Utg Inc Stock Technical Analysis

UTGN Stock  USD 55.00  1.00  1.85%   
As of the 28th of January, UTG has the coefficient of variation of 714.45, and Risk Adjusted Performance of 0.1102. Compared to fundamental indicators, the technical analysis model makes it possible for you to check available technical drivers of UTG Inc, as well as the relationship between them.

UTG Momentum Analysis

Momentum indicators are widely used technical indicators which help to measure the pace at which the price of specific equity, such as UTG, fluctuates. Many momentum indicators also complement each other and can be helpful when the market is rising or falling as compared to UTG
  
UTG's Momentum analyses are specifically helpful, as they help investors time the market using mark points where the market can reverse. The reversal spots are usually identified through divergence between price movement and momentum.
Please note, there is a significant difference between UTG's value and its price as these two are different measures arrived at by different means. Investors typically determine if UTG is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UTG's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

UTG 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to UTG's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of UTG.
0.00
10/30/2025
No Change 0.00  0.0 
In 3 months and 1 day
01/28/2026
0.00
If you would invest  0.00  in UTG on October 30, 2025 and sell it all today you would earn a total of 0.00 from holding UTG Inc or generate 0.0% return on investment in UTG over 90 days. UTG is related to or competes with Provident Financial, Pekin Life, Plains Acquisition, Saxon Capital, Tri City, FNB Bancorp, and United Bancorporation. UTG, Inc., an insurance holding company, provides individual life insurance products and services in the United States More

UTG Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure UTG's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess UTG Inc upside and downside potential and time the market with a certain degree of confidence.

UTG Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for UTG's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as UTG's standard deviation. In reality, there are many statistical measures that can use UTG historical prices to predict the future UTG's volatility.
Hype
Prediction
LowEstimatedHigh
52.2155.0057.79
Details
Intrinsic
Valuation
LowRealHigh
50.7953.5856.37
Details
Naive
Forecast
LowNextHigh
53.8456.6359.42
Details
Bollinger
Band Projection (param)
LowerMiddle BandUpper
53.6157.3361.05
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as UTG. Your research has to be compared to or analyzed against UTG's peers to derive any actionable benefits. When done correctly, UTG's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in UTG Inc.

UTG January 28, 2026 Technical Indicators

UTG Inc Backtested Returns

UTG appears to be very steady, given 3 months investment horizon. UTG Inc owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.13, which indicates the firm had a 0.13 % return per unit of volatility over the last 3 months. We have found twenty-eight technical indicators for UTG Inc, which you can use to evaluate the volatility of the company. Please review UTG's risk adjusted performance of 0.1102, and Coefficient Of Variation of 714.45 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, UTG holds a performance score of 10. The entity has a beta of 0.0785, which indicates not very significant fluctuations relative to the market. As returns on the market increase, UTG's returns are expected to increase less than the market. However, during the bear market, the loss of holding UTG is expected to be smaller as well. Please check UTG's downside variance, and the relationship between the sortino ratio and daily balance of power , to make a quick decision on whether UTG's existing price patterns will revert.

Auto-correlation

    
  -0.4  

Poor reverse predictability

UTG Inc has poor reverse predictability. Overlapping area represents the amount of predictability between UTG time series from 30th of October 2025 to 14th of December 2025 and 14th of December 2025 to 28th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of UTG Inc price movement. The serial correlation of -0.4 indicates that just about 40.0% of current UTG price fluctuation can be explain by its past prices.
Correlation Coefficient-0.4
Spearman Rank Test-0.66
Residual Average0.0
Price Variance3.73
UTG technical pink sheet analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, pink sheet market cycles, or different charting patterns.
A focus of UTG technical analysis is to determine if market prices reflect all relevant information impacting that market. A technical analyst looks at the history of UTG trading pattern rather than external drivers such as economic, fundamental, or social events. It is believed that price action tends to repeat itself due to investors' collective, patterned behavior. Hence technical analysis focuses on identifiable price trends and conditions. More Info...

UTG Inc Technical Analysis

Indicator
Time Period
Execute Indicator
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Normalized Average True Range is used to analyze tradable apportunities for UTG Inc across different markets.

About UTG Technical Analysis

The technical analysis module can be used to analyzes prices, returns, volume, basic money flow, and other market information and help investors to determine the real value of UTG Inc on a daily or weekly bases. We use both bottom-up as well as top-down valuation methodologies to arrive at the intrinsic value of UTG Inc based on its technical analysis. In general, a bottom-up approach, as applied to this company, focuses on UTG Inc price pattern first instead of the macroeconomic environment surrounding UTG Inc. By analyzing UTG's financials, daily price indicators, and related drivers such as dividends, momentum ratios, and various types of growth rates, we attempt to find the most accurate representation of UTG's intrinsic value. As compared to a bottom-up approach, our top-down model examines the macroeconomic factors that affect the industry/economy before zooming in to UTG specific price patterns or momentum indicators. Please read more on our technical analysis page.

UTG January 28, 2026 Technical Indicators

Most technical analysis of UTG help investors determine whether a current trend will continue and, if not, when it will shift. We provide a combination of tools to recognize potential entry and exit points for UTG from various momentum indicators to cycle indicators. When you analyze UTG charts, please remember that the event formation may indicate an entry point for a short seller, and look at different other indicators across different periods to confirm that a breakdown or reversion is likely to occur.

UTG January 28, 2026 Daily Trend Indicators

Traders often use several different daily volumes and price technical indicators to supplement a more traditional technical analysis when analyzing securities such as UTG stock. With literally thousands of different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.

Other Information on Investing in UTG Pink Sheet

UTG financial ratios help investors to determine whether UTG Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in UTG with respect to the benefits of owning UTG security.