Bank Of Princeton Valuation

BPRN Stock  USD 37.17  0.29  0.79%   
At this time, the firm appears to be overvalued. Bank Of Princeton shows a prevailing Real Value of $35.0 per share. The current price of the firm is $37.17. Our model approximates the value of Bank Of Princeton from analyzing the firm fundamentals such as Return On Equity of 0.0451, current valuation of 74.52 M, and Profit Margin of 0.17 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Bank Of Princeton's valuation include:
Price Book
0.9735
Enterprise Value
74.5 M
Price Sales
3.7877
Forward PE
10.5042
Trailing PE
23.3774
Overvalued
Today
37.17
Please note that Bank Of Princeton's price fluctuation is very steady at this time. Calculation of the real value of Bank Of Princeton is based on 3 months time horizon. Increasing Bank Of Princeton's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Bank Of Princeton is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Bank Stock. However, Bank Of Princeton's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  37.17 Real  35.0 Target  33.0 Hype  37.14
The intrinsic value of Bank Of Princeton's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Bank Of Princeton's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
35.00
Real Value
40.89
Upside
Estimating the potential upside or downside of Bank Of Princeton helps investors to forecast how Bank stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Bank Of Princeton more accurately as focusing exclusively on Bank Of Princeton's fundamentals will not take into account other important factors:
Earnings
Estimates (0)
LowProjectedHigh
0.740.740.74
Details
Hype
Prediction
LowEstimatedHigh
35.3637.1438.92
Details
2 Analysts
Consensus
LowTarget PriceHigh
30.0333.0036.63
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Bank Of Princeton's intrinsic value based on its ongoing forecasts of Bank Of Princeton's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Bank Of Princeton's closest peers.

Bank Of Princeton Cash

48.31 Million

Bank Valuation Trend

Knowing Bank Of Princeton's actual value is paramount for traders when making sound investment determinations. Using both Bank Of Princeton's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.

Bank Of Princeton Total Value Analysis

Bank Of Princeton is currently projected to have valuation of 74.52 M with market capitalization of 254.58 M, debt of 24.28 M, and cash on hands of 47.97 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Bank Of Princeton fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
74.52 M
254.58 M
24.28 M
47.97 M

Bank Of Princeton Investor Information

About 25.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.97. Some equities with similar Price to Book (P/B) outperform the market in the long run. Bank Of Princeton last dividend was issued on the 5th of November 2024. The entity had 1:1 split on the 11th of January 2023. Based on the analysis of Bank Of Princeton's profitability, liquidity, and operating efficiency, Bank Of Princeton may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.350.4411
Significantly Down
Pretty Stable
Total Cash From Operating Activities16.3 M23.1 M
Way Down
Slightly volatile
Operating Income22.7 M30.6 M
Way Down
Slightly volatile

Bank Of Princeton Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Bank suggests not a very effective usage of assets in November.
 
Yuan Drop
 
Covid

Bank Of Princeton Ownership Allocation

The market capitalization of Bank Of Princeton is $254.58 Million. Bank Of Princeton retains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.

Bank Of Princeton Profitability Analysis

The company reported the previous year's revenue of 69.33 M. Net Income was 25.77 M with profit before overhead, payroll, taxes, and interest of 72.55 M.

Bank Of Princeton Past Distributions to stockholders

About Bank Of Princeton Valuation

We use absolute and relative valuation methodologies to arrive at the intrinsic value of Bank Of Princeton. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Bank Of Princeton based exclusively on its fundamental and basic technical indicators. By analyzing Bank Of Princeton's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Bank Of Princeton's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Bank Of Princeton. We calculate exposure to Bank Of Princeton's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Bank Of Princeton's related companies.
Last ReportedProjected for Next Year
Gross Profit69.3 M50.2 M
Pretax Profit Margin 0.44  0.30 
Operating Profit Margin 0.44  0.35 
Net Profit Margin 0.37  0.23 
Gross Profit Margin 0.71  0.61 

Bank Of Princeton Quarterly Retained Earnings

149.56 Million

Bank Of Princeton's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Bank Of Princeton's value is low or high relative to the company's performance and growth projections. Determining the market value of Bank Of Princeton can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Bank Of Princeton represents a small ownership stake in the entity. As a stockholder of Bank, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Bank Of Princeton Dividends Analysis For Valuation

At this time, Bank Of Princeton's Dividends Paid is very stable compared to the past year. As of the 26th of November 2024, Dividend Yield is likely to grow to 0.04, while Dividend Paid And Capex Coverage Ratio is likely to drop 2.37. . At this time, Bank Of Princeton's Earning Assets are very stable compared to the past year. As of the 26th of November 2024, Price Earnings Ratio is likely to grow to 14.69, while Retained Earnings are likely to drop about 76.5 M.
Last ReportedProjected for Next Year
Dividends Paid7.6 M7.9 M
Dividend Yield 0.03  0.04 
Dividend Payout Ratio 0.29  0.31 
Dividend Paid And Capex Coverage Ratio 2.49  2.37 
There are various types of dividends Bank Of Princeton can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Bank shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Bank Of Princeton directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Bank pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Bank Of Princeton by the value of the dividends paid out.

Bank Of Princeton Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding6.4 M
Quarterly Earnings Growth Y O Y-0.252
Forward Price Earnings10.5042

Bank Of Princeton Current Valuation Indicators

Bank Of Princeton's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Bank Of Princeton's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Bank Of Princeton, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Bank Of Princeton's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Bank Of Princeton's worth.
When determining whether Bank Of Princeton offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bank Of Princeton's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bank Of Princeton Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bank Of Princeton Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank Of Princeton. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
To learn how to invest in Bank Stock, please use our How to Invest in Bank Of Princeton guide.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank Of Princeton. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank Of Princeton listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.25)
Dividend Share
1.2
Earnings Share
1.59
Revenue Per Share
10.528
Quarterly Revenue Growth
(0.24)
The market value of Bank Of Princeton is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank Of Princeton's value that differs from its market value or its book value, called intrinsic value, which is Bank Of Princeton's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank Of Princeton's market value can be influenced by many factors that don't directly affect Bank Of Princeton's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank Of Princeton's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank Of Princeton is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank Of Princeton's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.