United Bancorporation Valuation
| UBAB Stock | USD 59.00 0.10 0.17% |
At this time, the company appears to be undervalued. United Bancorporation has a current Real Value of $67.04 per share. The regular price of the company is $59.0. Our model measures the value of United Bancorporation from inspecting the company fundamentals such as Operating Margin of 0.43 %, return on equity of 0.12, and Shares Outstanding of 3.59 M as well as reviewing its technical indicators and probability of bankruptcy. . In general, most investors recommend taking in undervalued stocks and trading overvalued stocks since, at some point, asset prices and their ongoing real values will draw towards each other.
Undervalued
Today
Please note that United Bancorporation's price fluctuation is very steady at this time. Calculation of the real value of United Bancorporation is based on 3 months time horizon. Increasing United Bancorporation's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the United otc stock is determined by what a typical buyer is willing to pay for full or partial control of United Bancorporation of. Since United Bancorporation is currently traded on the exchange, buyers and sellers on that exchange determine the market value of United OTC Stock. However, United Bancorporation's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 59.0 | Real 67.04 | Hype 59.0 |
The real value of United OTC Stock, also known as its intrinsic value, is the underlying worth of United Bancorporation OTC Stock, which is reflected in its stock price. It is based on United Bancorporation's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of United Bancorporation's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of United Bancorporation of helps investors to forecast how United otc stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of United Bancorporation more accurately as focusing exclusively on United Bancorporation's fundamentals will not take into account other important factors: United Bancorporation Total Value Analysis
United Bancorporation of is at this time forecasted to have valuation of (96.14 M) with market capitalization of 140.85 M, debt of 23.51 M, and cash on hands of 190.17 M. The negative valuation of United Bancorporation may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding financial obligations of the company both on and off balance sheet. Investors should vigilantly validate all of the United Bancorporation fundamentals.| Takeover Price | Market Cap | Debt Obligations | Cash |
(96.14 M) | 140.85 M | 23.51 M | 190.17 M |
United Bancorporation Investor Information
The company has Price to Book (P/B) ratio of 0.63. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. United Bancorporation last dividend was issued on the 29th of December 2022. The entity had 101:100 split on the 28th of June 2010. Based on the analysis of United Bancorporation's profitability, liquidity, and operating efficiency, United Bancorporation of is not in a good financial situation at the moment. It has a very high risk of going through financial straits in December.United Bancorporation Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. United Bancorporation has an asset utilization ratio of 4.67 percent. This suggests that the OTC Stock is making $0.0467 for each dollar of assets. An increasing asset utilization means that United Bancorporation of is more efficient with each dollar of assets it utilizes for everyday operations.United Bancorporation Ownership Allocation
The market capitalization of United Bancorporation is $140.85 Million. About 89.4 % of United Bancorporation outstanding shares are held by general public with 10.6 % by institutional holders. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the company is less than the current market value, you may not be able generate positive returns on investment in the long run.United Bancorporation Profitability Analysis
The company reported the previous year's revenue of 52.35 M. Net Income was 18.53 M with profit before overhead, payroll, taxes, and interest of 56.02 M.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates United Bancorporation's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in United Bancorporation and how it compares across the competition.
About United Bancorporation Valuation
The otc valuation mechanism determines United Bancorporation's current worth on a weekly basis. Our valuation model uses a comparative analysis of United Bancorporation. We calculate exposure to United Bancorporation's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of United Bancorporation's related companies.United Bancorporation of Alabama, Inc. operates as the bank holding company for United Bank that provides commercial banking services. United Bancorporation of Alabama, Inc. was founded in 1904 and is based in Atmore, Alabama. United Bancorp is traded on OTC Exchange in the United States.
8 Steps to conduct United Bancorporation's Valuation Analysis
OTC Stock's valuation is the process of determining the worth of any otc stock in monetary terms. It estimates United Bancorporation's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of otc stock valuation is a single number representing a OTC Stock's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct United Bancorporation's valuation analysis, follow these 8 steps:- Gather financial information: Obtain United Bancorporation's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine United Bancorporation's revenue streams: Identify United Bancorporation's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research United Bancorporation's industry and market trends, including the size of the market, growth rate, and competition.
- Establish United Bancorporation's growth potential: Evaluate United Bancorporation's management, business model, and growth potential.
- Determine United Bancorporation's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the OTC Stock's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate United Bancorporation's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
United Bancorporation Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 3.8 M | |
| Quarterly Earnings Growth Y O Y | 0.646 | |
| Forward Price Earnings | 7.657 | |
| Retained Earnings | 79.3 M |
Complementary Tools for United OTC Stock analysis
When running United Bancorporation's price analysis, check to measure United Bancorporation's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Bancorporation is operating at the current time. Most of United Bancorporation's value examination focuses on studying past and present price action to predict the probability of United Bancorporation's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Bancorporation's price. Additionally, you may evaluate how the addition of United Bancorporation to your portfolios can decrease your overall portfolio volatility.
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