Goeasy Stock Today

GSY Stock  CAD 128.32  1.68  1.29%   

Performance

Soft

 
Weak
 
Strong

Odds Of Distress

Tiny

 
High
 
Low
Goeasy is selling at 128.32 as of the 11th of February 2026; that is 1.29 percent decrease since the beginning of the trading day. The stock's open price was 130.0. Goeasy has only four percent chance of going through some form of financial distress over the next 2 years but had a somewhat soft performance during the last 90 days. The performance scores are derived for the period starting the 13th of November 2025 and ending today, the 11th of February 2026. Click here to learn more.
Business Domain
Financial Services
Classification
Financials
goeasy Ltd. provides loans and other financial services to consumers in Canada. The company was formerly known as easyhome Ltd. and changed its name to goeasy Ltd. in September 2015. goeasy Ltd. was founded in 1990 and is headquartered in Mississauga, Canada. The company has 16.03 M outstanding shares of which 612.43 K shares are currently shorted by private and institutional investors with about 5.86 days to cover all short positions. More on goeasy

Goeasy Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Goeasy's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Goeasy or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
CEO and President and DirectorDavid Ingram
Business ConcentrationConsumer Finance, Financial Services, Financials, Consumer Finance, Credit Services, Financial Services (View all Sectors)
Goeasy's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Goeasy's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Debt Levels
Goeasy utilizes debt financing to potentially enhance returns on invested capital. The relationship between total debt and total assets provides valuable insight into Goeasy's leverage profile, showing how much of Goeasy's resources are funded through borrowing.
Liquidity
Goeasy cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. goeasy has accumulated 3.69 B in total debt with debt to equity ratio (D/E) of 2.21, implying the company greatly relies on financing operations through barrowing. goeasy has a current ratio of 12.23, suggesting that it is liquid and has the ability to pay its financial obligations in time and when they become due. Debt can assist Goeasy until it has trouble settling it off, either with new capital or with free cash flow. So, Goeasy's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like goeasy sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Goeasy to invest in growth at high rates of return. When we think about Goeasy's use of debt, we should always consider it together with cash and equity.

Depreciation

49.52 Million
goeasy (GSY) is traded on Toronto Exchange in Canada and employs 2,600 people. Goeasy is listed under Consumer Finance category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.09 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Goeasy's market, we take the total number of its shares issued and multiply it by Goeasy's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. goeasy operates under Consumer Finance sector and is part of Financials industry. The entity has 16.03 M outstanding shares of which 612.43 K shares are currently shorted by private and institutional investors with about 5.86 days to cover all short positions. goeasy has accumulated about 149.09 M in cash with (469.45 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 10.07.
Check Goeasy Probability Of Bankruptcy
Ownership Allocation
goeasy has a total of 16.03 Million outstanding shares. Goeasy secures significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Since such a large part of the company is owned by insiders, it is advisable to analyze if each of these insiders have been buying or selling the stock in recent months. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Goeasy Ownership Details

Goeasy Historical Income Statement

At this time, Goeasy's Cost Of Revenue is very stable compared to the past year. As of the 11th of February 2026, Total Operating Expenses is likely to grow to about 531.3 M, while Depreciation And Amortization is likely to drop about 49.3 M. View More Fundamentals

Goeasy Stock Against Markets

Goeasy Stock Analysis Notes

About 23.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.69. Some equities with similar Price to Book (P/B) outperform the market in the long run. goeasy recorded earning per share (EPS) of 13.72. The entity last dividend was issued on the 24th of December 2025. The firm had 3:2 split on the 25th of May 2005. goeasy Ltd. provides loans and other financial services to consumers in Canada. The company was formerly known as easyhome Ltd. and changed its name to goeasy Ltd. in September 2015. goeasy Ltd. was founded in 1990 and is headquartered in Mississauga, Canada. GOEASY operates under Credit Services classification in Canada and is traded on Toronto Stock Exchange. To learn more about goeasy call David Ingram at 844-446-3279 or check out https://www.goeasy.com.

Goeasy Quarterly Total Revenue

440.21 Million

goeasy Investment Alerts

goeasy has accumulated about 149.09 M in cash with (469.45 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 10.07.
Roughly 23.0% of the company shares are held by company insiders
Latest headline from news.google.com: 1 Practically Perfect Canadian Stock Down 40 percent to Buy and Hold Forever - Yahoo Finance Canada

Goeasy Largest EPS Surprises

Earnings surprises can significantly impact Goeasy's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2004-05-10
2004-03-310.130.150.0215 
2013-05-06
2013-03-310.270.24-0.0311 
2006-11-07
2006-09-300.230.260.0313 
View All Earnings Estimates

Goeasy Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.09 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Goeasy's market, we take the total number of its shares issued and multiply it by Goeasy's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

Goeasy Profitablity

Goeasy's profitability indicators refer to fundamental financial ratios that showcase Goeasy's ability to generate income relative to its revenue or operating costs. If, let's say, Goeasy is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Goeasy's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Goeasy's profitability requires more research than a typical breakdown of Goeasy's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 0.29 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.42 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.42.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.05  0.05 
Return On Capital Employed 0.11  0.10 
Return On Assets 0.05  0.04 
Return On Equity 0.21  0.22 

Management Efficiency

goeasy has return on total asset (ROA) of 0.042 % which means that it generated a profit of $0.042 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.1922 %, meaning that it generated $0.1922 on every $100 dollars invested by stockholders. Goeasy's management efficiency ratios could be used to measure how well Goeasy manages its routine affairs as well as how well it operates its assets and liabilities. As of the 11th of February 2026, Return On Equity is likely to grow to 0.22, while Return On Tangible Assets are likely to drop 0.05. At this time, Goeasy's Other Assets are very stable compared to the past year. As of the 11th of February 2026, Debt To Assets is likely to grow to 0.67, while Other Current Assets are likely to drop about 7.4 M.
Last ReportedProjected for Next Year
Book Value Per Share 63.24  66.40 
Tangible Book Value Per Share 47.87  50.26 
Enterprise Value Over EBITDA 6.16  6.47 
Price Book Value Ratio 2.14  1.39 
Enterprise Value Multiple 6.16  6.47 
Price Fair Value 2.14  1.39 
Enterprise Value3.7 B3.9 B
Leadership effectiveness at goeasy is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Dividend Yield
0.0356
Operating Margin
0.4243
Profit Margin
0.2861
Forward Dividend Yield
0.0449
Beta
1.118

Technical Drivers

As of the 11th of February 2026, Goeasy retains the Risk Adjusted Performance of (0.01), market risk adjusted performance of (0.05), and Standard Deviation of 2.08. Goeasy technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.

goeasy Price Movement Analysis

Transformation
The output start index for this execution was zero with a total number of output elements of sixty-one. goeasy Inverse Tangent Over Price Movement function is an inverse trigonometric method to describe Goeasy price patterns.

Goeasy Outstanding Bonds

Goeasy issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. goeasy uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Goeasy bonds can be classified according to their maturity, which is the date when goeasy has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Goeasy Predictive Daily Indicators

Goeasy intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Goeasy stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Goeasy Forecast Models

Goeasy's time-series forecasting models are one of many Goeasy's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Goeasy's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Goeasy without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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Goeasy Corporate Executives

Elected by the shareholders, the Goeasy's board of directors comprises two types of representatives: Goeasy inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Goeasy. The board's role is to monitor Goeasy's management team and ensure that shareholders' interests are well served. Goeasy's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Goeasy's outside directors are responsible for providing unbiased perspectives on the board's policies.
Hal CPACFO VPProfile
Jackie FooExecutive COOProfile
Jason MullinsCOO and Executive VPProfile

Other Information on Investing in Goeasy Stock

Goeasy financial ratios help investors to determine whether Goeasy Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Goeasy with respect to the benefits of owning Goeasy security.