Village Bank Valuation
| VBFC Stock | USD 77.90 0.00 0.00% |
At this time, the company appears to be overvalued. Village Bank has a current Real Value of $50.51 per share. The regular price of the company is $77.9. Our model measures the value of Village Bank from inspecting the company fundamentals such as Return On Equity of 0.1, shares outstanding of 1.5 M, and Operating Margin of 0.31 % as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Village Bank's valuation include:
Price Book 1.5752 | Enterprise Value 139.5 M | Price Sales 3.6411 | Trailing PE 16.095 | Enterprise Value Revenue 4.4142 |
Overvalued
Today
Please note that Village Bank's price fluctuation is out of control at this time. Calculation of the real value of Village Bank is based on 3 months time horizon. Increasing Village Bank's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Village Bank is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Village Stock. However, Village Bank's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 77.9 | Real 50.51 | Hype 87.6 | Naive 79.18 |
The real value of Village Stock, also known as its intrinsic value, is the underlying worth of Village Bank Company, which is reflected in its stock price. It is based on Village Bank's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Village Bank's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Village Bank and helps investors to forecast how Village stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Village Bank more accurately as focusing exclusively on Village Bank's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Village Bank's intrinsic value based on its ongoing forecasts of Village Bank's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Village Bank's closest peers. If more than one evaluation category is relevant for Village Bank we suggest using both methods to arrive at a better estimate.
Village Bank Cash |
|
Village Valuation Trend
Comparing Village Bank's enterprise value against its market capitalization is a good way to estimate the value of Village Bank and uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Village Bank Total Value Analysis
Village Bank and is at this time forecasted to have valuation of 139.46 M with market capitalization of 116.87 M, debt of 59.46 M, and cash on hands of 55.3 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Village Bank fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
139.46 M | 116.87 M | 59.46 M | 55.3 M |
Village Bank Investor Information
About 58.0% of the company outstanding shares are owned by insiders. The company has Price to Book (P/B) ratio of 1.58. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Village Bank last dividend was issued on the 29th of November 2024. The entity had 1:16 split on the 8th of August 2014. Based on the analysis of Village Bank's profitability, liquidity, and operating efficiency, Village Bank and is performing exceptionally good at this time. It has a great probability to report excellent financial results in December.Village Bank Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Village indicates not a very effective usage of assets in November.Village Bank Ownership Allocation
The market capitalization of Village Bank is $116.87 Million. Village Bank maintains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Village Bank Profitability Analysis
The company reported the previous year's revenue of 25.2 M. Net Income was 1.92 M with profit before overhead, payroll, taxes, and interest of 32.61 M.Village Bank Past Distributions to stockholders
| 10th of June 2024 | ||
| 15th of March 2024 | ||
| 1st of December 2023 | ||
| 15th of September 2023 | ||
| 12th of June 2023 | ||
| 17th of March 2023 | ||
| 2nd of December 2022 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Village Bank's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Village Bank and how it compares across the competition.
About Village Bank Valuation
The stock valuation mechanism determines Village Bank's current worth on a weekly basis. Our valuation model uses a comparative analysis of Village Bank. We calculate exposure to Village Bank's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Village Bank's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 25.2 M | 21.8 M | |
| Pretax Profit Margin | 0.09 | 0.09 | |
| Operating Profit Margin | 0.09 | 0.08 | |
| Net Profit Margin | 0.08 | 0.08 | |
| Gross Profit Margin | 1.13 | 1.36 |
A single share of Village Bank represents a small ownership stake in the entity. As a stockholder of Village, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Village Bank Dividends Analysis For Valuation
The current year's Dividend Payout Ratio is expected to grow to 0.54, whereas Dividends Paid is forecasted to decline to about 932 K. . At present, Village Bank's Retained Earnings Total Equity is projected to increase significantly based on the last few years of reporting. The current year's Earnings Yield is expected to grow to 0.03, whereas Earning Assets are forecasted to decline to about 63.1 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 981 K | 932 K | |
| Dividend Yield | 0.02 | 0.02 | |
| Dividend Payout Ratio | 0.51 | 0.54 | |
| Dividend Paid And Capex Coverage Ratio | 3.10 | 2.95 |
There are various types of dividends Village Bank can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Village shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Village Bank and directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Village pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Village Bank by the value of the dividends paid out.
Village Bank Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 1.5 M | |
| Quarterly Earnings Growth Y O Y | 0.332 |
Village Bank Current Valuation Indicators
Valuation refers to the process of determining the present value of Village Bank and and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Village we look at many different elements of the entity such as Village's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Village Bank, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Village Bank's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Village Bank's worth.Complementary Tools for Village Stock analysis
When running Village Bank's price analysis, check to measure Village Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Village Bank is operating at the current time. Most of Village Bank's value examination focuses on studying past and present price action to predict the probability of Village Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Village Bank's price. Additionally, you may evaluate how the addition of Village Bank to your portfolios can decrease your overall portfolio volatility.
| Latest Portfolios Quick portfolio dashboard that showcases your latest portfolios | |
| Instant Ratings Determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance | |
| Competition Analyzer Analyze and compare many basic indicators for a group of related or unrelated entities | |
| Portfolio Comparator Compare the composition, asset allocations and performance of any two portfolios in your account | |
| Companies Directory Evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals | |
| Price Ceiling Movement Calculate and plot Price Ceiling Movement for different equity instruments | |
| Global Markets Map Get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes |