Citigroup Valuation
| C Stock | USD 84.61 2.51 3.06% |
At this time, the firm appears to be undervalued. Citigroup shows a prevailing Real Value of $89.77 per share. The current price of the firm is $84.61. Our model approximates the value of Citigroup from analyzing the firm fundamentals such as Current Valuation of (225.34 B), profit margin of 0.18 %, and Return On Equity of 0.0618 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Citigroup's valuation include:
Undervalued
Today
Please note that Citigroup's price fluctuation is very steady at this time. Calculation of the real value of Citigroup is based on 3 months time horizon. Increasing Citigroup's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Citigroup is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Citigroup Stock. However, Citigroup's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 84.61 | Real 89.77 | Target 84.49 | Hype 85.36 |
The real value of Citigroup Stock, also known as its intrinsic value, is the underlying worth of Citigroup Company, which is reflected in its stock price. It is based on Citigroup's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Citigroup's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Citigroup helps investors to forecast how Citigroup stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Citigroup more accurately as focusing exclusively on Citigroup's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Citigroup's intrinsic value based on its ongoing forecasts of Citigroup's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Citigroup's closest peers. If more than one evaluation category is relevant for Citigroup we suggest using both methods to arrive at a better estimate.
Citigroup Cash |
|
Citigroup Valuation Trend
Comparing Citigroup's enterprise value against its market capitalization is a good way to estimate the value of Citigroup uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Citigroup Revenue by Product
Citigroup Total Value Analysis
Citigroup is currently forecasted to have enterprise value of (225.34 B) with market capitalization of 158.82 B, debt of 287.3 B, and cash on hands of 990.92 B. The negative valuation of Citigroup may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding interest payments of the company both on and off balance sheet. Investors should cautiously inspect all of the Citigroup fundamentals.| Takeover Price | Market Cap | Debt Obligations | Cash |
(225.34 B) | 158.82 B | 287.3 B | 990.92 B |
Citigroup Investor Information
About 76.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.83. Some equities with similar Price to Book (P/B) outperform the market in the long run. Citigroup has Price/Earnings To Growth (PEG) ratio of 1.22. The entity recorded earning per share (EPS) of 5.95. The firm last dividend was issued on the 3rd of February 2025. Citigroup had 1:10 split on the 9th of May 2011. Based on the analysis of Citigroup's profitability, liquidity, and operating efficiency, Citigroup may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.29 | 0.4237 |
|
| |||||
| Operating Income | 31.7 B | 30.2 B |
|
|
Citigroup Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Citigroup indicates not a very effective usage of assets in February.Citigroup Ownership Allocation
Citigroup holds a total of 1.88 Billion outstanding shares. The majority of Citigroup outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Citigroup to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Citigroup. Please pay attention to any change in the institutional holdings of Citigroup as this could imply that something significant has changed or is about to change at the company. On January 16, 2025, Representative Kevin Hern of US Congress acquired $500,001 - $1,000,000 worth of Citigroup's common stock.Citigroup Profitability Analysis
The company reported the annual revenue of 71.36 B. Net Income to common stockholders was 12.68 B with gross profit before all taxes, overhead, and interest of 71.36 B.Citigroup Past Distributions to stockholders
| 22nd of November 2024 | ||
| 23rd of August 2024 | ||
| 24th of May 2024 | ||
| 23rd of February 2024 | ||
| 22nd of November 2023 | ||
| 25th of August 2023 | ||
| 26th of May 2023 | ||
| 24th of February 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Citigroup's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Citigroup and how it compares across the competition.
About Citigroup Valuation
The stock valuation mechanism determines Citigroup's current worth on a weekly basis. Our valuation model uses a comparative analysis of Citigroup. We calculate exposure to Citigroup's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Citigroup's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 71.4 B | 43.1 B | |
| Pretax Profit Margin | 0.24 | 0.14 | |
| Operating Profit Margin | 0.42 | 0.29 | |
| Net Profit Margin | 0.18 | 0.10 |
Citigroup Quarterly Retained Earnings |
|
A single share of Citigroup represents a small ownership stake in the entity. As a stockholder of Citigroup, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Citigroup Dividends Analysis For Valuation
At present, Citigroup's Dividend Payout Ratio is projected to increase slightly based on the last few years of reporting. . At present, Citigroup's Price Earnings Ratio is projected to slightly decrease based on the last few years of reporting.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 6 B | 3.4 B | |
| Dividend Yield | 0.05 | 0.05 | |
| Dividend Payout Ratio | 0.51 | 0.53 | |
| Dividend Paid And Capex Coverage Ratio | (7.16) | (6.80) |
There are various types of dividends Citigroup can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Citigroup shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Citigroup directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Citigroup pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Citigroup by the value of the dividends paid out.
Citigroup Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 1.9 B | |
| Quarterly Earnings Growth Y O Y | -0.074 | |
| Forward Price Earnings | 11.2108 |
Citigroup Current Valuation Indicators
Valuation refers to the process of determining the present value of Citigroup and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Citigroup we look at many different elements of the entity such as Citigroup's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Citigroup, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Citigroup's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Citigroup's worth.Complementary Tools for Citigroup Stock analysis
When running Citigroup's price analysis, check to measure Citigroup's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citigroup is operating at the current time. Most of Citigroup's value examination focuses on studying past and present price action to predict the probability of Citigroup's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citigroup's price. Additionally, you may evaluate how the addition of Citigroup to your portfolios can decrease your overall portfolio volatility.
| Equity Analysis Research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities | |
| Idea Breakdown Analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes | |
| Global Markets Map Get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes |