Banner Valuation

BANR Stock  USD 64.31  0.83  1.31%   
At this time, the firm appears to be undervalued. Banner shows a prevailing Real Value of $66.99 per share. The current price of the firm is $64.31. Our model approximates the value of Banner from analyzing the firm fundamentals such as Profit Margin of 0.30 %, current valuation of 2.11 B, and Return On Equity of 0.11 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Banner's valuation include:
Price Book
1.0827
Enterprise Value
2.1 B
Price Sales
3.3419
Forward PE
12.3916
Trailing PE
11.2553
Undervalued
Today
64.31
Please note that Banner's price fluctuation is very steady at this time. Calculation of the real value of Banner is based on 3 months time horizon. Increasing Banner's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Banner stock is determined by what a typical buyer is willing to pay for full or partial control of Banner. Since Banner is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Banner Stock. However, Banner's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  64.31 Real  66.99 Target  70.4 Hype  64.52 Naive  62.49
The intrinsic value of Banner's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Banner's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
66.99
Real Value
68.75
Upside
Estimating the potential upside or downside of Banner helps investors to forecast how Banner stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Banner more accurately as focusing exclusively on Banner's fundamentals will not take into account other important factors:
Earnings
Estimates
LowProjectedHigh
1.271.361.42
Details
Hype
Prediction
LowEstimatedHigh
62.7664.5266.28
Details
Potential
Annual Dividend
LowForecastedHigh
1.371.421.48
Details
5 Analysts
Consensus
LowTarget PriceHigh
64.0670.4078.14
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Banner's intrinsic value based on its ongoing forecasts of Banner's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Banner's closest peers.

Banner Cash

289 Million

Banner Revenue by Product

Banner Total Value Analysis

Banner is currently estimated to have valuation of 2.11 B with market capitalization of 2.16 B, debt of 372.62 M, and cash on hands of 1.15 B. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Banner fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
2.11 B
2.16 B
372.62 M
1.15 B

Banner Investor Information

About 97.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.08. Some equities with similar Price to Book (P/B) outperform the market in the long run. Banner has Price/Earnings To Growth (PEG) ratio of 2.18. The entity recorded earning per share (EPS) of 5.64. The firm last dividend was issued on the 3rd of February 2026. Banner had 1:7 split on the 1st of June 2011. Based on the analysis of Banner's profitability, liquidity, and operating efficiency, Banner is performing exceptionally good at this time. It has a great probability to report excellent financial results in March.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.310.2945
Sufficiently Up
Slightly volatile
Operating Income253.4 M241.4 M
Sufficiently Up
Slightly volatile

Banner Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Banner has an asset utilization ratio of 5.01 percent. This connotes that the Company is making $0.0501 for each dollar of assets. An increasing asset utilization means that Banner is more efficient with each dollar of assets it utilizes for everyday operations.
 
Dot-com Bubble
 
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Covid
 
Interest Hikes

Banner Profitability Analysis

Considering Banner's profitability and operating efficiency indicators, Banner is performing exceptionally good at this time. It has a great probability to showcase excellent profitability results in March. Profitability indicators assess Banner's ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
1995-12-31
Previous Quarter
53.5 M
Current Value
51.2 M
Quarterly Volatility
21.4 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
At this time, Banner's Gross Profit is relatively stable compared to the past year. As of 02/04/2026, Pretax Profit Margin is likely to grow to 0.31, while Gross Profit Margin is likely to drop 0.54.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.540.7904
Way Down
Very volatile
Net Profit Margin0.250.2384
Sufficiently Up
Slightly volatile
Operating Profit Margin0.310.2945
Sufficiently Up
Slightly volatile
Pretax Profit Margin0.310.2915
Notably Up
Slightly volatile
Return On Assets0.01250.0119
Sufficiently Up
Slightly volatile
Return On Equity0.110.1004
Significantly Up
Slightly volatile
For Banner profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Banner to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Banner utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Banner's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Banner over time as well as its relative position and ranking within its peers.

Banner Earnings per Share Projection vs Actual

The next projected EPS of Banner is estimated to be 1.36 with future projections ranging from a low of 1.27 to a high of 1.42. Banner's most recent 12-month trailing earnings per share (EPS TTM) is at 5.64. Please be aware that the consensus of earnings estimates for Banner is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Banner is projected to generate 1.36 in earnings per share on the 31st of March 2026. Banner earnings estimates show analyst consensus about projected Banner EPS (Earning Per Share). It derives the highest and the lowest estimates based on Banner's historical volatility. Many public companies, such as Banner, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Banner Earnings Estimation Breakdown

The calculation of Banner's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Banner is estimated to be 1.36 with the future projection ranging from a low of 1.27 to a high of 1.42. Please be aware that this consensus of annual earnings estimates for Banner is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
1.55
1.27
Lowest
Expected EPS
1.36
1.42
Highest

Banner Earnings Projection Consensus

Suppose the current estimates of Banner's value are higher than the current market price of the Banner stock. In this case, investors may conclude that Banner is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Banner's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
593.43%
1.55
1.36
5.64

Banner Ownership Allocation

Banner holds a total of 34.1 Million outstanding shares. The majority of Banner outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Banner to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Banner. Please pay attention to any change in the institutional holdings of Banner as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.

Banner Profitability Analysis

The company reported the previous year's revenue of 819.49 M. Net Income was 168.9 M with profit before overhead, payroll, taxes, and interest of 647.69 M.

Banner Past Distributions to stockholders

About Banner Valuation

The stock valuation mechanism determines Banner's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Banner based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Banner. We calculate exposure to Banner's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Banner's related companies.
Last ReportedProjected for Next Year
Gross Profit647.7 M680.1 M
Pretax Profit Margin 0.29  0.31 
Operating Profit Margin 0.29  0.31 
Net Profit Margin 0.24  0.25 
Gross Profit Margin 0.79  0.54 
Banner's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Banner's value is low or high relative to the company's performance and growth projections. Determining the market value of Banner can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Banner represents a small ownership stake in the entity. As a stockholder of Banner, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Banner Dividends Analysis For Valuation

As of 02/04/2026, Dividends Paid is likely to grow to about 80.6 M, while Dividend Yield is likely to drop 0.02. . At this time, Banner's Retained Earnings are relatively stable compared to the past year. As of 02/04/2026, Retained Earnings Total Equity is likely to grow to about 634.2 M, while Earning Assets are likely to drop slightly above 1.9 B.
Last ReportedProjected for Next Year
Dividends Paid76.7 M80.6 M
Dividend Yield 0.03  0.02 
Dividend Payout Ratio 0.34  0.30 
Dividend Paid And Capex Coverage Ratio 3.28  2.46 
There are various types of dividends Banner can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Banner shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Banner directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Banner pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Banner by the value of the dividends paid out.

Banner Growth Indicators

Investing in growth stocks can be very risky. If the company such as Banner does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding34.4 M
Quarterly Earnings Growth Y O Y0.111
Forward Price Earnings12.3916

Banner Current Valuation Indicators

Banner's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Banner's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Banner, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Banner's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Banner's worth.

Additional Tools for Banner Stock Analysis

When running Banner's price analysis, check to measure Banner's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Banner is operating at the current time. Most of Banner's value examination focuses on studying past and present price action to predict the probability of Banner's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Banner's price. Additionally, you may evaluate how the addition of Banner to your portfolios can decrease your overall portfolio volatility.