Home Bancorp Valuation
| HBCP Stock | USD 48.91 0.83 1.73% |
At this time, the firm appears to be overvalued. Home Bancorp retains a regular Real Value of $43.56 per share. The prevalent price of the firm is $48.91. Our model calculates the value of Home Bancorp from evaluating the firm fundamentals such as Return On Equity of 0.0978, return on asset of 0.0107, and Current Valuation of 483.34 M as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Home Bancorp's valuation include:
Price Book 0.9869 | Enterprise Value 483.3 M | Price Sales 2.9819 | Forward PE 10.101 | Trailing PE 10.6608 |
Overvalued
Today
Please note that Home Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Home Bancorp is based on 3 months time horizon. Increasing Home Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Home Bancorp's intrinsic value may or may not be the same as its current market price of 48.91, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 48.91 | Real 43.56 | Target 39.63 | Hype 49.03 | Naive 46.64 |
The intrinsic value of Home Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Home Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Home Bancorp helps investors to forecast how Home stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Home Bancorp more accurately as focusing exclusively on Home Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Home Bancorp's intrinsic value based on its ongoing forecasts of Home Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Home Bancorp's closest peers.
Home Bancorp Cash |
|
Home Valuation Trend
Home Bancorp's real value is important for investors to make better decisions and a more accurate overall view of Home Bancorp's financial worth over time. Using both Home Bancorp's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
Home Revenue by Product
Home Bancorp Total Value Analysis
Home Bancorp is currently forecasted to have valuation of 483.34 M with market capitalization of 388.3 M, debt of 252.49 M, and cash on hands of 150.9 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Home Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
483.34 M | 388.3 M | 252.49 M | 150.9 M |
Home Bancorp Investor Information
About 15.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.99. Some equities with similar Price to Book (P/B) outperform the market in the long run. Home Bancorp last dividend was issued on the 28th of October 2024. Based on the analysis of Home Bancorp's profitability, liquidity, and operating efficiency, Home Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.5 | 0.3787 |
|
| |||||
| Total Cash From Operating Activities | 28.5 M | 41.4 M |
|
| |||||
| Operating Income | 30.3 M | 50.2 M |
|
|
Home Bancorp Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Home Bancorp has an asset utilization ratio of 3.99 percent. This connotes that the Company is making $0.0399 for each dollar of assets. An increasing asset utilization means that Home Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.Home Bancorp Ownership Allocation
The market capitalization of Home Bancorp is $388.3 Million. 30% of Home Bancorp outstanding shares are owned by outside corporations. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Home Bancorp Profitability Analysis
The company reported the previous year's revenue of 132.49 M. Net Income was 40.24 M with profit before overhead, payroll, taxes, and interest of 124.13 M.Home Bancorp Past Distributions to stockholders
About Home Bancorp Valuation
The stock valuation mechanism determines Home Bancorp's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Home Bancorp based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Home Bancorp. We calculate exposure to Home Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Home Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 132.5 M | 74.7 M | |
| Pretax Profit Margin | 0.38 | 0.24 | |
| Operating Profit Margin | 0.38 | 0.50 | |
| Net Profit Margin | 0.30 | 0.18 | |
| Gross Profit Margin | 1.15 | 1.12 |
Home Bancorp Quarterly Retained Earnings |
|
A single share of Home Bancorp represents a small ownership stake in the entity. As a stockholder of Home, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Home Bancorp Dividends Analysis For Valuation
As of 11/22/2024, Dividends Paid is likely to drop to about 7.1 M. In addition to that, Dividend Yield is likely to drop to 0.02. As of 11/22/2024, Retained Earnings is likely to drop to about 120.9 M. In addition to that, Retained Earnings Total Equity is likely to drop to about 126.7 M
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 8.2 M | 7.1 M | |
| Dividend Yield | 0.02 | 0.02 | |
| Dividend Payout Ratio | 0.20 | 0.19 | |
| Dividend Paid And Capex Coverage Ratio | 4.04 | 2.89 |
There are various types of dividends Home Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Home shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Home Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Home pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Home Bancorp by the value of the dividends paid out.
Home Bancorp Growth Indicators
Investing in growth stocks can be very risky. If the company such as Home Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 8.1 M | |
| Quarterly Earnings Growth Y O Y | -0.031 | |
| Forward Price Earnings | 10.101 |
Home Bancorp Current Valuation Indicators
Home Bancorp's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Home Bancorp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Home Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Home Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Home Bancorp's worth.Additional Tools for Home Stock Analysis
When running Home Bancorp's price analysis, check to measure Home Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Home Bancorp is operating at the current time. Most of Home Bancorp's value examination focuses on studying past and present price action to predict the probability of Home Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Home Bancorp's price. Additionally, you may evaluate how the addition of Home Bancorp to your portfolios can decrease your overall portfolio volatility.