United Bankers Valuation

UNITED Stock  EUR 18.20  0.20  1.09%   
At this time, the company appears to be fairly valued. United Bankers Oyj has a current Real Value of €18.5 per share. The regular price of the company is €18.2. Our model measures the value of United Bankers Oyj from inspecting the company fundamentals such as Shares Outstanding of 10.75 M, return on equity of 0.31, and Operating Margin of 0.34 % as well as reviewing its technical indicators and probability of bankruptcy.
Fairly Valued
Today
18.20
Please note that United Bankers' price fluctuation is very steady at this time. Calculation of the real value of United Bankers Oyj is based on 3 months time horizon. Increasing United Bankers' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since United Bankers is currently traded on the exchange, buyers and sellers on that exchange determine the market value of United Stock. However, United Bankers' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  18.2 Real  18.5 Hype  18.2 Naive  18.17
The real value of United Stock, also known as its intrinsic value, is the underlying worth of United Bankers Oyj Company, which is reflected in its stock price. It is based on United Bankers' financial performance, growth prospects, management team, or industry conditions. The intrinsic value of United Bankers' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
18.50
Real Value
20.13
Upside
Estimating the potential upside or downside of United Bankers Oyj helps investors to forecast how United stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of United Bankers more accurately as focusing exclusively on United Bankers' fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
18.0818.2718.46
Details
Hype
Prediction
LowEstimatedHigh
16.5718.2019.83
Details
Naive
Forecast
LowNext ValueHigh
16.5418.1719.79
Details

United Bankers Total Value Analysis

United Bankers Oyj is at this time forecasted to have takeover price of 144.89 M with market capitalization of 155.35 M, debt of 3.14 M, and cash on hands of 8.64 M. Please note that takeover price may be misleading and is a subject to mistakes in financial statements. We encourage investors to thoroughly investigate all of the United Bankers fundamentals before making investing decisions based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
144.89 M
155.35 M
3.14 M
8.64 M

United Bankers Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. United Bankers has an asset utilization ratio of 49.13 percent. This suggests that the Company is making €0.49 for each dollar of assets. An increasing asset utilization means that United Bankers Oyj is more efficient with each dollar of assets it utilizes for everyday operations.

United Bankers Ownership Allocation

The market capitalization of United Bankers is €155.35 Million. United Bankers Oyj has majority of its outstanding shares owned by insiders. An insider is usually defined as a corporate executive, director, member of the board or institutional investor who own at least 10% of the company's outstanding shares. 77.1 % of United Bankers outstanding shares that are owned by insiders indicates they have been buying or selling the stock in recent months in anticipation of some upcoming event. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the company is less than the current market value, you may not be able generate positive returns on investment in the long run.

United Bankers Profitability Analysis

The company reported the revenue of 38.4 M. Net Income was 10.35 M with profit before overhead, payroll, taxes, and interest of 38.42 M.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates United Bankers' worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in United Bankers and how it compares across the competition.

About United Bankers Valuation

The stock valuation mechanism determines United Bankers' current worth on a weekly basis. Our valuation model uses a comparative analysis of United Bankers. We calculate exposure to United Bankers's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of United Bankers's related companies.
It offers direct and structured bonds, asset management, fund management, brokerage, investment banking, real assets investment, and capital market services. The company was founded in 1986 and is based in Helsinki, Finland. United Bankers is traded on Helsinki Exchange in Finland.

8 Steps to conduct United Bankers' Valuation Analysis

Company's valuation is the process of determining the worth of any company in monetary terms. It estimates United Bankers' potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct United Bankers' valuation analysis, follow these 8 steps:
  • Gather financial information: Obtain United Bankers' financial statements, including balance sheets, income statements, and cash flow statements.
  • Determine United Bankers' revenue streams: Identify United Bankers' primary sources of revenue, including products or services offered, target markets, and pricing strategies.
  • Analyze market data: Research United Bankers' industry and market trends, including the size of the market, growth rate, and competition.
  • Establish United Bankers' growth potential: Evaluate United Bankers' management, business model, and growth potential.
  • Determine United Bankers' financial performance: Analyze its financial statements to assess its historical performance and future potential.
  • Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
  • Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate United Bankers' estimated value.
  • Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Note: This is a general outline, and different approaches and methods may be used depending on the type and size of the company being valued. We also recomment to seek professional assistance to ensure accuracy.

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When running United Bankers' price analysis, check to measure United Bankers' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Bankers is operating at the current time. Most of United Bankers' value examination focuses on studying past and present price action to predict the probability of United Bankers' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Bankers' price. Additionally, you may evaluate how the addition of United Bankers to your portfolios can decrease your overall portfolio volatility.
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