Hanmi Financial Stock Target Price and Analyst Consensus

HAFC Stock  USD 24.01  0.37  1.57%   
The current analyst and expert consensus on Hanmi Financial is Buy with 4 hold recommendations. The current projected Hanmi Financial target price consensus is 27.10 with 6 analyst opinions. One of the most common ways Hanmi Financial analysts use to provide buy-or-sell recommendation to the public are conference calls analysis and financial statements evaluations. Some experts can also talk to Hanmi Financial vendors, executives, and/or customers. Note, the total number of analysts currently providing their opinion is not significant to determine adequate consensus on Hanmi Financial. We strongly encourage you to use your own analysis of Hanmi Financial to validate this buy or sell advice. Hanmi Financial recommendation module provides expert sentiment on the projected Hanmi Financial target price to derive its highest and lowest estimates based on target price standard deviation of 2.0385.
Lowest Forecast
24.66
Highest Forecast
30.08
Target Price
27.1
The current year's Gross Profit is expected to grow to about 418.7 M, whereas Pretax Profit Margin is forecasted to decline to 0.21. At present, Hanmi Financial's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Accounts Payable is expected to grow to about 47.5 M, whereas Total Assets are forecasted to decline to about 4.4 B.
  
It's important to approach Hanmi Financial's target price projections with caution. While they can be useful as part of a broader investment strategy, they are inherently speculative and subject to various kinds of risk, including market volatility and unforeseen external factors. Always consider multiple aspects and do your own research when making investment decisions.
Analysts determine stock price targets through various methods, including financial modeling, peer comparison, and company analysis. The stock price target is the analyst's best estimate of the future price of a stock and is used by investors to make investment decisions. However, it is important to note that stock price targets are not guaranteed, and the actual price of a stock can differ significantly from the target due to various factors such as market conditions, economic events, and company developments.

Steps to utilize Hanmi Financial price targets

Hanmi Financial's stock target price is an estimate of its future price, usually made by analysts. Using Hanmi Financial's target price to determine if it is a suitable investment can be done through the following steps:
  • Look at Hanmi Financial's target prices provided by various analysts and compare them. This can help you gain a more balanced view of the Stock's potential.
  • Look at the analyst's track record to determine if they have a history of accurately predicting stock prices.
  • Look at the Company's financials, including revenue, earnings, and debt, to determine if it is in good financial health.
  • Consider market conditions. For example, take into account the state of the economy, competition, and regulatory environment, to determine if Hanmi Financial's stock is likely to perform well.
  • Diversify your portfolio and do not rely solely on stock target prices to make investment decisions. Invest in a mix of stocks, bonds, and other assets to manage risk.
Remember that stock target prices are just estimates and are subject to change. Therefore, using them as one factor in a larger investment strategy is essential rather than relying solely on them to make decisions.

Additional Hanmi Financial Value Projection Modules

Most investment researchers agree that the mispricing and readjustment of any Stock value happens often and is sometimes even predictable, but there is no strong theory explaining why it happens. The current price of Hanmi Financial is a key component of Hanmi Financial valuation and have some predictive power on the future returns of a Hanmi Financial.
Hype
Prediction
LowEstimatedHigh
21.9724.0126.05
Details
Intrinsic
Valuation
LowRealHigh
21.8023.8425.88
Details
Naive
Forecast
LowNextHigh
21.3423.3825.42
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.550.580.60
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Hanmi Financial. Your research has to be compared to or analyzed against Hanmi Financial's peers to derive any actionable benefits. When done correctly, Hanmi Financial's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Hanmi Financial.

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When determining whether Hanmi Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Hanmi Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Hanmi Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Hanmi Financial Stock:
Check out Macroaxis Advice on Hanmi Financial to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
For information on how to trade Hanmi Stock refer to our How to Trade Hanmi Stock guide.
You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.
Please note, the presentation of Hanmi Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Hanmi Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Hanmi Financial's management manipulating its earnings.