Netcapital Stock Today

NCPL Stock  USD 0.72  0.06  8.06%   

Performance

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Strong

Odds Of Distress

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Netcapital is selling for 0.7171 as of the 29th of January 2026. This is a 8.06 percent decrease since the beginning of the trading day. The stock's lowest day price was 0.72. Netcapital has a very high chance of experiencing financial distress in the next few years of operation. It has also generated negative returns for investors over the last 90 days. The performance scores are derived for the period starting the 31st of October 2025 and ending today, the 29th of January 2026. Click here to learn more.
Business Domain
Financial Services
IPO Date
22nd of September 2017
Classification
Financials
It offers Netcapital.com, an SEC-registered funding portal that enables private companies to raise capital online, as well as allows investors to invest from anywhere in the world. Netcapital Inc. was incorporated in 1984 and is based in Boston, Massachusetts. The company has 7.85 M outstanding shares of which 465.82 K shares are now shorted by private and institutional investors with about 0.01 trading days to cover. More on Netcapital

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Netcapital Stock Highlights

CEO PresidentMartin Kay
Business ConcentrationAsset Management & Custody Banks, Financial Services, NASDAQ Composite, Financials, Capital Markets, Capital Markets, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.04540.0478
Notably Down
Slightly volatile
Net DebtM2.8 M
Way Down
Slightly volatile
Total Current Liabilities3.8 M6.3 M
Way Down
Slightly volatile
Non Current Liabilities Total790.5 K450 K
Way Up
Very volatile
Total Assets18.1 M24 M
Way Down
Slightly volatile
Total Current Assets436.6 K459.6 K
Notably Down
Slightly volatile
Debt Levels
By employing borrowed capital, Netcapital can potentially magnify investment returns. Examining the debt-to-assets ratio offers investors perspective on Netcapital's use of financial leverage and reveals what portion of Netcapital's asset base relies on creditor financing.
Liquidity
Netcapital currently holds 2.68 M in liabilities with Debt to Equity (D/E) ratio of 0.1, which may suggest the company is not taking enough advantage from borrowing. Netcapital has a current ratio of 1.16, suggesting that it may not be capable to disburse its financial obligations when due. Note, when we think about Netcapital's use of debt, we should always consider it together with its cash and equity.

Other Cashflows From Financing Activities

5,427.54
Netcapital (NCPL) is traded on NASDAQ Exchange in USA and employs 23 people. Netcapital is listed under Asset Management & Custody Banks category by Fama And French industry classification. The company currently falls under 'Nano-Cap' category with a current market capitalization of 6.04 M. Netcapital conducts business under Capital Markets sector and is part of Financials industry. The entity has 7.85 M outstanding shares of which 465.82 K shares are now shorted by private and institutional investors with about 0.01 trading days to cover. Netcapital currently holds about 2.56 M in cash with (5.34 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 0.6.
Check Netcapital Probability Of Bankruptcy
Ownership Allocation
Netcapital secures 8.14 % of its outstanding shares held by insiders and 6.82 % owned by institutional investors.
Check Netcapital Ownership Details

Netcapital Stock Institutional Holders

InstituionRecorded OnShares
Geode Capital Management, Llc2025-06-30
15.6 K
Jane Street Group Llc2025-06-30
12.1 K
Larson Financial Group, Llc2025-06-30
7.4 K
Ubs Group Ag2025-06-30
4.2 K
Tower Research Capital Llc2025-06-30
1.4 K
Citigroup Inc2025-06-30
107
Bank Of America Corp2025-06-30
20.0
Morgan Stanley - Brokerage Accounts2025-06-30
7.0
Deutsche Bank Ag2025-06-30
1.0
Citadel Advisors Llc2025-03-31
0.0
View Netcapital Diagnostics

Netcapital Historical Income Statement

At this time, Netcapital's Interest Expense is quite stable compared to the past year. Other Operating Expenses is expected to rise to about 11 M this year, although the value of Gross Profit will most likely fall to about 905.8 K. View More Fundamentals

Netcapital Stock Against Markets

Netcapital Corporate Management

Cecilia LenkPres ChairmanProfile
Coreen CFAChief OfficerProfile
Michael IversonChief ExperienceProfile
Kevin JDGeneral CounselProfile
Jason FrishmanChief IncProfile
When determining whether Netcapital is a strong investment it is important to analyze Netcapital's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Netcapital's future performance. For an informed investment choice regarding Netcapital Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Netcapital. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
For more information on how to buy Netcapital Stock please use our How to buy in Netcapital Stock guide.
You can also try the ETFs module to find actively traded Exchange Traded Funds (ETF) from around the world.
Is Asset Management & Custody Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Netcapital. Anticipated expansion of Netcapital directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Netcapital assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
(0.10)
Earnings Share
(15.31)
Revenue Per Share
0.271
Quarterly Revenue Growth
(0.70)
Return On Assets
(0.17)
The market value of Netcapital is measured differently than its book value, which is the value of Netcapital that is recorded on the company's balance sheet. Investors also form their own opinion of Netcapital's value that differs from its market value or its book value, called intrinsic value, which is Netcapital's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Netcapital's market value can be influenced by many factors that don't directly affect Netcapital's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Netcapital's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Netcapital should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Netcapital's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.