Independent Bank Earnings Estimate
| INDB Stock | USD 82.85 1.33 1.58% |
Independent Bank Revenue Breakdown by Earning Segment
By analyzing Independent Bank's earnings estimates, investors can diagnose different trends across Independent Bank's analyst sentiment over time as well as compare current estimates against different timeframes. The current year's Gross Profit is expected to grow to about 832.5 M, whereas Pretax Profit Margin is forecasted to decline to 0.19.
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Independent Bank Earnings Estimation Breakdown
The calculation of Independent Bank's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Independent Bank is estimated to be 1.785 with the future projection ranging from a low of 1.73 to a high of 1.82. Please be aware that this consensus of annual earnings estimates for Independent Bank is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
1.73 Lowest | Expected EPS | 1.82 Highest |
Independent Bank Earnings Projection Consensus
Suppose the current estimates of Independent Bank's value are higher than the current market price of the Independent Bank stock. In this case, investors may conclude that Independent Bank is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Independent Bank's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 30th of June 2026 | Current EPS (TTM) | |
| 5 | 92.34% | 0.0 | 1.785 | 4.44 |
Independent Bank Earnings History
Earnings estimate consensus by Independent Bank analysts from Wall Street is used by the market to judge Independent Bank's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we suggest analyzing not only Independent Bank's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.Independent Bank Quarterly Gross Profit |
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Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Independent Bank's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Independent Bank Earnings per Share Projection vs Actual
Actual Earning per Share of Independent Bank refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Independent Bank predict the company's earnings will be in the future. The higher the earnings per share of Independent Bank, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Independent Bank Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Independent Bank, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Independent Bank should always be considered in relation to other companies to make a more educated investment decision.Independent Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Independent Bank's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
null | null | null | null | null | 0 | ||
2026-01-22 | 2025-12-31 | 1.65 | 1.7 | 0.05 | 3 | ||
2025-10-16 | 2025-09-30 | 1.54 | 1.55 | 0.01 | 0 | ||
2025-07-17 | 2025-06-30 | 1.21 | 1.25 | 0.04 | 3 | ||
2025-04-17 | 2025-03-31 | 1.17 | 1.06 | -0.11 | 9 | ||
2025-01-16 | 2024-12-31 | 1.16 | 1.21 | 0.05 | 4 | ||
2024-10-17 | 2024-09-30 | 1.03 | 1.01 | -0.02 | 1 | ||
2024-07-18 | 2024-06-30 | 1.12 | 1.21 | 0.09 | 8 | ||
2024-04-18 | 2024-03-31 | 1.15 | 1.12 | -0.03 | 2 | ||
2024-01-18 | 2023-12-31 | 1.24 | 1.26 | 0.02 | 1 | ||
2023-10-19 | 2023-09-30 | 1.33 | 1.38 | 0.05 | 3 | ||
2023-07-20 | 2023-06-30 | 1.36 | 1.42 | 0.06 | 4 | ||
2023-04-20 | 2023-03-31 | 1.54 | 1.36 | -0.18 | 11 | ||
2023-01-19 | 2022-12-31 | 1.65 | 1.69 | 0.04 | 2 | ||
2022-10-20 | 2022-09-30 | 1.42 | 1.57 | 0.15 | 10 | ||
2022-07-21 | 2022-06-30 | 1.26 | 1.32 | 0.06 | 4 | ||
2022-04-21 | 2022-03-31 | 1.26 | 1.23 | -0.03 | 2 | ||
2022-01-20 | 2021-12-31 | 1.1 | 1.63 | 0.53 | 48 | ||
2021-10-21 | 2021-09-30 | 1.02 | 1.21 | 0.19 | 18 | ||
2021-07-22 | 2021-06-30 | 1.08 | 1.17 | 0.09 | 8 | ||
2021-04-22 | 2021-03-31 | 1.09 | 1.26 | 0.17 | 15 | ||
2021-01-21 | 2020-12-31 | 1.03 | 1.17 | 0.14 | 13 | ||
2020-10-22 | 2020-09-30 | 0.81 | 1.07 | 0.26 | 32 | ||
2020-07-23 | 2020-06-30 | 0.62 | 0.76 | 0.14 | 22 | ||
2020-04-23 | 2020-03-31 | 1.19 | 0.78 | -0.41 | 34 | ||
2020-01-16 | 2019-12-31 | 1.39 | 1.51 | 0.12 | 8 | ||
2019-10-17 | 2019-09-30 | 1.41 | 1.49 | 0.08 | 5 | ||
2019-07-18 | 2019-06-30 | 1.31 | 1.42 | 0.11 | 8 | ||
2019-04-18 | 2019-03-31 | 1.29 | 1.25 | -0.04 | 3 | ||
2019-01-17 | 2018-12-31 | 1.2 | 1.07 | -0.13 | 10 | ||
2018-10-18 | 2018-09-30 | 1.2 | 1.14 | -0.06 | 5 | ||
2018-07-19 | 2018-06-30 | 1.09 | 1.13 | 0.04 | 3 | ||
2018-04-19 | 2018-03-31 | 1.05 | 1.0 | -0.05 | 4 | ||
2018-01-18 | 2017-12-31 | 0.89 | 0.89 | 0.0 | 0 | ||
2017-10-19 | 2017-09-30 | 0.89 | 0.87 | -0.02 | 2 | ||
2017-07-20 | 2017-06-30 | 0.78 | 0.75 | -0.03 | 3 | ||
2017-04-20 | 2017-03-31 | 0.78 | 0.76 | -0.02 | 2 | ||
2017-01-19 | 2016-12-31 | 0.79 | 0.64 | -0.15 | 18 | ||
2016-10-20 | 2016-09-30 | 0.76 | 0.78 | 0.02 | 2 | ||
2016-07-21 | 2016-06-30 | 0.74 | 0.77 | 0.03 | 4 | ||
2016-04-21 | 2016-03-31 | 0.69 | 0.71 | 0.02 | 2 | ||
2016-01-21 | 2015-12-31 | 0.7 | 0.74 | 0.04 | 5 | ||
2015-10-15 | 2015-09-30 | 0.69 | 0.71 | 0.02 | 2 | ||
2015-07-16 | 2015-06-30 | 0.65 | 0.69 | 0.04 | 6 | ||
2015-04-16 | 2015-03-31 | 0.61 | 0.38 | -0.23 | 37 | ||
2015-01-22 | 2014-12-31 | 0.67 | 0.66 | -0.01 | 1 | ||
2014-10-16 | 2014-09-30 | 0.65 | 0.66 | 0.01 | 1 | ||
2014-07-17 | 2014-06-30 | 0.63 | 0.64 | 0.01 | 1 | ||
2014-04-17 | 2014-03-31 | 0.56 | 0.51 | -0.05 | 8 | ||
2014-01-23 | 2013-12-31 | 0.62 | 0.61 | -0.01 | 1 | ||
2013-10-17 | 2013-09-30 | 0.6 | 0.63 | 0.03 | 5 | ||
2013-07-11 | 2013-06-30 | 0.59 | 0.58 | -0.01 | 1 | ||
2013-04-25 | 2013-03-31 | 0.55 | 0.58 | 0.03 | 5 | ||
2013-01-24 | 2012-12-31 | 0.56 | 0.61 | 0.05 | 8 | ||
2012-10-18 | 2012-09-30 | 0.56 | 0.55 | -0.01 | 1 | ||
2012-07-19 | 2012-06-30 | 0.52 | 0.54 | 0.02 | 3 | ||
2012-04-12 | 2012-03-31 | 0.5 | 0.56 | 0.06 | 12 | ||
2012-01-19 | 2011-12-31 | 0.54 | 0.54 | 0.0 | 0 | ||
2011-10-20 | 2011-09-30 | 0.55 | 0.56 | 0.01 | 1 | ||
2011-07-14 | 2011-06-30 | 0.54 | 0.52 | -0.02 | 3 | ||
2011-04-14 | 2011-03-31 | 0.49 | 0.52 | 0.03 | 6 | ||
2011-01-20 | 2010-12-31 | 0.53 | 0.56 | 0.03 | 5 | ||
2010-10-21 | 2010-09-30 | 0.48 | 0.53 | 0.05 | 10 | ||
2010-07-22 | 2010-06-30 | 0.45 | 0.38 | -0.07 | 15 | ||
2010-04-15 | 2010-03-31 | 0.43 | 0.44 | 0.01 | 2 | ||
2010-01-21 | 2009-12-31 | 0.48 | 0.43 | -0.05 | 10 | ||
2009-10-22 | 2009-09-30 | 0.47 | 0.33 | -0.14 | 29 | ||
2009-07-23 | 2009-06-30 | 0.34 | -0.19 | -0.53 | 155 | ||
2009-04-29 | 2009-03-31 | 0.26 | 0.32 | 0.06 | 23 | ||
2009-01-26 | 2008-12-31 | 0.47 | 0.18 | -0.29 | 61 | ||
2008-10-23 | 2008-09-30 | 0.55 | 0.51 | -0.04 | 7 | ||
2008-07-17 | 2008-06-30 | 0.56 | 0.51 | -0.05 | 8 | ||
2008-05-05 | 2008-03-31 | 0.51 | 0.48 | -0.03 | 5 | ||
2008-01-17 | 2007-12-31 | 0.55 | 0.56 | 0.01 | 1 | ||
2007-10-11 | 2007-09-30 | 0.52 | 0.6 | 0.08 | 15 | ||
2007-07-19 | 2007-06-30 | 0.49 | 0.51 | 0.02 | 4 | ||
2007-04-11 | 2007-03-31 | 0.5 | 0.47 | -0.03 | 6 | ||
2007-01-18 | 2006-12-31 | 0.57 | 0.57 | 0.0 | 0 | ||
2006-10-19 | 2006-09-30 | 0.58 | 0.58 | 0.0 | 0 | ||
2006-07-18 | 2006-06-30 | 0.55 | 0.55 | 0.0 | 0 | ||
2006-04-11 | 2006-03-31 | 0.53 | 0.51 | -0.02 | 3 | ||
2006-01-19 | 2005-12-31 | 0.56 | 0.55 | -0.01 | 1 | ||
2005-10-20 | 2005-09-30 | 0.55 | 0.56 | 0.01 | 1 | ||
2005-07-21 | 2005-06-30 | 0.53 | 0.52 | -0.01 | 1 | ||
2005-04-14 | 2005-03-31 | 0.51 | 0.51 | 0.0 | 0 | ||
2005-01-13 | 2004-12-31 | 0.55 | 0.59 | 0.04 | 7 | ||
2004-10-14 | 2004-09-30 | 0.54 | 0.54 | 0.0 | 0 | ||
2004-07-15 | 2004-06-30 | 0.45 | 0.45 | 0.0 | 0 | ||
2004-04-08 | 2004-03-31 | 0.47 | 0.45 | -0.02 | 4 | ||
2004-01-08 | 2003-12-31 | 0.47 | 0.49 | 0.02 | 4 | ||
2003-10-09 | 2003-09-30 | 0.48 | 0.51 | 0.03 | 6 | ||
2003-07-10 | 2003-06-30 | 0.45 | 0.49 | 0.04 | 8 | ||
2003-04-10 | 2003-03-31 | 0.48 | 0.45 | -0.03 | 6 | ||
2003-01-09 | 2002-12-31 | 0.49 | 0.48 | -0.01 | 2 | ||
2002-10-10 | 2002-09-30 | 0.45 | 0.48 | 0.03 | 6 | ||
2002-07-11 | 2002-06-30 | 0.34 | 0.24 | -0.1 | 29 | ||
2002-04-11 | 2002-03-31 | 0.44 | 0.44 | 0.0 | 0 | ||
2002-01-10 | 2001-12-31 | 0.4 | 0.43 | 0.03 | 7 | ||
2001-10-11 | 2001-09-30 | 0.35 | 0.37 | 0.02 | 5 | ||
2001-07-12 | 2001-06-30 | 0.33 | 0.34 | 0.01 | 3 | ||
2001-04-12 | 2001-03-31 | 0.31 | 0.32 | 0.01 | 3 | ||
2001-01-18 | 2000-12-31 | 0.31 | 0.34 | 0.03 | 9 | ||
2000-10-13 | 2000-09-30 | 0.29 | 0.3 | 0.01 | 3 | ||
2000-07-13 | 2000-06-30 | 0.3 | 0.3 | 0.0 | 0 | ||
2000-04-13 | 2000-03-31 | 0.31 | 0.3 | -0.01 | 3 | ||
2000-01-13 | 1999-12-31 | 0.32 | 0.32 | 0.0 | 0 | ||
1999-10-14 | 1999-09-30 | 0.31 | 0.31 | 0.0 | 0 | ||
1999-07-08 | 1999-06-30 | 0.29 | 0.29 | 0.0 | 0 | ||
1999-04-08 | 1999-03-31 | 0.27 | 0.27 | 0.0 | 0 | ||
1999-01-14 | 1998-12-31 | 0.29 | 0.3 | 0.01 | 3 | ||
1998-10-08 | 1998-09-30 | 0.28 | 0.27 | -0.01 | 3 | ||
1998-07-09 | 1998-06-30 | 0.27 | 0.27 | 0.0 | 0 | ||
1998-04-09 | 1998-03-31 | 0.26 | 0.25 | -0.01 | 3 | ||
1998-01-13 | 1997-12-31 | 0.26 | 0.26 | 0.0 | 0 | ||
1997-10-09 | 1997-09-30 | 0.24 | 0.25 | 0.01 | 4 | ||
1997-07-10 | 1997-06-30 | 0.21 | 0.24 | 0.03 | 14 | ||
1997-04-11 | 1997-03-31 | 0.2 | 0.2 | 0.0 | 0 | ||
1997-01-09 | 1996-12-31 | 0.21 | 0.22 | 0.01 | 4 | ||
1996-10-10 | 1996-09-30 | 0.2 | 0.2 | 0.0 | 0 | ||
1996-07-11 | 1996-06-30 | 0.19 | 0.19 | 0.0 | 0 | ||
1996-04-26 | 1996-03-31 | 0.18 | 0.18 | 0.0 | 0 |
About Independent Bank Earnings Estimate
The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Independent Bank earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Independent Bank estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Independent Bank fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.| Last Reported | Projected for Next Year | ||
| Retained Earnings | 1.3 B | 1.3 B | |
| Retained Earnings Total Equity | 881.7 M | 505.9 M | |
| Earning Assets | 1.5 B | 1.3 B | |
| Earnings Yield | 0.06 | 0.06 | |
| Price Earnings Ratio | 17.62 | 12.54 | |
| Price Earnings To Growth Ratio | (11.38) | (10.81) |
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Independent Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Independent Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Independent Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Independent Bank Stock:Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Independent Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment. For information on how to trade Independent Stock refer to our How to Trade Independent Stock guide.You can also try the Premium Stories module to follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Independent Bank. Market participants price Independent higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Independent Bank assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.291 | Dividend Share 2.36 | Earnings Share 4.44 | Revenue Per Share | Quarterly Revenue Growth 0.471 |
Understanding Independent Bank requires distinguishing between market price and book value, where the latter reflects Independent's accounting equity. The concept of intrinsic value - what Independent Bank's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push Independent Bank's price substantially above or below its fundamental value.
Please note, there is a significant difference between Independent Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Independent Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, Independent Bank's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.