SouthState Valuation
| SSB Stock | USD 107.82 1.86 1.76% |
At this time, the company appears to be undervalued. SouthState has a current Real Value of $120.27 per share. The regular price of the company is $107.82. Our model measures the value of SouthState from inspecting the company fundamentals such as Operating Margin of 0.51 %, return on equity of 0.11, and Shares Outstanding of 99.14 M as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting SouthState's valuation include:
Undervalued
Today
Please note that SouthState's price fluctuation is very steady at this time. Calculation of the real value of SouthState is based on 3 months time horizon. Increasing SouthState's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since SouthState is currently traded on the exchange, buyers and sellers on that exchange determine the market value of SouthState Stock. However, SouthState's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 107.82 | Real 120.27 | Target 120.0 | Hype 108.11 | Naive 107.55 |
The real value of SouthState Stock, also known as its intrinsic value, is the underlying worth of SouthState Company, which is reflected in its stock price. It is based on SouthState's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of SouthState's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of SouthState helps investors to forecast how SouthState stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of SouthState more accurately as focusing exclusively on SouthState's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use SouthState's intrinsic value based on its ongoing forecasts of SouthState's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against SouthState's closest peers. If more than one evaluation category is relevant for SouthState we suggest using both methods to arrive at a better estimate.
SouthState Cash |
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SouthState Revenue by Product
SouthState Total Value Analysis
SouthState is at this time projected to have company total value of 8.6 B with market capitalization of 10.71 B, debt of 1.31 B, and cash on hands of 2.86 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the SouthState fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
8.6 B | 10.71 B | 1.31 B | 2.86 B |
SouthState Investor Information
About 87.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.16. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. SouthState has Price/Earnings To Growth (PEG) ratio of 1.61. The entity recorded earning per share (EPS) of 7.87. The firm last dividend was issued on the 6th of February 2026. SouthState had 105:100 split on the 7th of March 2007. Based on the measurements of operating efficiency obtained from SouthState's historical financial statements, SouthState is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.2 | 0.2786 |
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| Total Cash From Operating Activities | 618.2 M | 588.8 M |
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| Operating Income | 1.1 B | 1 B |
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SouthState Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. SouthState has an asset utilization ratio of 5.59 percent. This suggests that the Company is making $0.0559 for each dollar of assets. An increasing asset utilization means that SouthState is more efficient with each dollar of assets it utilizes for everyday operations.SouthState Profitability Analysis
Based on the measurements of profitability obtained from SouthState's financial statements, SouthState may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in March. Profitability indicators assess SouthState's ability to earn profits and add value for shareholders.Net Income | First Reported 1995-12-31 | Previous Quarter 246.6 M | Current Value 247.7 M | Quarterly Volatility 54.3 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.59 | 0.6835 |
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| Net Profit Margin | 0.14 | 0.2126 |
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| Operating Profit Margin | 0.2 | 0.2786 |
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| Pretax Profit Margin | 0.2 | 0.2769 |
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| Return On Assets | 0.0108 | 0.0119 |
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| Return On Equity | 0.1 | 0.0882 |
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For SouthState profitability analysis, we use financial ratios and fundamental drivers that measure the ability of SouthState to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well SouthState utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between SouthState's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of SouthState over time as well as its relative position and ranking within its peers.
SouthState Earnings per Share Projection vs Actual
The next projected EPS of SouthState is estimated to be 2.21 with future projections ranging from a low of 2.15 to a high of 2.28. SouthState's most recent 12-month trailing earnings per share (EPS TTM) is at 7.87. Please be aware that the consensus of earnings estimates for SouthState is based on EPS before non-recurring items and includes expenses related to employee stock options.SouthState Earnings Estimation Breakdown
The calculation of SouthState's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of SouthState is estimated to be 2.21 with the future projection ranging from a low of 2.15 to a high of 2.28. Please be aware that this consensus of annual earnings estimates for SouthState is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
2.15 Lowest | Expected EPS | 2.28 Highest |
SouthState Earnings Projection Consensus
Suppose the current estimates of SouthState's value are higher than the current market price of the SouthState stock. In this case, investors may conclude that SouthState is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and SouthState's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 13 | 91.08% | 2.47 | 2.21 | 7.87 |
SouthState Ownership Allocation
SouthState shows a total of 99.14 Million outstanding shares. The majority of SouthState outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in SouthState to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in SouthState. Please pay attention to any change in the institutional holdings of SouthState as this could imply that something significant has changed or is about to change at the company. Please note that on June 2, 2023, Representative Richard W Allen of US Congress acquired $100k to $250k worth of SouthState's common stock.SouthState Profitability Analysis
The company reported the last year's revenue of 3.76 B. Total Income to common stockholders was 534.78 M with profit before taxes, overhead, and interest of 2.56 B.SouthState Past Distributions to stockholders
| 14th of November 2025 | ||
| 15th of August 2025 | ||
| 16th of May 2025 | ||
| 14th of February 2025 | ||
| 7th of February 2025 | ||
| 15th of November 2024 | ||
| 16th of August 2024 | ||
| 17th of May 2024 | ||
| 16th of February 2024 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates SouthState's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in SouthState and how it compares across the competition.
About SouthState Valuation
The stock valuation mechanism determines SouthState's current worth on a weekly basis. Our valuation model uses a comparative analysis of SouthState. We calculate exposure to SouthState's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of SouthState's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 2.6 B | 2.7 B | |
| Pretax Profit Margin | 0.28 | 0.20 | |
| Operating Profit Margin | 0.28 | 0.20 | |
| Net Profit Margin | 0.21 | 0.14 | |
| Gross Profit Margin | 0.68 | 0.59 |
SouthState Quarterly Retained Earnings |
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A single share of SouthState represents a small ownership stake in the entity. As a stockholder of SouthState, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
SouthState Dividends Analysis For Valuation
The current year's Dividend Paid And Capex Coverage Ratio is expected to grow to 2.52, whereas Dividends Paid is projected to grow to (178 M). . At present, SouthState's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Retained Earnings Total Equity is expected to grow to about 1.6 B, whereas Earning Assets are forecasted to decline to about 1.9 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -187.3 M | -178 M | |
| Dividend Yield | 0.02 | 0.02 | |
| Dividend Payout Ratio | 0.29 | 0.28 | |
| Dividend Paid And Capex Coverage Ratio | 2.32 | 2.52 |
There are various types of dividends SouthState can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of SouthState shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from SouthState directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When SouthState pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of SouthState by the value of the dividends paid out.
SouthState Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 100.6 M | |
| Quarterly Earnings Growth Y O Y | 0.309 | |
| Forward Price Earnings | 11.6009 |
SouthState Current Valuation Indicators
Valuation refers to the process of determining the present value of SouthState and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value SouthState we look at many different elements of the entity such as SouthState's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as SouthState, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use SouthState's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes SouthState's worth.Complementary Tools for SouthState Stock analysis
When running SouthState's price analysis, check to measure SouthState's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy SouthState is operating at the current time. Most of SouthState's value examination focuses on studying past and present price action to predict the probability of SouthState's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move SouthState's price. Additionally, you may evaluate how the addition of SouthState to your portfolios can decrease your overall portfolio volatility.
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