Southeastern Banking Valuation

SEBC Stock  USD 24.30  0.01  0.04%   
At this time, the company appears to be overvalued. Southeastern Banking Corp has a current Real Value of $20.29 per share. The regular price of the company is $24.3. Our model measures the value of Southeastern Banking Corp from inspecting the company fundamentals such as Price To Sales of 2.84 X, shares outstanding of 3.13 M, and Profit Margin of 0.33 % as well as reviewing its technical indicators and probability of bankruptcy.
Overvalued
Today
24.30
Please note that Southeastern Banking's price fluctuation is not too volatile at this time. Calculation of the real value of Southeastern Banking Corp is based on 3 months time horizon. Increasing Southeastern Banking's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Southeastern Banking is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Southeastern Pink Sheet. However, Southeastern Banking's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  24.3 Real  20.29 Hype  24.3 Naive  24.63
The real value of Southeastern Pink Sheet, also known as its intrinsic value, is the underlying worth of Southeastern Banking Corp Company, which is reflected in its stock price. It is based on Southeastern Banking's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Southeastern Banking's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
20.29
Real Value
26.73
Upside
Estimating the potential upside or downside of Southeastern Banking Corp helps investors to forecast how Southeastern pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Southeastern Banking more accurately as focusing exclusively on Southeastern Banking's fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
21.9524.6927.42
Details
Hype
Prediction
LowEstimatedHigh
22.0024.3026.60
Details
Naive
Forecast
LowNext ValueHigh
22.3324.6326.93
Details

Southeastern Banking Total Value Analysis

Southeastern Banking Corp is at this time forecasted to have valuation of 70.02 M with market capitalization of 71.98 M, debt of 0, and cash on hands of 162.27 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Southeastern Banking fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
70.02 M
71.98 M
0
162.27 M

Southeastern Banking Investor Information

The company has price-to-book ratio of 0.53. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Southeastern Banking Corp last dividend was issued on the 30th of November 2022. Southeastern Banking Corp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in March.

Southeastern Banking Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Southeastern indicates not a very effective usage of assets in January.

Southeastern Banking Ownership Allocation

The market capitalization of Southeastern Banking is $71.98 Million. About 97.92 % of Southeastern Banking outstanding shares are held by general public with 2.08 % by institutional holders. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the company is less than the current market value, you may not be able generate positive returns on investment in the long run.

Southeastern Banking Profitability Analysis

The company reported the previous year's revenue of 23.85 M. Net Income was 7.5 M with profit before overhead, payroll, taxes, and interest of 22.68 M.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Southeastern Banking's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Southeastern Banking and how it compares across the competition.

About Southeastern Banking Valuation

The pink sheet valuation mechanism determines Southeastern Banking's current worth on a weekly basis. Our valuation model uses a comparative analysis of Southeastern Banking. We calculate exposure to Southeastern Banking's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Southeastern Banking's related companies.
Southeastern Banking Corporation operates as a bank holding company for Southeastern Bank that provides commercial and consumer banking products and services in the United States. The company was founded in 1888 and is headquartered in Darien, Georgia. SOUTHEASTERN BANKING operates under BanksRegional classification in the United States and is traded on OTC Exchange.

8 Steps to conduct Southeastern Banking's Valuation Analysis

Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Southeastern Banking's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Southeastern Banking's valuation analysis, follow these 8 steps:
  • Gather financial information: Obtain Southeastern Banking's financial statements, including balance sheets, income statements, and cash flow statements.
  • Determine Southeastern Banking's revenue streams: Identify Southeastern Banking's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
  • Analyze market data: Research Southeastern Banking's industry and market trends, including the size of the market, growth rate, and competition.
  • Establish Southeastern Banking's growth potential: Evaluate Southeastern Banking's management, business model, and growth potential.
  • Determine Southeastern Banking's financial performance: Analyze its financial statements to assess its historical performance and future potential.
  • Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
  • Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Southeastern Banking's estimated value.
  • Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Note: This is a general outline, and different approaches and methods may be used depending on the type and size of the company being valued. We also recomment to seek professional assistance to ensure accuracy.

Southeastern Banking Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Quarterly Earnings Growth Y O Y0.39
Retained Earnings67.7 M

Complementary Tools for Southeastern Pink Sheet analysis

When running Southeastern Banking's price analysis, check to measure Southeastern Banking's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Southeastern Banking is operating at the current time. Most of Southeastern Banking's value examination focuses on studying past and present price action to predict the probability of Southeastern Banking's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Southeastern Banking's price. Additionally, you may evaluate how the addition of Southeastern Banking to your portfolios can decrease your overall portfolio volatility.
Economic Indicators
Top statistical indicators that provide insights into how an economy is performing
Funds Screener
Find actively-traded funds from around the world traded on over 30 global exchanges
Portfolio Optimization
Compute new portfolio that will generate highest expected return given your specified tolerance for risk
Bond Analysis
Evaluate and analyze corporate bonds as a potential investment for your portfolios.
USA ETFs
Find actively traded Exchange Traded Funds (ETF) in USA
Stocks Directory
Find actively traded stocks across global markets
Financial Widgets
Easily integrated Macroaxis content with over 30 different plug-and-play financial widgets
Insider Screener
Find insiders across different sectors to evaluate their impact on performance
Positions Ratings
Determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance