First Internet Valuation
| INBKZ Stock | USD 25.24 0.06 0.24% |
At this time, the firm appears to be overvalued. First Internet Bancorp shows a prevailing Real Value of $22.27 per share. The current price of the firm is $25.24. Our model computes the value of First Internet Bancorp from reviewing the firm fundamentals such as Total Debt of 719.77 M, total asset of 5.17 B, and EBITDA of 10.69 M as well as analyzing its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that First Internet's price fluctuation is very steady at this time. Calculation of the real value of First Internet Bancorp is based on 3 months time horizon. Increasing First Internet's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since First Internet is currently traded on the exchange, buyers and sellers on that exchange determine the market value of First Stock. However, First Internet's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 25.24 | Real 22.27 | Hype 25.24 |
The intrinsic value of First Internet's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence First Internet's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of First Internet Bancorp helps investors to forecast how First stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Internet more accurately as focusing exclusively on First Internet's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use First Internet's intrinsic value based on its ongoing forecasts of First Internet's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against First Internet's closest peers.
First Internet Cash |
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First Valuation Trend
Analysing the historical paterns of First Internet's enterprise value and its market capitalization is a good way to estimate and gauge the value of First Internet Bancorp over time and is usually enough for investors to make rational market timing decisions.
First Revenue by Product
First Internet Total Value Analysis
First Internet Bancorp is currently forecasted to have takeover price of 0 with market capitalization of 0, debt of 719.77 M, and cash on hands of . Please note that takeover price may be misleading and is a subject to mistakes in financial statements. We encourage investors to thoroughly investigate all of the First Internet fundamentals before making investing decisions based on enterprise value of the companyFirst Internet Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of First suggests not a very effective usage of assets in November.First Internet Profitability Analysis
The company reported the revenue of 84.38 M. Net Income was 8.42 M with profit before overhead, payroll, taxes, and interest of 0.First Internet Past Distributions to stockholders
About First Internet Valuation
Our relative valuation model uses a comparative analysis of First Internet. We calculate exposure to First Internet's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of First Internet's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 84.4 M | 51 M | |
| Pretax Profit Margin | 0.06 | 0.06 | |
| Operating Profit Margin | 0.10 | 0.10 | |
| Net Profit Margin | 0.10 | 0.18 |
First Internet Quarterly Retained Earnings |
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A single share of First Internet represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
First Internet Dividends Analysis For Valuation
At this time, First Internet's Dividend Yield is fairly stable compared to the past year. Dividend Paid And Capex Coverage Ratio is likely to rise to 1.63 in 2024, whereas Dividends Paid is likely to drop slightly above 1.8 M in 2024. . At this time, First Internet's Retained Earnings are fairly stable compared to the past year. Retained Earnings Total Equity is likely to rise to about 153 M in 2024, whereas Earning Assets are likely to drop slightly above 697.9 M in 2024.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 2.2 M | 1.8 M | |
| Dividend Yield | 0.01 | 0.01 | |
| Dividend Payout Ratio | 0.26 | 0.13 | |
| Dividend Paid And Capex Coverage Ratio | 1.55 | 1.63 |
There are various types of dividends First Internet can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of First shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from First Internet Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When First pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of First Internet by the value of the dividends paid out.
First Internet Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 8.9 M |
First Internet Current Valuation Indicators
Valuation refers to the process of determining the present value of First Internet Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value First we look at many different elements of the entity such as First's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as First Internet, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use First Internet's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes First Internet's worth.Additional Tools for First Stock Analysis
When running First Internet's price analysis, check to measure First Internet's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Internet is operating at the current time. Most of First Internet's value examination focuses on studying past and present price action to predict the probability of First Internet's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Internet's price. Additionally, you may evaluate how the addition of First Internet to your portfolios can decrease your overall portfolio volatility.