Old Point Financial Stock Performance
| OPOF Stock | USD 24.41 0.01 0.04% |
On a scale of 0 to 100, Old Point holds a performance score of 16. The company holds a Beta of 0.0734, which implies not very significant fluctuations relative to the market. As returns on the market increase, Old Point's returns are expected to increase less than the market. However, during the bear market, the loss of holding Old Point is expected to be smaller as well. Please check Old Point's downside variance, day median price, and the relationship between the treynor ratio and kurtosis , to make a quick decision on whether Old Point's historical price patterns will revert.
Risk-Adjusted Performance
16 of 100
Weak | Strong |
Solid
Compared to the overall equity markets, risk-adjusted returns on investments in Old Point Financial are ranked lower than 16 (%) of all global equities and portfolios over the last 90 days. Despite nearly unfluctuating basic indicators, Old Point reported solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return 1.24 | Five Day Return (1.37) | Year To Date Return (5.72) | Ten Year Return 61.76 | All Time Return 75.99 |
Forward Dividend Yield 0.0229 | Payout Ratio | Last Split Factor 5:4 | Forward Dividend Rate 0.56 | Dividend Date 2024-12-27 |
1 | Old Point Financial Coverage Initiated at StockNews.com - MarketBeat | 11/19/2024 |
2 | Old Point Financials Dividend Will Be 0.14 | 11/26/2024 |
3 | StockNews.com Initiates Coverage on Old Point Financial - MarketBeat | 12/12/2024 |
4 | StockNews.com Begins Coverage on Old Point Financial - MarketBeat | 01/13/2025 |
5 | Old Point Financial Smashes Earnings Records Net Income Soars 94 percent in Q4 - StockTitan | 01/30/2025 |
| Begin Period Cash Flow | 19.2 M | |
| Free Cash Flow | 9.9 M |
Old |
Old Point Relative Risk vs. Return Landscape
If you would invest 1,979 in Old Point Financial on November 2, 2024 and sell it today you would earn a total of 462.00 from holding Old Point Financial or generate 23.35% return on investment over 90 days. Old Point Financial is currently generating 0.3714% in daily expected returns and assumes 1.7525% risk (volatility on return distribution) over the 90 days horizon. In different words, 15% of stocks are less volatile than Old, and 93% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Old Point Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Old Point's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Old Point Financial, and traders can use it to determine the average amount a Old Point's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.2119
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Estimated Market Risk
| 1.75 actual daily | 15 85% of assets are more volatile |
Expected Return
| 0.37 actual daily | 7 93% of assets have higher returns |
Risk-Adjusted Return
| 0.21 actual daily | 16 84% of assets perform better |
Based on monthly moving average Old Point is performing at about 16% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Old Point by adding it to a well-diversified portfolio.
Old Point Fundamentals Growth
Old Stock prices reflect investors' perceptions of the future prospects and financial health of Old Point, and Old Point fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Old Stock performance.
| Return On Equity | 0.0755 | ||||
| Return On Asset | 0.0056 | ||||
| Profit Margin | 0.14 % | ||||
| Operating Margin | 0.20 % | ||||
| Current Valuation | 18.63 M | ||||
| Shares Outstanding | 5.08 M | ||||
| Price To Earning | 16.62 X | ||||
| Price To Book | 1.07 X | ||||
| Price To Sales | 2.08 X | ||||
| Revenue | 59.47 M | ||||
| Gross Profit | 59.5 M | ||||
| EBITDA | 533 K | ||||
| Net Income | 7.73 M | ||||
| Cash And Equivalents | 86.82 M | ||||
| Cash Per Share | 17.31 X | ||||
| Total Debt | 99.12 M | ||||
| Debt To Equity | 8.63 % | ||||
| Book Value Per Share | 22.74 X | ||||
| Cash Flow From Operations | 11 M | ||||
| Earnings Per Share | 1.61 X | ||||
| Market Capitalization | 123.95 M | ||||
| Total Asset | 1.45 B | ||||
| Retained Earnings | 82.28 M | ||||
About Old Point Performance
By analyzing Old Point's fundamental ratios, stakeholders can gain valuable insights into Old Point's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Old Point has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Old Point has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.08 | 0.08 |
Things to note about Old Point Financial performance evaluation
Checking the ongoing alerts about Old Point for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Old Point Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Old Point Financial is unlikely to experience financial distress in the next 2 years | |
| About 24.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from news.google.com: Old Point Financial Smashes Earnings Records Net Income Soars 94 percent in Q4 - StockTitan |
- Analyzing Old Point's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Old Point's stock is overvalued or undervalued compared to its peers.
- Examining Old Point's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Old Point's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Old Point's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Old Point's stock. These opinions can provide insight into Old Point's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Old Stock analysis
When running Old Point's price analysis, check to measure Old Point's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Old Point is operating at the current time. Most of Old Point's value examination focuses on studying past and present price action to predict the probability of Old Point's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Old Point's price. Additionally, you may evaluate how the addition of Old Point to your portfolios can decrease your overall portfolio volatility.
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