Umb Financial Stock Technical Analysis
| UMBF Stock | USD 128.05 0.91 0.72% |
As of the 3rd of February, UMB Financial owns the risk adjusted performance of 0.1029, and Downside Deviation of 1.24. In relation to fundamental indicators, the technical analysis model makes it possible for you to check practical technical drivers of UMB Financial, as well as the relationship between them. Please validate UMB Financial coefficient of variation, maximum drawdown, skewness, as well as the relationship between the information ratio and downside variance to decide if UMB Financial is priced more or less accurately, providing market reflects its prevailing price of 128.05 per share. Given that UMB Financial has jensen alpha of 0.1538, we advise you to double-check UMB Financial's latest market performance to make sure the company can sustain itself at some point in the future.
UMB Financial Momentum Analysis
Momentum indicators are widely used technical indicators which help to measure the pace at which the price of specific equity, such as UMB, fluctuates. Many momentum indicators also complement each other and can be helpful when the market is rising or falling as compared to UMBUMB Financial's Momentum analyses are specifically helpful, as they help investors time the market using mark points where the market can reverse. The reversal spots are usually identified through divergence between price movement and momentum.UMB Financial Analyst Consensus
| Target Price | Consensus | # of Analysts | |
| 145.0 | Strong Buy | 11 | Odds |
Most UMB analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand UMB stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of UMB Financial, talking to its executives and customers, or listening to UMB conference calls.
Can Regional Banks industry sustain growth momentum? Does UMB have expansion opportunities? Factors like these will boost the valuation of UMB Financial. If investors know UMB will grow in the future, the company's valuation will be higher. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating UMB Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth 0.126 | Dividend Share 1.63 | Earnings Share 9.29 | Revenue Per Share | Quarterly Revenue Growth 0.676 |
UMB Financial's market price often diverges from its book value, the accounting figure shown on UMB's balance sheet. Smart investors calculate UMB Financial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Since UMB Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between UMB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if UMB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UMB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
UMB Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to UMB Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of UMB Financial.
| 11/05/2025 |
| 02/03/2026 |
If you would invest 0.00 in UMB Financial on November 5, 2025 and sell it all today you would earn a total of 0.00 from holding UMB Financial or generate 0.0% return on investment in UMB Financial over 90 days. UMB Financial is related to or competes with Old National, CullenFrost Bankers, Wintrust Financial, Western Alliance, Commerce Bancshares, Zions Bancorporation, and SouthState. UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other ... More
UMB Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure UMB Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess UMB Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.24 | |||
| Information Ratio | 0.0989 | |||
| Maximum Drawdown | 6.43 | |||
| Value At Risk | (1.53) | |||
| Potential Upside | 3.61 |
UMB Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for UMB Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as UMB Financial's standard deviation. In reality, there are many statistical measures that can use UMB Financial historical prices to predict the future UMB Financial's volatility.| Risk Adjusted Performance | 0.1029 | |||
| Jensen Alpha | 0.1538 | |||
| Total Risk Alpha | 0.1056 | |||
| Sortino Ratio | 0.1305 | |||
| Treynor Ratio | 0.1754 |
UMB Financial February 3, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1029 | |||
| Market Risk Adjusted Performance | 0.1854 | |||
| Mean Deviation | 1.23 | |||
| Semi Deviation | 1.08 | |||
| Downside Deviation | 1.24 | |||
| Coefficient Of Variation | 752.63 | |||
| Standard Deviation | 1.64 | |||
| Variance | 2.69 | |||
| Information Ratio | 0.0989 | |||
| Jensen Alpha | 0.1538 | |||
| Total Risk Alpha | 0.1056 | |||
| Sortino Ratio | 0.1305 | |||
| Treynor Ratio | 0.1754 | |||
| Maximum Drawdown | 6.43 | |||
| Value At Risk | (1.53) | |||
| Potential Upside | 3.61 | |||
| Downside Variance | 1.55 | |||
| Semi Variance | 1.16 | |||
| Expected Short fall | (1.66) | |||
| Skewness | 0.6121 | |||
| Kurtosis | 1.19 |
UMB Financial Backtested Returns
UMB Financial appears to be very steady, given 3 months investment horizon. UMB Financial retains Efficiency (Sharpe Ratio) of 0.19, which indicates the firm had a 0.19 % return per unit of volatility over the last 3 months. We have found twenty-nine technical indicators for UMB Financial, which you can use to evaluate the volatility of the company. Please review UMB Financial's risk adjusted performance of 0.1029, and Downside Deviation of 1.24 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, UMB Financial holds a performance score of 15. The entity owns a Beta (Systematic Risk) of 1.19, which indicates a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, UMB Financial will likely underperform. Please check UMB Financial's maximum drawdown, skewness, and the relationship between the total risk alpha and downside variance , to make a quick decision on whether UMB Financial's current price history will revert.
Auto-correlation | 0.69 |
Good predictability
UMB Financial has good predictability. Overlapping area represents the amount of predictability between UMB Financial time series from 5th of November 2025 to 20th of December 2025 and 20th of December 2025 to 3rd of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of UMB Financial price movement. The serial correlation of 0.69 indicates that around 69.0% of current UMB Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.69 | |
| Spearman Rank Test | 0.69 | |
| Residual Average | 0.0 | |
| Price Variance | 11.61 |
UMB Financial technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
UMB Financial Technical Analysis
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Normalized Average True Range is used to analyze tradable apportunities for UMB Financial across different markets.
About UMB Financial Technical Analysis
The technical analysis module can be used to analyzes prices, returns, volume, basic money flow, and other market information and help investors to determine the real value of UMB Financial on a daily or weekly bases. We use both bottom-up as well as top-down valuation methodologies to arrive at the intrinsic value of UMB Financial based on its technical analysis. In general, a bottom-up approach, as applied to this company, focuses on UMB Financial price pattern first instead of the macroeconomic environment surrounding UMB Financial. By analyzing UMB Financial's financials, daily price indicators, and related drivers such as dividends, momentum ratios, and various types of growth rates, we attempt to find the most accurate representation of UMB Financial's intrinsic value. As compared to a bottom-up approach, our top-down model examines the macroeconomic factors that affect the industry/economy before zooming in to UMB Financial specific price patterns or momentum indicators. Please read more on our technical analysis page.
| 2023 | 2024 | 2025 | 2026 (projected) | Dividend Yield | 0.0183 | 0.014 | 0.0142 | 0.0227 | Price To Sales Ratio | 1.81 | 2.09 | 1.97 | 1.8 |
UMB Financial February 3, 2026 Technical Indicators
Most technical analysis of UMB help investors determine whether a current trend will continue and, if not, when it will shift. We provide a combination of tools to recognize potential entry and exit points for UMB from various momentum indicators to cycle indicators. When you analyze UMB charts, please remember that the event formation may indicate an entry point for a short seller, and look at different other indicators across different periods to confirm that a breakdown or reversion is likely to occur.
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1029 | |||
| Market Risk Adjusted Performance | 0.1854 | |||
| Mean Deviation | 1.23 | |||
| Semi Deviation | 1.08 | |||
| Downside Deviation | 1.24 | |||
| Coefficient Of Variation | 752.63 | |||
| Standard Deviation | 1.64 | |||
| Variance | 2.69 | |||
| Information Ratio | 0.0989 | |||
| Jensen Alpha | 0.1538 | |||
| Total Risk Alpha | 0.1056 | |||
| Sortino Ratio | 0.1305 | |||
| Treynor Ratio | 0.1754 | |||
| Maximum Drawdown | 6.43 | |||
| Value At Risk | (1.53) | |||
| Potential Upside | 3.61 | |||
| Downside Variance | 1.55 | |||
| Semi Variance | 1.16 | |||
| Expected Short fall | (1.66) | |||
| Skewness | 0.6121 | |||
| Kurtosis | 1.19 |
UMB Financial February 3, 2026 Daily Trend Indicators
Traders often use several different daily volumes and price technical indicators to supplement a more traditional technical analysis when analyzing securities such as UMB stock. With literally thousands of different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 17,945 | ||
| Daily Balance Of Power | 0.25 | ||
| Rate Of Daily Change | 1.01 | ||
| Day Median Price | 127.84 | ||
| Day Typical Price | 127.91 | ||
| Price Action Indicator | 0.67 |
Complementary Tools for UMB Stock analysis
When running UMB Financial's price analysis, check to measure UMB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy UMB Financial is operating at the current time. Most of UMB Financial's value examination focuses on studying past and present price action to predict the probability of UMB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move UMB Financial's price. Additionally, you may evaluate how the addition of UMB Financial to your portfolios can decrease your overall portfolio volatility.
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