At this time, the firm appears to be fairly valued. Beacon Financial shows a prevailing Real Value of $26.16 per share. The current price of the firm is $26.9. Our model approximates the value of Beacon Financial from analyzing the firm fundamentals such as profit margin of 0.23 %, and Return On Equity of 0.0643 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Beacon Financial's valuation include:
Price Book
1.6812
Enterprise Value
1.6 B
Price Sales
6.179
Forward PE
10.2669
Trailing PE
12.1172
Fairly Valued
Today 26.90
Please note that Beacon Financial's price fluctuation is very steady at this time. Calculation of the real value of Beacon Financial is based on 3 months time horizon. Increasing Beacon Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Beacon Financial's intrinsic value may or may not be the same as its current market price of 26.90, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical
Market 26.9
Real 26.16
Hype 26.93
Naive 27.03
The intrinsic value of Beacon Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Beacon Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Beacon Financial helps investors to forecast how Beacon stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Beacon Financial more accurately as focusing exclusively on Beacon Financial's fundamentals will not take into account other important factors:
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Beacon Financial's intrinsic value based on its ongoing forecasts of Beacon Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Beacon Financial's closest peers.
Beacon Financial Cash
381.53 Million
Beacon Financial Total Value Analysis
Beacon Financial is currently forecasted to have company total value of 1.63 B with market capitalization of 2.13 B, debt of 1.56 B, and cash on hands of 4.56 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Beacon Financial fundamentals before making security assessment based on enterprise value of the company
About 54.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.68. Some equities with similar Price to Book (P/B) outperform the market in the long run. Beacon Financial has Price/Earnings To Growth (PEG) ratio of 1.96. The entity last dividend was issued on the 8th of August 2025. The firm had 2:1 split on the 4th of August 1998. Beacon Financial is performing exceptionally good at this time. It has a great probability to report excellent financial results in January.
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The newest return on assets of Beacon implies not a very effective usage of assets in December.
Covid
Beacon Financial Ownership Allocation
Beacon Financial holds a total of 84.27 Million outstanding shares. Over half of Beacon Financial's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Please note that on October 22, 2025, Representative Lisa McClain of US Congress acquired under $15k worth of Beacon Financial's common stock.
Beacon Financial Profitability Analysis
The company reported the last year's revenue of 654.5 M. Total Income to common stockholders was 68.72 M with profit before taxes, overhead, and interest of 345.39 M.
Beacon Financial Past Distributions to stockholders
The stock valuation mechanism determines Beacon Financial's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Beacon Financial based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Beacon Financial. We calculate exposure to Beacon Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Beacon Financial's related companies.
Beacon Financial's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Beacon Financial's value is low or high relative to the company's performance and growth projections. Determining the market value of Beacon Financial can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Beacon Financial represents a small ownership stake in the entity. As a stockholder of Beacon, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
There are various types of dividends Beacon Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Beacon shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Beacon Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Beacon pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Beacon Financial by the value of the dividends paid out.
Beacon Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as Beacon Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding
37.5 M
Quarterly Earnings Growth Y O Y
0.373
Forward Price Earnings
10.2669
Beacon Financial Current Valuation Indicators
Beacon Financial's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Beacon Financial's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Beacon Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Beacon Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Beacon Financial's worth.
Additional Tools for Beacon Stock Analysis
When running Beacon Financial's price analysis, check to measure Beacon Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Beacon Financial is operating at the current time. Most of Beacon Financial's value examination focuses on studying past and present price action to predict the probability of Beacon Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Beacon Financial's price. Additionally, you may evaluate how the addition of Beacon Financial to your portfolios can decrease your overall portfolio volatility.