Porch Valuation

PRCH Stock  USD 7.36  0.11  1.52%   
At this time, the company appears to be undervalued. Porch Group holds a recent Real Value of $9.85 per share. The prevailing price of the company is $7.36. Our model determines the value of Porch Group from analyzing the company fundamentals such as Operating Margin of 0.14 %, return on equity of -153.11, and Shares Outstanding of 105.37 M as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Porch's valuation include:
Price Book
1.7993
Enterprise Value
950 M
Enterprise Value Ebitda
7.9611
Price Sales
1.7265
Forward PE
55.5556
Undervalued
Today
7.36
Please note that Porch's price fluctuation is somewhat reliable at this time. Calculation of the real value of Porch Group is based on 3 months time horizon. Increasing Porch's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Porch is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Porch Stock. However, Porch's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  7.36 Real  9.85 Target  17.63 Hype  7.42
The intrinsic value of Porch's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Porch's stock price.
9.85
Real Value
13.52
Upside
Estimating the potential upside or downside of Porch Group helps investors to forecast how Porch stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Porch more accurately as focusing exclusively on Porch's fundamentals will not take into account other important factors:
Earnings
Estimates
LowProjectedHigh
-0.15-0.09-0.04
Details
Hype
Prediction
LowEstimatedHigh
3.757.4211.09
Details
5 Analysts
Consensus
LowTarget PriceHigh
16.0417.6219.56
Details
When choosing an evaluation method for Porch Group, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.

Porch Cash

182.49 Million

Porch Revenue by Product

Porch Total Value Analysis

Porch Group is at this time forecasted to have valuation of 949.98 M with market capitalization of 763.94 M, debt of 403.94 M, and cash on hands of 279.17 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Porch fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
949.98 M
763.94 M
403.94 M
279.17 M

Porch Investor Information

About 18.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.8. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Porch Group had not issued any dividends in recent years. Porch Group may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter.

Porch Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Porch has an asset utilization ratio of 53.79 percent. This signifies that the Company is making $0.54 for each dollar of assets. An increasing asset utilization means that Porch Group is more efficient with each dollar of assets it utilizes for everyday operations.
 
Covid
 
Interest Hikes

Porch Profitability Analysis

Considering the key profitability indicators obtained from Porch's historical financial statements, Porch Group may not be well positioned to generate adequate gross income at the present time. It has a very high chance of underperforming in March. Profitability indicators assess Porch's ability to earn profits and add value for shareholders.
 
Net Loss  
First Reported
2019-03-31
Previous Quarter
2.6 M
Current Value
-10.9 M
Quarterly Volatility
27.8 M
 
Covid
 
Interest Hikes
The Porch's current Gross Profit Margin is estimated to increase to 0.70, while Gross Profit is projected to decrease to under 137.3 M.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.70.56
Fairly Up
Slightly volatile
For Porch profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Porch Group to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Porch utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Porch's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Porch over time as well as its relative position and ranking within its peers.

Porch Earnings per Share Projection vs Actual

The next projected EPS of Porch is estimated to be -0.094 with future projections ranging from a low of -0.15 to a high of -0.04. Porch's most recent 12-month trailing earnings per share (EPS TTM) is at 0.31. Please be aware that the consensus of earnings estimates for Porch Group is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Covid
 
Interest Hikes
Porch is projected to generate -0.094 in earnings per share on the 31st of March 2026. Porch earnings estimates show analyst consensus about projected Porch EPS (Earning Per Share). It derives the highest and the lowest estimates based on Porch's historical volatility. Many public companies, such as Porch, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Porch Earnings Estimation Breakdown

The calculation of Porch's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Porch is estimated to be -0.094 with the future projection ranging from a low of -0.15 to a high of -0.04. Please be aware that this consensus of annual earnings estimates for Porch Group is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.0
-0.15
Lowest
Expected EPS
-0.094
-0.04
Highest

Porch Earnings Projection Consensus

Suppose the current estimates of Porch's value are higher than the current market price of the Porch stock. In this case, investors may conclude that Porch is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Porch's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
850.0%
0.0
-0.094
0.31

Porch Ownership Allocation

Porch owns a total of 105.37 Million outstanding shares. Over half of Porch's outstanding shares are owned by third-party entities. These third-party entities are typically referred to as corporate investors that secure positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.

Porch Profitability Analysis

The company reported the previous year's revenue of 437.85 M. Net Loss for the year was (32.83 M) with profit before overhead, payroll, taxes, and interest of 324.9 M.

About Porch Valuation

An absolute valuation paradigm, as applied to Porch Stock, attempts to find the value of Porch Group based on its fundamental and basic technical indicators. By analyzing Porch's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Porch's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Porch. We calculate exposure to Porch's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Porch's related companies.
Last ReportedProjected for Next Year
Gross Profit244.1 M137.3 M
Pretax Profit Margin(0.06)(0.07)
Operating Profit Margin(0.13)(0.14)
Net Loss(0.07)(0.07)
Gross Profit Margin 0.56  0.70 

Porch Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding99.6 M
Forward Price Earnings55.5556

Porch Current Valuation Indicators

Valuation refers to the process of determining the present value of Porch Group and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Porch we look at many different elements of the entity such as Porch's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Porch, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Porch's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Porch's worth.

Complementary Tools for Porch Stock analysis

When running Porch's price analysis, check to measure Porch's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Porch is operating at the current time. Most of Porch's value examination focuses on studying past and present price action to predict the probability of Porch's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Porch's price. Additionally, you may evaluate how the addition of Porch to your portfolios can decrease your overall portfolio volatility.
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