Old Point Financial Valuation
| OPOFDelisted Stock | USD 42.10 1.39 3.41% |
At this time, the company appears to be overvalued. Old Point Financial holds a recent Real Value of $35.07 per share. The prevailing price of the company is $42.1. Our model determines the value of Old Point Financial from analyzing the company fundamentals such as Shares Outstanding of 5.1 M, operating margin of 0.17 %, and Return On Equity of 0.0759 as well as examining its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that Old Point's price fluctuation is very steady at this time. Calculation of the real value of Old Point Financial is based on 3 months time horizon. Increasing Old Point's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Old stock is determined by what a typical buyer is willing to pay for full or partial control of Old Point Financial. Since Old Point is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Old Stock. However, Old Point's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 42.1 | Real 35.07 | Hype 42.1 | Naive 42.09 |
The real value of Old Stock, also known as its intrinsic value, is the underlying worth of Old Point Financial Company, which is reflected in its stock price. It is based on Old Point's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Old Point's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Old Point Financial helps investors to forecast how Old stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Old Point more accurately as focusing exclusively on Old Point's fundamentals will not take into account other important factors: Old Point Total Value Analysis
Old Point Financial is now estimated to have valuation of 181.29 M with market capitalization of 214.8 M, debt of 73.77 M, and cash on hands of 86.82 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Old Point fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
181.29 M | 214.8 M | 73.77 M | 86.82 M |
Old Point Investor Information
About 19.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.82. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Old Point Financial last dividend was issued on the 9th of June 2025. The entity had 5:4 split on the 2nd of October 2007. Based on the key indicators related to Old Point's liquidity, profitability, solvency, and operating efficiency, Old Point Financial is not in a good financial situation at the moment. It has a very high risk of going through financial straits in February.Old Point Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Old implies not a very effective usage of assets in January.Old Point Ownership Allocation
The market capitalization of Old Point Financial is $214.8 Million. 30% of Old Point Financial outstanding shares are owned by third-party entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Old Point Profitability Analysis
The company reported the previous year's revenue of 85.82 M. Net Income was 9.51 M with profit before overhead, payroll, taxes, and interest of 61 M.Old Point Past Distributions to stockholders
| 30th of June 2025 | ||
| 28th of March 2025 | ||
| 27th of December 2024 | ||
| 27th of September 2024 | ||
| 28th of June 2024 | ||
| 6th of March 2024 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Old Point's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Old Point and how it compares across the competition.
About Old Point Valuation
The delisted stock valuation mechanism determines Old Point's current worth on a weekly basis. Our valuation model uses a comparative analysis of Old Point. We calculate exposure to Old Point's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Old Point's related companies.Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company was founded in 1922 and is headquartered in Hampton, Virginia. Old Point operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 273 people.
A single share of Old Point represents a small ownership stake in the entity. As a stockholder of Old, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Old Point Dividends Analysis For Valuation
There are various types of dividends Old Point can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Old shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Old Point Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Old pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Old Point by the value of the dividends paid out.
Old Point Growth Indicators
Investing in growth stocks can be very risky. If the company such as Old Point does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 5.1 M | |
| Quarterly Earnings Growth Y O Y | -0.519 |
Check out Your Equity Center to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. You can also try the Stock Screener module to find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook..
Other Consideration for investing in Old Stock
If you are still planning to invest in Old Point Financial check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Old Point's history and understand the potential risks before investing.
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