Investar Holding Valuation

ISTR Stock  USD 24.36  0.54  2.27%   
At this time, the firm appears to be overvalued. Investar Holding Corp retains a regular Real Value of $20.48 per share. The prevalent price of the firm is $24.36. Our model calculates the value of Investar Holding Corp from evaluating the firm fundamentals such as Return On Asset of 0.0063, return on equity of 0.0779, and Current Valuation of 380.93 M as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Investar Holding's valuation include:
Price Book
0.9535
Enterprise Value
380.9 M
Price Sales
2.8299
Forward PE
13.0208
Trailing PE
13.3073
Overvalued
Today
24.36
Please note that Investar Holding's price fluctuation is not too volatile at this time. Calculation of the real value of Investar Holding Corp is based on 3 months time horizon. Increasing Investar Holding's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Investar stock is determined by what a typical buyer is willing to pay for full or partial control of Investar Holding Corp. Since Investar Holding is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Investar Stock. However, Investar Holding's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  24.36 Real  20.48 Target  14.69 Hype  23.89 Naive  23.06
The intrinsic value of Investar Holding's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Investar Holding's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
20.48
Real Value
26.20
Upside
Estimating the potential upside or downside of Investar Holding Corp helps investors to forecast how Investar stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Investar Holding more accurately as focusing exclusively on Investar Holding's fundamentals will not take into account other important factors:
Earnings
Estimates (0)
LowProjectedHigh
0.410.390.41
Details
Hype
Prediction
LowEstimatedHigh
21.5923.8926.19
Details
Potential
Annual Dividend
LowForecastedHigh
0.260.260.27
Details
2 Analysts
Consensus
LowTarget PriceHigh
13.3714.6916.31
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Investar Holding's intrinsic value based on its ongoing forecasts of Investar Holding's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Investar Holding's closest peers.

Investar Holding Cash

36.38 Million

Investar Valuation Trend

Investar Holding's real value is important for investors to make better decisions and a more accurate overall view of Investar Holding's financial worth over time. Using both Investar Holding's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.

Investar Holding Total Value Analysis

Investar Holding Corp is currently anticipated to have valuation of 380.93 M with market capitalization of 234.11 M, debt of 288.95 M, and cash on hands of 36.01 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Investar Holding fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
380.93 M
234.11 M
288.95 M
36.01 M

Investar Holding Investor Information

About 64.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 0.95. Some equities with similar Price to Book (P/B) outperform the market in the long run. Investar Holding Corp last dividend was issued on the 30th of September 2024. Based on the key indicators obtained from Investar Holding's historical financial statements, Investar Holding Corp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.210.4057
Way Down
Very volatile
Operating Income16.7 M33.4 M
Way Down
Slightly volatile

Investar Holding Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Investar connotes not a very effective usage of assets in November.
 
Yuan Drop
 
Covid

Investar Holding Ownership Allocation

The market capitalization of Investar Holding is $234.11 Million. Over half of Investar Holding's outstanding shares are owned by outside corporations. These outside corporations are typically referred to as corporate investors that purchase positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.

Investar Holding Profitability Analysis

The company reported the previous year's revenue of 82.38 M. Net Income was 16.68 M with profit before overhead, payroll, taxes, and interest of 103.83 M.

Investar Holding Past Distributions to stockholders

About Investar Holding Valuation

The stock valuation mechanism determines Investar Holding's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Investar Holding Corp based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Investar Holding. We calculate exposure to Investar Holding's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Investar Holding's related companies.
Last ReportedProjected for Next Year
Gross Profit68.7 M53.2 M
Pretax Profit Margin 0.25  0.19 
Operating Profit Margin 0.41  0.21 
Net Profit Margin 0.20  0.14 
Gross Profit Margin 0.83  0.96 

Investar Holding Quarterly Retained Earnings

127.86 Million

Investar Holding's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Investar Holding's value is low or high relative to the company's performance and growth projections. Determining the market value of Investar Holding can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Investar Holding represents a small ownership stake in the entity. As a stockholder of Investar, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Investar Holding Dividends Analysis For Valuation

As of 11/25/2024, Dividends Paid is likely to grow to about 4 M. Also, Dividend Yield is likely to grow to 0.03. At this time, Investar Holding's Retained Earnings are relatively stable compared to the past year. As of 11/25/2024, Retained Earnings Total Equity is likely to grow to about 130.7 M, while Price Earnings Ratio is likely to drop 8.36.
Last ReportedProjected for Next Year
Dividends Paid3.8 MM
Dividend Yield 0.03  0.03 
Dividend Payout Ratio 0.23  0.24 
Dividend Paid And Capex Coverage Ratio 5.39  5.66 
There are various types of dividends Investar Holding can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Investar shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Investar Holding Corp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Investar pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Investar Holding by the value of the dividends paid out.

Investar Holding Growth Indicators

Investing in growth stocks can be very risky. If the company such as Investar Holding does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding9.8 M
Quarterly Earnings Growth Y O Y0.929
Forward Price Earnings13.0208

Investar Holding Current Valuation Indicators

Investar Holding's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Investar Holding's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Investar Holding, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Investar Holding's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Investar Holding's worth.

Additional Tools for Investar Stock Analysis

When running Investar Holding's price analysis, check to measure Investar Holding's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Investar Holding is operating at the current time. Most of Investar Holding's value examination focuses on studying past and present price action to predict the probability of Investar Holding's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Investar Holding's price. Additionally, you may evaluate how the addition of Investar Holding to your portfolios can decrease your overall portfolio volatility.