F M Valuation
| FMBM Stock | USD 21.00 0.24 1.16% |
At this time, the entity appears to be overvalued. F M Bank shows a prevailing Real Value of $18.11 per share. The current price of the entity is $21.0. Our model computes the value of F M Bank from analyzing the entity fundamentals such as Current Valuation of (57.06 M), profit margin of 0.19 %, and Operating Margin of 0.20 % as well as examining its technical indicators and probability of bankruptcy. . In general, most investors advise obtaining undervalued instruments and abandoning overvalued instruments since, sooner or later, asset prices and their ongoing real values will submerge.
Overvalued
Today
Please note that F M's price fluctuation is very steady at this time. Calculation of the real value of F M Bank is based on 3 months time horizon. Increasing F M's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the FMBM otc stock is determined by what a typical buyer is willing to pay for full or partial control of F M Bank. Since F M is currently traded on the exchange, buyers and sellers on that exchange determine the market value of FMBM OTC Stock. However, F M's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 21.0 | Real 18.11 | Hype 21.0 | Naive 21.24 |
The intrinsic value of F M's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence F M's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of F M Bank helps investors to forecast how FMBM otc stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of F M more accurately as focusing exclusively on F M's fundamentals will not take into account other important factors: F M Total Value Analysis
F M Bank is currently forecasted to have valuation of (57.06 M) with market capitalization of 78.66 M, debt of 21.77 M, and cash on hands of 17.79 M. The negative valuation of F M may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding financial obligations of the company both on and off balance sheet. Investors should vigilantly validate all of the F M fundamentals.| Takeover Price | Market Cap | Debt Obligations | Cash |
(57.06 M) | 78.66 M | 21.77 M | 17.79 M |
F M Investor Information
About 18.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.21. Some equities with similar Price to Book (P/B) outperform the market in the long run. F M Bank last dividend was issued on the 13th of February 2023. The entity had 3:1 split on the 29th of September 1998. Based on the analysis of F M's profitability, liquidity, and operating efficiency, F M Bank is not in a good financial situation at the moment. It has a very high risk of going through financial straits in December.F M Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of FMBM suggests not a very effective usage of assets in November.F M Ownership Allocation
The market capitalization of F M Bank is $78.66 Million. F M Bank shows 18.35 percent of its outstanding shares held by insiders and 7.63 percent owned by other corporate entities. Note, that even with substantial debt, if the true value of the entity is larger than the current market value, you may still be able to generate positive returns on investment in this company sooner or later.F M Profitability Analysis
The company reported the previous year's revenue of 42.58 M. Net Income was 10.74 M with profit before overhead, payroll, taxes, and interest of 43.71 M.About F M Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of F M Bank. In general, an absolute valuation paradigm, as applied to this otc stock, attempts to find the value of F M Bank based exclusively on its fundamental and basic technical indicators. By analyzing F M's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of F M's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of F M. We calculate exposure to F M's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of F M's related companies.F M Bank Corp. operates as the bank holding company for Farmers Merchants Bank that provides commercial banking services in Virginia. F M Bank Corp. was founded in 1908 and is headquartered in Timberville, Virginia. FM BANK operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 152 people.
8 Steps to conduct F M's Valuation Analysis
OTC Stock's valuation is the process of determining the worth of any otc stock in monetary terms. It estimates F M's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of otc stock valuation is a single number representing a OTC Stock's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct F M's valuation analysis, follow these 8 steps:- Gather financial information: Obtain F M's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine F M's revenue streams: Identify F M's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research F M's industry and market trends, including the size of the market, growth rate, and competition.
- Establish F M's growth potential: Evaluate F M's management, business model, and growth potential.
- Determine F M's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the OTC Stock's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate F M's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
F M Growth Indicators
Investing in growth stocks can be very risky. If the company such as F M does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 3.4 M | |
| Quarterly Earnings Growth Y O Y | 0.189 | |
| Retained Earnings | 78.3 M | |
| Forward Annual Dividend Rate | 1.04 |
Other Information on Investing in FMBM OTC Stock
F M financial ratios help investors to determine whether FMBM OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in FMBM with respect to the benefits of owning F M security.