Independent Bank Stock Target Price and Analyst Consensus

INDB Stock  USD 85.52  3.43  4.18%   
The current analyst and expert consensus on Independent Bank is Buy, with 2 strong buy opinions. The current projected Independent Bank target price consensus is 90.00 with 4 analyst opinions. Check out Macroaxis Advice on Independent Bank to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
For information on how to trade Independent Stock refer to our How to Trade Independent Stock guide.
The most common way Independent Bank analysts use to provide recommendation to the public is financial statements analysis. Many experts also interview Independent Bank executives and customers to further validate their buy or sell advice. Please note, the number of analysts providing the opinion is not sufficient to provide adequate consensus on Independent Bank. We encourage you to use your own analysis of Independent Bank to validate this analysis. Independent Bank buy-or-sell recommendation module provides average expert sentiment on the projected Independent Bank target price to derive its highest and lowest estimates based on projected price volatility of 1.5923.
Lowest Forecast
81.9
Highest Forecast
99.9
Target Price
90
The current year's Gross Profit is expected to grow to about 832.5 M, whereas Pretax Profit Margin is forecasted to decline to 0.19. At present, Independent Bank's Common Stock Shares Outstanding is projected to increase significantly based on the last few years of reporting. The current year's Total Assets is expected to grow to about 23.4 B, whereas Short and Long Term Debt Total is forecasted to decline to about 420 M.
It's important to approach Independent Bank's target price projections with caution. While they can be useful as part of a broader investment strategy, they are inherently speculative and subject to various kinds of risk, including market volatility and unforeseen external factors. Always consider multiple aspects and do your own research when making investment decisions.

Independent Bank Target Price Consensus

Independent target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Independent Bank's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   4  Buy
Most Independent analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Independent stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Independent Bank, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Independent Bank Target Price Projection

Independent Bank's current and average target prices are 85.52 and 90.00, respectively. The current price of Independent Bank is the price at which Independent Bank is currently trading. On the other hand, Independent Bank's target price is what analysts think the stock is worth. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Independent Bank Market Quote on 4th of February 2026

Low Price78.4Odds
High Price85.52Odds

85.52

Target Price

Analyst Consensus On Independent Bank Target Price

Low Estimate81.9Odds
High Estimate99.9Odds

90.0

Historical Lowest Forecast  81.9 Target Price  90.0 Highest Forecast  99.9
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Independent Bank and the information provided on this page.

Independent Bank Analyst Ratings

Independent Bank's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Independent Bank stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Independent Bank's financials, market performance, and future outlook by experienced professionals. Independent Bank's historical ratings below, therefore, can serve as a valuable tool for investors.

Analyst Consensus Breakdown

Average Consensus Estimates

Analysts determine stock price targets through various methods, including financial modeling, peer comparison, and company analysis. The stock price target is the analyst's best estimate of the future price of a stock and is used by investors to make investment decisions. However, it is important to note that stock price targets are not guaranteed, and the actual price of a stock can differ significantly from the target due to various factors such as market conditions, economic events, and company developments.

Steps to utilize Independent Bank price targets

Independent Bank's stock target price is an estimate of its future price, usually made by analysts. Using Independent Bank's target price to determine if it is a suitable investment can be done through the following steps:
  • Look at Independent Bank's target prices provided by various analysts and compare them. This can help you gain a more balanced view of the Stock's potential.
  • Look at the analyst's track record to determine if they have a history of accurately predicting stock prices.
  • Look at the Company's financials, including revenue, earnings, and debt, to determine if it is in good financial health.
  • Consider market conditions. For example, take into account the state of the economy, competition, and regulatory environment, to determine if Independent Bank's stock is likely to perform well.
  • Diversify your portfolio and do not rely solely on stock target prices to make investment decisions. Invest in a mix of stocks, bonds, and other assets to manage risk.
Remember that stock target prices are just estimates and are subject to change. Therefore, using them as one factor in a larger investment strategy is essential rather than relying solely on them to make decisions.

Additional Independent Bank Value Projection Modules

Most investment researchers agree that the mispricing and readjustment of any Stock value happens often and is sometimes even predictable, but there is no strong theory explaining why it happens. The current price of Independent Bank is a key component of Independent Bank valuation and have some predictive power on the future returns of a Independent Bank.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Independent Bank's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
83.2484.8386.42
Details
Intrinsic
Valuation
LowRealHigh
76.9792.4794.06
Details
Naive
Forecast
LowNextHigh
84.0785.6687.25
Details
Earnings
Estimates (0)
LowProjected EPSHigh
1.631.681.70
Details

Trending Themes

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Macroaxis Index
Invested over 90 shares
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SRI Sustainable Growth
Invested over 90 shares
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ESG Investing
Sold few shares
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Corona Opportunity
Invested over 90 shares
When determining whether Independent Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Independent Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Independent Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Independent Bank Stock:
Check out Macroaxis Advice on Independent Bank to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
For information on how to trade Independent Stock refer to our How to Trade Independent Stock guide.
You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.
Please note, the presentation of Independent Bank's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Independent Bank's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Independent Bank's management manipulating its earnings.