PSB Holdings Valuation
| PSBQ Stock | USD 27.90 0.40 1.45% |
At this time, the company appears to be fairly valued. PSB Holdings owns a latest Real Value of $27.09 per share. The recent price of the company is $27.9. Our model determines the value of PSB Holdings from examining the company fundamentals such as operating margin of 0.38 %, and Return On Asset of 0.0103 as well as analyzing its technical indicators and probability of bankruptcy. . In general, most investors support buying undervalued equities and selling overvalued equities since, at some point future time, asset prices and their ongoing real values will converge.
Fairly Valued
Today
Please note that PSB Holdings' price fluctuation is very steady at this time. Calculation of the real value of PSB Holdings is based on 3 months time horizon. Increasing PSB Holdings' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the PSB otc stock is determined by what a typical buyer is willing to pay for full or partial control of PSB Holdings. Since PSB Holdings is currently traded on the exchange, buyers and sellers on that exchange determine the market value of PSB OTC Stock. However, PSB Holdings' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 27.9 | Real 27.09 | Hype 27.9 | Naive 28.98 |
The intrinsic value of PSB Holdings' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence PSB Holdings' stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of PSB Holdings helps investors to forecast how PSB otc stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of PSB Holdings more accurately as focusing exclusively on PSB Holdings' fundamentals will not take into account other important factors: PSB Holdings Total Value Analysis
PSB Holdings is at this time forecasted to have valuation of 145.36 M with market capitalization of 113.68 M, debt of 62.22 M, and cash on hands of 40.68 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the PSB Holdings fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
145.36 M | 113.68 M | 62.22 M | 40.68 M |
PSB Holdings Investor Information
The company has price-to-book ratio of 1.02. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. PSB Holdings last dividend was issued on the 5th of January 2023. The entity had 3:1 split on the 1st of August 2018. Based on the key indicators related to PSB Holdings' liquidity, profitability, solvency, and operating efficiency, PSB Holdings is not in a good financial situation at the moment. It has a very high risk of going through financial straits in December.PSB Holdings Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. PSB Holdings has an asset utilization ratio of 3.71 percent. This connotes that the OTC Stock is making $0.0371 for each dollar of assets. An increasing asset utilization means that PSB Holdings is more efficient with each dollar of assets it utilizes for everyday operations.PSB Holdings Ownership Allocation
The market capitalization of PSB Holdings is $113.68 Million. Approximately 90.62 % of PSB Holdings outstanding shares are held by general public with 9.38 (percent) by institutions. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some future point.PSB Holdings Profitability Analysis
The company reported the previous year's revenue of 48.19 M. Net Income was 12.82 M with profit before overhead, payroll, taxes, and interest of 47.45 M.About PSB Holdings Valuation
The otc valuation mechanism determines PSB Holdings' current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of PSB Holdings based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of PSB Holdings. We calculate exposure to PSB Holdings's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of PSB Holdings's related companies.PSB Holdings, Inc. operates as the holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses. The company was founded in 1962 and is headquartered in Wausau, Wisconsin. Psb Hlds is traded on OTC Exchange in the United States.
8 Steps to conduct PSB Holdings' Valuation Analysis
OTC Stock's valuation is the process of determining the worth of any otc stock in monetary terms. It estimates PSB Holdings' potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of otc stock valuation is a single number representing a OTC Stock's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct PSB Holdings' valuation analysis, follow these 8 steps:- Gather financial information: Obtain PSB Holdings' financial statements, including balance sheets, income statements, and cash flow statements.
- Determine PSB Holdings' revenue streams: Identify PSB Holdings' primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research PSB Holdings' industry and market trends, including the size of the market, growth rate, and competition.
- Establish PSB Holdings' growth potential: Evaluate PSB Holdings' management, business model, and growth potential.
- Determine PSB Holdings' financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the OTC Stock's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate PSB Holdings' estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
PSB Holdings Growth Indicators
Investing in growth stocks can be very risky. If the company such as PSB Holdings does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 4.4 M | |
| Quarterly Earnings Growth Y O Y | 0.13 | |
| Retained Earnings | 114.6 M |
Additional Tools for PSB OTC Stock Analysis
When running PSB Holdings' price analysis, check to measure PSB Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PSB Holdings is operating at the current time. Most of PSB Holdings' value examination focuses on studying past and present price action to predict the probability of PSB Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PSB Holdings' price. Additionally, you may evaluate how the addition of PSB Holdings to your portfolios can decrease your overall portfolio volatility.