TriCo Bancshares Valuation
| TCBK Stock | USD 49.62 0.67 1.37% |
At this time, the company appears to be overvalued. TriCo Bancshares has a current Real Value of $44.44 per share. The regular price of the company is $49.62. Our model measures the value of TriCo Bancshares from inspecting the company fundamentals such as Operating Margin of 0.40 %, return on equity of 0.0969, and Shares Outstanding of 33.01 M as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting TriCo Bancshares' valuation include:
Price Book 1.304 | Enterprise Value 1.9 B | Price Sales 4.1726 | Forward PE 14.5349 | Trailing PE 14.5685 |
Overvalued
Today
Please note that TriCo Bancshares' price fluctuation is very steady at this time. Calculation of the real value of TriCo Bancshares is based on 3 months time horizon. Increasing TriCo Bancshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
TriCo Bancshares' intrinsic value may or may not be the same as its current market price of 49.62, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 49.62 | Real 44.44 | Target 41.5 | Hype 49.66 | Naive 48.58 |
The intrinsic value of TriCo Bancshares' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence TriCo Bancshares' stock price.
Estimating the potential upside or downside of TriCo Bancshares helps investors to forecast how TriCo stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of TriCo Bancshares more accurately as focusing exclusively on TriCo Bancshares' fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use TriCo Bancshares' intrinsic value based on its ongoing forecasts of TriCo Bancshares' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against TriCo Bancshares' closest peers.
TriCo Bancshares Cash |
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TriCo Valuation Trend
Knowing TriCo Bancshares' actual value is paramount for traders when making sound investment determinations. Using both TriCo Bancshares' enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
TriCo Revenue by Product
TriCo Bancshares Total Value Analysis
TriCo Bancshares is at this time forecasted to have valuation of 1.9 B with market capitalization of 1.62 B, debt of 761.94 M, and cash on hands of 246.51 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the TriCo Bancshares fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.9 B | 1.62 B | 761.94 M | 246.51 M |
TriCo Bancshares Investor Information
About 64.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.3. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. TriCo Bancshares has Price/Earnings To Growth (PEG) ratio of 1.91. The entity last dividend was issued on the 6th of September 2024. The firm had 2:1 split on the 3rd of May 2004. Based on the key indicators related to TriCo Bancshares' liquidity, profitability, solvency, and operating efficiency, TriCo Bancshares may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.3 | 0.4084 |
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| Total Cash From Operating Activities | 145.8 M | 138.9 M |
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| Operating Income | 169 M | 160.9 M |
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TriCo Bancshares Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. TriCo Bancshares has an asset utilization ratio of 3.98 percent. This suggests that the Company is making $0.0398 for each dollar of assets. An increasing asset utilization means that TriCo Bancshares is more efficient with each dollar of assets it utilizes for everyday operations.TriCo Bancshares Ownership Allocation
TriCo Bancshares shows a total of 33.01 Million outstanding shares. Over half of TriCo Bancshares' outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.TriCo Bancshares Profitability Analysis
The company reported the previous year's revenue of 394.06 M. Net Income was 117.39 M with profit before overhead, payroll, taxes, and interest of 391.31 M.TriCo Bancshares Past Distributions to stockholders
About TriCo Bancshares Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of TriCo Bancshares. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of TriCo Bancshares based exclusively on its fundamental and basic technical indicators. By analyzing TriCo Bancshares's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of TriCo Bancshares's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of TriCo Bancshares. We calculate exposure to TriCo Bancshares's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of TriCo Bancshares's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 394.1 M | 413.8 M | |
| Pretax Profit Margin | 0.41 | 0.26 | |
| Operating Profit Margin | 0.41 | 0.30 | |
| Net Profit Margin | 0.30 | 0.16 |
A single share of TriCo Bancshares represents a small ownership stake in the entity. As a stockholder of TriCo, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
TriCo Bancshares Dividends Analysis For Valuation
At this time, TriCo Bancshares' Dividends Paid is quite stable compared to the past year. Dividend Yield is expected to rise to 0.03 this year, although the value of Dividend Paid And Capex Coverage Ratio will most likely fall to 2.16. . At this time, TriCo Bancshares' Retained Earnings are quite stable compared to the past year. Retained Earnings Total Equity is expected to rise to about 655.5 M this year, although the value of Price Earnings To Growth Ratio is projected to rise to (1.35).
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 39.9 M | 41.9 M | |
| Dividend Yield | 0.03 | 0.03 | |
| Dividend Payout Ratio | 0.34 | 0.43 | |
| Dividend Paid And Capex Coverage Ratio | 3.10 | 2.16 |
There are various types of dividends TriCo Bancshares can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of TriCo shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from TriCo Bancshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When TriCo pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of TriCo Bancshares by the value of the dividends paid out.
TriCo Bancshares Growth Indicators
Investing in growth stocks can be very risky. If the company such as TriCo Bancshares does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 33.4 M | |
| Quarterly Earnings Growth Y O Y | -0.043 | |
| Forward Price Earnings | 14.5349 |
TriCo Bancshares Current Valuation Indicators
TriCo Bancshares' valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final TriCo Bancshares' valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as TriCo Bancshares, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use TriCo Bancshares' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes TriCo Bancshares' worth.When determining whether TriCo Bancshares is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if TriCo Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Trico Bancshares Stock. Highlighted below are key reports to facilitate an investment decision about Trico Bancshares Stock: Check out World Market Map to better understand how to build diversified portfolios, which includes a position in TriCo Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more information on how to buy TriCo Stock please use our How to buy in TriCo Stock guide.You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of TriCo Bancshares. If investors know TriCo will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about TriCo Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.04) | Dividend Share 1.29 | Earnings Share 3.36 | Revenue Per Share 11.678 | Quarterly Revenue Growth (0.01) |
The market value of TriCo Bancshares is measured differently than its book value, which is the value of TriCo that is recorded on the company's balance sheet. Investors also form their own opinion of TriCo Bancshares' value that differs from its market value or its book value, called intrinsic value, which is TriCo Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because TriCo Bancshares' market value can be influenced by many factors that don't directly affect TriCo Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between TriCo Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if TriCo Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, TriCo Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.