First Interstate Valuation
| FIBK Stock | USD 34.39 0.56 1.66% |
At this time, the firm appears to be overvalued. First Interstate Ban shows a prevailing Real Value of $31.35 per share. The current price of the firm is $34.39. Our model computes the value of First Interstate Ban from reviewing the firm fundamentals such as Profit Margin of 0.25 %, shares outstanding of 104.53 M, and Current Valuation of 5.84 B as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting First Interstate's valuation include:
Price Book 1.0506 | Enterprise Value 5.8 B | Price Sales 3.7177 | Forward PE 12.7065 | Trailing PE 14.8377 |
Overvalued
Today
Please note that First Interstate's price fluctuation is very steady at this time. Calculation of the real value of First Interstate Ban is based on 3 months time horizon. Increasing First Interstate's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
First Interstate's intrinsic value may or may not be the same as its current market price of 34.39, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 34.39 | Real 31.35 | Target 30.0 | Hype 33.87 | Naive 33.76 |
The intrinsic value of First Interstate's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence First Interstate's stock price.
Estimating the potential upside or downside of First Interstate BancSystem helps investors to forecast how First stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Interstate more accurately as focusing exclusively on First Interstate's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use First Interstate's intrinsic value based on its ongoing forecasts of First Interstate's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against First Interstate's closest peers.
First Interstate Cash |
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First Valuation Trend
Knowing First Interstate's actual value is paramount for traders when making sound investment determinations. Using both First Interstate's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
First Revenue by Product
First Interstate Total Value Analysis
First Interstate BancSystem is currently forecasted to have valuation of 5.84 B with market capitalization of 3.54 B, debt of 2.89 B, and cash on hands of 591.9 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the First Interstate fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
5.84 B | 3.54 B | 2.89 B | 591.9 M |
First Interstate Investor Information
About 14.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.05. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Interstate Ban has Price/Earnings To Growth (PEG) ratio of 1.84. The entity last dividend was issued on the 4th of November 2024. Based on the measurements of operating efficiency obtained from First Interstate's historical financial statements, First Interstate BancSystem may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.52 | 0.3283 |
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| Total Cash From Operating Activities | 449.4 M | 428 M |
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| Operating Income | 210.2 M | 336.8 M |
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First Interstate Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of First suggests not a very effective usage of assets in November.First Interstate Ownership Allocation
First Interstate holds a total of 104.53 Million outstanding shares. The majority of First Interstate BancSystem outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in First Interstate Ban to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in First Interstate. Please pay attention to any change in the institutional holdings of First Interstate BancSystem as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.First Interstate Profitability Analysis
The company reported the previous year's revenue of 147 M. Net Income was 257.5 M with profit before overhead, payroll, taxes, and interest of 1.02 B.First Interstate Past Distributions to stockholders
About First Interstate Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of First Interstate BancSystem. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of First Interstate Ban based exclusively on its fundamental and basic technical indicators. By analyzing First Interstate's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of First Interstate's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of First Interstate. We calculate exposure to First Interstate's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of First Interstate's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 75.4 M | 71.6 M | |
| Pretax Profit Margin | 0.33 | 0.25 | |
| Operating Profit Margin | 0.33 | 0.52 | |
| Net Profit Margin | 0.25 | 0.18 | |
| Gross Profit Margin | 0.93 | 1.07 |
First Interstate Quarterly Retained Earnings |
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A single share of First Interstate represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
First Interstate Dividends Analysis For Valuation
At this time, First Interstate's Dividends Paid is quite stable compared to the past year. Dividend Yield is expected to rise to 0.06 this year, although the value of Dividend Paid And Capex Coverage Ratio will most likely fall to 1.86. . Earnings Yield is expected to rise to 0.09 this year, although the value of Retained Earnings will most likely fall to about 658.1 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 195.1 M | 204.9 M | |
| Dividend Yield | 0.06 | 0.06 | |
| Dividend Payout Ratio | 0.76 | 0.80 | |
| Dividend Paid And Capex Coverage Ratio | 1.92 | 1.86 |
There are various types of dividends First Interstate can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of First shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from First Interstate BancSystem directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When First pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of First Interstate by the value of the dividends paid out.
First Interstate Growth Indicators
Investing in growth stocks can be very risky. If the company such as First Interstate does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 103.8 M | |
| Quarterly Earnings Growth Y O Y | -0.23 | |
| Forward Price Earnings | 12.7065 |
First Interstate Current Valuation Indicators
First Interstate's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final First Interstate's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as First Interstate, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use First Interstate's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes First Interstate's worth.When determining whether First Interstate Ban is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if First Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about First Interstate Bancsystem Stock. Highlighted below are key reports to facilitate an investment decision about First Interstate Bancsystem Stock: Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Interstate BancSystem. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Interstate. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Interstate listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.23) | Dividend Share 1.88 | Earnings Share 2.28 | Revenue Per Share 9.226 | Quarterly Revenue Growth (0.09) |
The market value of First Interstate Ban is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Interstate's value that differs from its market value or its book value, called intrinsic value, which is First Interstate's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Interstate's market value can be influenced by many factors that don't directly affect First Interstate's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Interstate's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Interstate is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Interstate's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.