Salisbury Bancorp Valuation

SALDelisted Stock  USD 26.80  0.13  0.49%   
At this time, the company appears to be overvalued. Salisbury Bancorp has a current Real Value of $21.64 per share. The regular price of the company is $26.8. Our model measures the value of Salisbury Bancorp from inspecting the company fundamentals such as Shares Outstanding of 5.81 M, operating margin of 0.36 %, and Return On Equity of 0.11 as well as reviewing its technical indicators and probability of bankruptcy.
Overvalued
Today
26.80
Please note that Salisbury Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Salisbury Bancorp is based on 3 months time horizon. Increasing Salisbury Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Salisbury stock is determined by what a typical buyer is willing to pay for full or partial control of Salisbury Bancorp. Since Salisbury Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Salisbury Stock. However, Salisbury Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  26.8 Real  21.64 Hype  26.8
The intrinsic value of Salisbury Bancorp's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Salisbury Bancorp's stock price.
21.64
Real Value
29.48
Upside
Estimating the potential upside or downside of Salisbury Bancorp helps investors to forecast how Salisbury stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Salisbury Bancorp more accurately as focusing exclusively on Salisbury Bancorp's fundamentals will not take into account other important factors:
Hype
Prediction
LowEstimatedHigh
26.8026.8026.80
Details

Salisbury Bancorp Total Value Analysis

Salisbury Bancorp is at this time forecasted to have company total value of 162.7 M with market capitalization of 161.9 M, debt of 38.92 M, and cash on hands of 56.3 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Salisbury Bancorp fundamentals before making security assessment based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
162.7 M
161.9 M
38.92 M
56.3 M

Salisbury Bancorp Investor Information

About 28.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.43. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Salisbury Bancorp last dividend was issued on the 11th of May 2023. The entity had 2:1 split on the 1st of July 2022. Based on the analysis of Salisbury Bancorp's profitability, liquidity, and operating efficiency, Salisbury Bancorp is not in a good financial situation at the moment. It has a very high risk of going through financial straits in December.

Salisbury Bancorp Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Salisbury suggests not a very effective usage of assets in November.

Salisbury Bancorp Ownership Allocation

The market capitalization of Salisbury Bancorp is $161.9 Million. Salisbury Bancorp has 8.21 % of its outstanding shares held by insiders and 27.93 % owned by institutional holders. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.

Salisbury Bancorp Profitability Analysis

The company reported the last year's revenue of 56.37 M. Total Income to common stockholders was 15.87 M with profit before taxes, overhead, and interest of 54.06 M.

Salisbury Bancorp Past Distributions to stockholders

About Salisbury Bancorp Valuation

We use absolute and relative valuation methodologies to arrive at the intrinsic value of Salisbury Bancorp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Salisbury Bancorp based exclusively on its fundamental and basic technical indicators. By analyzing Salisbury Bancorp's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Salisbury Bancorp's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Salisbury Bancorp. We calculate exposure to Salisbury Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Salisbury Bancorp's related companies.
Salisbury Bancorp, Inc. operates as the bank holding company for Salisbury Bank and Trust Company that provides commercial banking, consumer financing, retail banking, and trust and wealth advisory services. The company was founded in 1848 and is headquartered in Lakeville, Connecticut. Salisbury Bancorp is traded on NASDAQ Exchange in the United States.
Salisbury Bancorp's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Salisbury Bancorp's value is low or high relative to the company's performance and growth projections. Determining the market value of Salisbury Bancorp can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Salisbury Bancorp represents a small ownership stake in the entity. As a stockholder of Salisbury, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Salisbury Bancorp Dividends Analysis For Valuation

Please note that Salisbury Bancorp has scaled down on payment of dividends at this time.
There are various types of dividends Salisbury Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Salisbury shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Salisbury Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Salisbury pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Salisbury Bancorp by the value of the dividends paid out.

Salisbury Bancorp Growth Indicators

Investing in growth stocks can be very risky. If the company such as Salisbury Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding5.7 M
Quarterly Earnings Growth Y O Y-0.112
Forward Price Earnings9.5329
Check out World Market Map to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
You can also try the CEOs Directory module to screen CEOs from public companies around the world.

Other Consideration for investing in Salisbury Stock

If you are still planning to invest in Salisbury Bancorp check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Salisbury Bancorp's history and understand the potential risks before investing.
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