30
390 K
Renaissance Technologies Corp2025-06-30
388.1 K
Aqr Capital Management Llc2025-06-30
365.8 K
Blackrock Inc2025-06-30
M
Vanguard Group Inc2025-06-30
M
View Flushing Financial Diagnostics

Flushing Financial Historical Income Statement

At present, Flushing Financial's Selling General Administrative is projected to increase significantly based on the last few years of reporting. The current year's Other Operating Expenses is expected to grow to about 439.6 M, whereas Depreciation And Amortization is forecasted to decline to about 4.3 M. View More Fundamentals

Flushing Stock Against Markets

Flushing Financial Corporate Management

Francis KorzekwinskiChief of Real Estate Lending, Sr. Executive VP, Chief of Real Estate Lending of Flushing Bank and Executive VP of Flushing BankProfile
Douglas LiangSenior OfficerProfile
Douglas EsqSenior CounselProfile
Patricia TiffanySenior MarketingProfile
When determining whether Flushing Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Flushing Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Flushing Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Flushing Financial Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Flushing Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
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Will Regional Banks sector continue expanding? Could Flushing diversify its offerings? Factors like these will boost the valuation of Flushing Financial. Market participants price Flushing higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Flushing Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.002
Dividend Share
0.88
Earnings Share
0.54
Revenue Per Share
6.664
Quarterly Revenue Growth
0.133
Flushing Financial's market price often diverges from its book value, the accounting figure shown on Flushing's balance sheet. Smart investors calculate Flushing Financial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Flushing Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Flushing Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Flushing Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Flushing Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.