Capital Bancorp Valuation
| CBNK Stock | USD 28.58 0.13 0.46% |
At this time, the firm appears to be overvalued. Capital Bancorp shows a prevailing Real Value of $25.31 per share. The current price of the firm is $28.58. Our model approximates the value of Capital Bancorp from analyzing the firm fundamentals such as Profit Margin of 0.21 %, return on equity of 0.12, and Current Valuation of 382.78 M as well as examining its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that Capital Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Capital Bancorp is based on 3 months time horizon. Increasing Capital Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Capital Bancorp's intrinsic value may or may not be the same as its current market price of 28.58, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 28.58 | Real 25.31 | Hype 28.46 | Naive 27.51 |
The intrinsic value of Capital Bancorp's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Capital Bancorp's stock price.
Estimating the potential upside or downside of Capital Bancorp helps investors to forecast how Capital stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Capital Bancorp more accurately as focusing exclusively on Capital Bancorp's fundamentals will not take into account other important factors: Capital Bancorp Total Value Analysis
Capital Bancorp is currently estimated to have valuation of 382.78 M with market capitalization of 471.06 M, debt of 49.06 M, and cash on hands of 37.06 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Capital Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
382.78 M | 471.06 M | 49.06 M | 37.06 M |
Capital Bancorp Investor Information
About 27.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.68. Some equities with similar Price to Book (P/B) outperform the market in the long run. Capital Bancorp last dividend was issued on the 4th of November 2024. Based on the analysis of Capital Bancorp's profitability, liquidity, and operating efficiency, Capital Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December.Capital Bancorp Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Capital Bancorp has an asset utilization ratio of 7.05 percent. This suggests that the Company is making $0.0705 for each dollar of assets. An increasing asset utilization means that Capital Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.Capital Bancorp Ownership Allocation
Capital Bancorp holds a total of 16.56 Million outstanding shares. Capital Bancorp retains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Capital Bancorp Profitability Analysis
The company reported the previous year's revenue of 156.99 M. Net Income was 35.87 M with profit before overhead, payroll, taxes, and interest of 163.35 M.Capital Bancorp Past Distributions to stockholders
About Capital Bancorp Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Capital Bancorp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Capital Bancorp based exclusively on its fundamental and basic technical indicators. By analyzing Capital Bancorp's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Capital Bancorp's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Capital Bancorp. We calculate exposure to Capital Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Capital Bancorp's related companies.Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A. that provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. The company was founded in 1974 and is headquartered in Rockville, Maryland. Capital Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 257 people.
A single share of Capital Bancorp represents a small ownership stake in the entity. As a stockholder of Capital, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Capital Bancorp Dividends Analysis For Valuation
There are various types of dividends Capital Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Capital shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Capital Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Capital pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Capital Bancorp by the value of the dividends paid out.
Capital Bancorp Growth Indicators
Investing in growth stocks can be very risky. If the company such as Capital Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 14.1 M | |
| Quarterly Earnings Growth Y O Y | -0.114 | |
| Forward Price Earnings | 9.1743 |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Capital Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. For more information on how to buy Capital Stock please use our How to buy in Capital Stock guide.You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Capital Bancorp. If investors know Capital will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Capital Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Capital Bancorp is measured differently than its book value, which is the value of Capital that is recorded on the company's balance sheet. Investors also form their own opinion of Capital Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Capital Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Capital Bancorp's market value can be influenced by many factors that don't directly affect Capital Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Capital Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Capital Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Capital Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.