Unum Group Stock Technical Analysis
| UNM Stock | USD 71.64 0.82 1.16% |
As of the 16th of February 2026, Unum has the Variance of 1.32, coefficient of variation of (1,221), and Risk Adjusted Performance of (0.06). In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Unum Group, as well as the relationship between them. Please validate Unum Group risk adjusted performance, variance, as well as the relationship between the Variance and potential upside to decide if Unum is priced more or less accurately, providing market reflects its prevalent price of 71.64 per share. Given that Unum Group has information ratio of (0.14), we advise you to double-check Unum Group's current market performance to make sure the company can sustain itself at a future point.
Unum Momentum Analysis
Momentum indicators are widely used technical indicators which help to measure the pace at which the price of specific equity, such as Unum, fluctuates. Many momentum indicators also complement each other and can be helpful when the market is rising or falling as compared to UnumUnum's Momentum analyses are specifically helpful, as they help investors time the market using mark points where the market can reverse. The reversal spots are usually identified through divergence between price movement and momentum.Will Life & Health Insurance sector continue expanding? Could Unum diversify its offerings? Factors like these will boost the valuation of Unum. If investors know Unum will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Unum data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Understanding Unum Group requires distinguishing between market price and book value, where the latter reflects Unum's accounting equity. The concept of intrinsic value - what Unum's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Unum's price substantially above or below its fundamental value.
Please note, there is a significant difference between Unum's value and its price as these two are different measures arrived at by different means. Investors typically determine if Unum is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, Unum's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
Unum 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Unum's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Unum.
| 11/18/2025 |
| 02/16/2026 |
If you would invest 0.00 in Unum on November 18, 2025 and sell it all today you would earn a total of 0.00 from holding Unum Group or generate 0.0% return on investment in Unum over 90 days. Unum is related to or competes with MetLife, Globe Life, Aegon NV, Reinsurance Group, Renaissancere Holdings, Grupo Cibest, and Woori Financial. Unum Group, together with its subsidiaries, provides financial protection benefit solutions primarily in the United Stat... More
Unum Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Unum's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Unum Group upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.14) | |||
| Maximum Drawdown | 6.86 | |||
| Value At Risk | (1.70) | |||
| Potential Upside | 1.63 |
Unum Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Unum's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Unum's standard deviation. In reality, there are many statistical measures that can use Unum historical prices to predict the future Unum's volatility.| Risk Adjusted Performance | (0.06) | |||
| Jensen Alpha | (0.11) | |||
| Total Risk Alpha | (0.19) | |||
| Treynor Ratio | (0.61) |
Unum February 16, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.06) | |||
| Market Risk Adjusted Performance | (0.60) | |||
| Mean Deviation | 0.8249 | |||
| Coefficient Of Variation | (1,221) | |||
| Standard Deviation | 1.15 | |||
| Variance | 1.32 | |||
| Information Ratio | (0.14) | |||
| Jensen Alpha | (0.11) | |||
| Total Risk Alpha | (0.19) | |||
| Treynor Ratio | (0.61) | |||
| Maximum Drawdown | 6.86 | |||
| Value At Risk | (1.70) | |||
| Potential Upside | 1.63 | |||
| Skewness | (0.27) | |||
| Kurtosis | 1.96 |
Unum Group Backtested Returns
Unum Group owns Efficiency Ratio (i.e., Sharpe Ratio) of -0.0819, which indicates the firm had a -0.0819 % return per unit of risk over the last 3 months. Unum Group exposes twenty-three different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please validate Unum's Coefficient Of Variation of (1,221), risk adjusted performance of (0.06), and Variance of 1.32 to confirm the risk estimate we provide. The entity has a beta of 0.17, which indicates not very significant fluctuations relative to the market. As returns on the market increase, Unum's returns are expected to increase less than the market. However, during the bear market, the loss of holding Unum is expected to be smaller as well. At this point, Unum Group has a negative expected return of -0.0942%. Please make sure to validate Unum's potential upside, rate of daily change, as well as the relationship between the Rate Of Daily Change and period momentum indicator , to decide if Unum Group performance from the past will be repeated at some point in the near future.
Auto-correlation | -0.38 |
Poor reverse predictability
Unum Group has poor reverse predictability. Overlapping area represents the amount of predictability between Unum time series from 18th of November 2025 to 2nd of January 2026 and 2nd of January 2026 to 16th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Unum Group price movement. The serial correlation of -0.38 indicates that just about 38.0% of current Unum price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.38 | |
| Spearman Rank Test | -0.5 | |
| Residual Average | 0.0 | |
| Price Variance | 6.54 |
Unum technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
Unum Group Technical Analysis
The output start index for this execution was one with a total number of output elements of sixty. The Average True Range was developed by J. Welles Wilder in 1970s. It is one of components of the Welles Wilder Directional Movement indicators. The ATR is a measure of Unum Group volatility. High ATR values indicate high volatility, and low values indicate low volatility.
About Unum Technical Analysis
The technical analysis module can be used to analyzes prices, returns, volume, basic money flow, and other market information and help investors to determine the real value of Unum Group on a daily or weekly bases. We use both bottom-up as well as top-down valuation methodologies to arrive at the intrinsic value of Unum Group based on its technical analysis. In general, a bottom-up approach, as applied to this company, focuses on Unum Group price pattern first instead of the macroeconomic environment surrounding Unum Group. By analyzing Unum's financials, daily price indicators, and related drivers such as dividends, momentum ratios, and various types of growth rates, we attempt to find the most accurate representation of Unum's intrinsic value. As compared to a bottom-up approach, our top-down model examines the macroeconomic factors that affect the industry/economy before zooming in to Unum specific price patterns or momentum indicators. Please read more on our technical analysis page.
Unum February 16, 2026 Technical Indicators
Most technical analysis of Unum help investors determine whether a current trend will continue and, if not, when it will shift. We provide a combination of tools to recognize potential entry and exit points for Unum from various momentum indicators to cycle indicators. When you analyze Unum charts, please remember that the event formation may indicate an entry point for a short seller, and look at different other indicators across different periods to confirm that a breakdown or reversion is likely to occur.
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.06) | |||
| Market Risk Adjusted Performance | (0.60) | |||
| Mean Deviation | 0.8249 | |||
| Coefficient Of Variation | (1,221) | |||
| Standard Deviation | 1.15 | |||
| Variance | 1.32 | |||
| Information Ratio | (0.14) | |||
| Jensen Alpha | (0.11) | |||
| Total Risk Alpha | (0.19) | |||
| Treynor Ratio | (0.61) | |||
| Maximum Drawdown | 6.86 | |||
| Value At Risk | (1.70) | |||
| Potential Upside | 1.63 | |||
| Skewness | (0.27) | |||
| Kurtosis | 1.96 |
Unum February 16, 2026 Daily Trend Indicators
Traders often use several different daily volumes and price technical indicators to supplement a more traditional technical analysis when analyzing securities such as Unum stock. With literally thousands of different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 0.03 | ||
| Daily Balance Of Power | 0.32 | ||
| Rate Of Daily Change | 1.01 | ||
| Day Median Price | 71.22 | ||
| Day Typical Price | 71.36 | ||
| Price Action Indicator | 0.83 | ||
| Market Facilitation Index | 2.53 |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Unum Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in inflation. You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.
Will Life & Health Insurance sector continue expanding? Could Unum diversify its offerings? Factors like these will boost the valuation of Unum. If investors know Unum will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Unum data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Understanding Unum Group requires distinguishing between market price and book value, where the latter reflects Unum's accounting equity. The concept of intrinsic value - what Unum's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Unum's price substantially above or below its fundamental value.
Please note, there is a significant difference between Unum's value and its price as these two are different measures arrived at by different means. Investors typically determine if Unum is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, Unum's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.