Premier Financial Valuation
| PFC Stock | USD 28.77 0.51 1.80% |
At this time, the company appears to be overvalued. Premier Financial Corp holds a recent Real Value of $25.47 per share. The prevailing price of the company is $28.77. Our model determines the value of Premier Financial Corp from analyzing the company fundamentals such as Operating Margin of 0.41 %, shares outstanding of 35.84 M, and Return On Equity of 0.0729 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Premier Financial's valuation include:
Price Book 0.9673 | Enterprise Value 1.3 B | Price Sales 4.1198 | Forward PE 12.6743 | Trailing PE 14.3452 |
Overvalued
Today
Please note that Premier Financial's price fluctuation is very steady at this time. Calculation of the real value of Premier Financial Corp is based on 3 months time horizon. Increasing Premier Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Premier Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Premier Stock. However, Premier Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 28.77 | Real 25.47 | Target 23.75 | Hype 28.93 | Naive 27.99 |
The real value of Premier Stock, also known as its intrinsic value, is the underlying worth of Premier Financial Corp Company, which is reflected in its stock price. It is based on Premier Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Premier Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Premier Financial Corp helps investors to forecast how Premier stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Premier Financial more accurately as focusing exclusively on Premier Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Premier Financial's intrinsic value based on its ongoing forecasts of Premier Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Premier Financial's closest peers. If more than one evaluation category is relevant for Premier Financial we suggest using both methods to arrive at a better estimate.
Premier Financial Cash |
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Premier Valuation Trend
Comparing Premier Financial's enterprise value against its market capitalization is a good way to estimate the value of Premier Financial Corp uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Premier Financial Total Value Analysis
Premier Financial Corp is at this time forecasted to have company total value of 1.31 B with market capitalization of 1.01 B, debt of 379.15 M, and cash on hands of 104.99 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Premier Financial fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.31 B | 1.01 B | 379.15 M | 104.99 M |
Premier Financial Investor Information
About 69.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.97. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Premier Financial Corp has Price/Earnings To Growth (PEG) ratio of 1.06. The entity last dividend was issued on the 8th of November 2024. The firm had 2:1 split on the 13th of July 2018. Based on the analysis of Premier Financial's profitability, liquidity, and operating efficiency, Premier Financial Corp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.8 | 0.61 |
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Premier Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Premier indicates not a very effective usage of assets in November.Premier Financial Ownership Allocation
Premier Financial owns a total of 35.84 Million outstanding shares. Over half of Premier Financial's outstanding shares are owned by third-party entities. These third-party entities are typically referred to as corporate investors that secure positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.Premier Financial Profitability Analysis
The company reported the last year's revenue of 300.56 M. Total Income to common stockholders was 111.12 M with profit before taxes, overhead, and interest of 288.77 M.Premier Financial Past Distributions to stockholders
| 15th of November 2024 | ||
| 16th of August 2024 | ||
| 10th of May 2024 | ||
| 3rd of May 2024 | ||
| 16th of February 2024 | ||
| 17th of November 2023 | ||
| 11th of August 2023 | ||
| 12th of May 2023 | ||
| 5th of May 2023 | ||
| 17th of February 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Premier Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Premier Financial and how it compares across the competition.
About Premier Financial Valuation
The stock valuation mechanism determines Premier Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of Premier Financial. We calculate exposure to Premier Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Premier Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 294.5 M | 309.2 M | |
| Pretax Profit Margin | 0.46 | 0.25 | |
| Operating Profit Margin | 0.61 | 0.80 | |
| Net Profit Margin | 0.35 | 0.18 | |
| Gross Profit Margin | 1.13 | 1.09 |
Premier Financial Quarterly Retained Earnings |
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A single share of Premier Financial represents a small ownership stake in the entity. As a stockholder of Premier, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Premier Financial Dividends Analysis For Valuation
At present, Premier Financial's Dividend Yield is projected to increase slightly based on the last few years of reporting. The current year's Dividend Paid And Capex Coverage Ratio is expected to grow to 1.62, whereas Dividend Payout Ratio is forecasted to decline to 0.42. . At present, Premier Financial's Price Earnings To Growth Ratio is projected to increase slightly based on the last few years of reporting.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 44.3 M | 46.5 M | |
| Dividend Yield | 0.05 | 0.05 | |
| Dividend Payout Ratio | 0.42 | 0.42 | |
| Dividend Paid And Capex Coverage Ratio | 1.51 | 1.62 |
There are various types of dividends Premier Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Premier shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Premier Financial Corp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Premier pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Premier Financial by the value of the dividends paid out.
Premier Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 35.8 M | |
| Quarterly Earnings Growth Y O Y | -0.333 | |
| Forward Price Earnings | 12.6743 |
Premier Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of Premier Financial Corp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Premier we look at many different elements of the entity such as Premier's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Premier Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Premier Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Premier Financial's worth.Complementary Tools for Premier Stock analysis
When running Premier Financial's price analysis, check to measure Premier Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Premier Financial is operating at the current time. Most of Premier Financial's value examination focuses on studying past and present price action to predict the probability of Premier Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Premier Financial's price. Additionally, you may evaluate how the addition of Premier Financial to your portfolios can decrease your overall portfolio volatility.
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